Stay Steady - Track Spending

Descrizione

Take control of your finances with Stay Steady — the privacy-first budget app designed for Belgium and Europe. Free forever. FREE, FOR EVERYONE Every feature is unlocked from day one. No subscription, no paywall, no ads. We built this to help you stay steady — not to charge you. IMPORT FROM ANY BANK Drop a CSV, CODA, or MT940 file from your bank and watch as Stay Steady automatically detects your bank's format, parses transactions, and categorizes them with AI. Full support for Crelan, Belfius, BNP Paribas Fortis, KBC, ING, and Argenta. AI-POWERED CATEGORIZATION Our on-device machine learning model recognizes merchants across 34 categories and 145+ subcategories. Correct a category once, and it learns — then offers to apply it to all similar transactions. RECEIPT SCANNING Snap a photo of any receipt. Vision OCR extracts the merchant, amount, and date instantly. Perfect for cash purchases. SAVINGS GOALS Set goals for vacations, emergency funds, or big purchases. Link transactions to goals and track progress with visual savings jars and smart nudges. BUDGET LIMITS & ALERTS Set monthly limits per category. Get alerts at 80% and when you exceed your budget. Track everything with the home screen widget. FINANCIAL ENVIRONMENTS Keep your household, your company and your club apart. Every account belongs to exactly one environment and no analysis ever mixes them — a company invoice can no longer distort your personal savings rate. Switch with one tap; budgets, goals and rules follow. SPENDING INSIGHTS Interactive charts, year-over-year comparisons, spending forecasts, and financial health scores. Tap any category in the donut chart to see transaction details. CONVERSATIONAL INSIGHTS Ask about your spending in natural language using Apple Intelligence (iOS 26+). "Where did I spend the most?" Quick insight buttons available on all devices. PRIVACY FIRST • No account required — just download and start • All data stays on your device • No ads, no tracking — analytics are off unless you turn them on • No subscription — free forever • Optional iCloud sync (disabled by default) • Category corrections are anonymous and opt-in Available in English, Dutch, French, German, and Spanish. Stay Steady. Stay in control.

Stay Steady 2.0 • Reminders: get a notification before a regular bill is due. Add yearly bills yourself, with an optional monthly set-aside, so the big ones don't catch you out. • Widgets: Safe to spend now also on your Lock Screen, and a new Next bill widget. Amounts stay hidden until your iPhone is unlocked. • Comments: give any transaction a note or your own name. • Better categories: a new model, entirely on your iPhone, suggests categories more accurately, and the app tells you why. Bancontact card payments are no longer filed as Cash. On first launch, Stay Steady re-files the transactions it categorised itself, once; what you chose yourself stays as it is. • Debts: enter a loan's rate and monthly payment and see when it will be paid off. • FIRE: mark which spending is essential. Lean FIRE uses it, and FIRE now averages your last 12 months instead of 3, so your number may move. • Imports: CODA and MT940 files are checked against the statement's balances. Rows in another currency are skipped instead of being counted as euros. If a file won't import, you can send support a masked copy, which you see first.

Informazioni

Venditore

Data Consulting Services

Categoria

Finance

Versione

2.0.0

Richiede

iOS 26.1+

Dimensione

33.1 MB

Classificazione per età

4+