Sincap: Budget & Installments

Descripción

Installments, credit card statement periods, money you lend or owe, and subscriptions in one place. Pick your payday: balance, budgets, reports and widgets follow your own month. No bank login, no ads, your records stay on your iPhone. INSTALLMENTS AND FIXED PAYMENTS - Enter an installment purchase once; the remaining months are created for you and shown as "3/12". - Plan recurring and fixed payments; anything marked as pending can remind you 1, 3, 7 or 14 days before it is due. - Pending payments list with overdue count, total amount and swipe to mark as paid. CREDIT CARD STATEMENT CYCLE - Add a card with its limit, statement day and payment due day. - The cycle follows your statement day, not the calendar month. - See cycle spending, limit usage and what is left for this cycle. - Payment method and per-card breakdown in reports. DEBTS AND LOANS BETWEEN PEOPLE - Track what you owe and what people owe you: name, amount, due date. - Add partial payments, follow paid and remaining progress, see closed and overdue badges. - Reminders before the due date; optionally post the payment to your expenses. SUBSCRIPTIONS - Weekly, monthly, quarterly and yearly cycles; upcoming renewals and days left. - Monthly and yearly total subscription cost. - The free version shows how many subscriptions need review and their yearly cost; Pro shows which ones, with a reason: no matching spending, a large share of your monthly spending, or a year of uninterrupted renewals. YOUR PAYDAY MONTH - Set the month start anywhere from the 1st to the 28th and let every screen follow it. BUDGETS, GOALS AND REPORTS - Category limits, overspending alerts, comparison with the previous month. - Savings goals with milestones, contribution history and a target date. - Weekly, monthly, quarterly and yearly reports; savings rate, cash flow, category breakdown. - Create and share a PDF financial report. - Financial health score, end of month forecast and automatic insights. STAYS ON YOUR DEVICE - No bank connection, no account linking; your financial records are never uploaded to a server. The only external connection is the in-app purchase service. - Backups are encrypted with a key stored in your device Keychain, plus an automatic recovery copy before every restore. - No ads, no data selling. ALSO INSIDE - 4 widgets: balance, budget ring, upcoming subscriptions and Lock Screen. - Siri Shortcuts to add an expense or income and to ask for your balance or remaining budget. - Spotlight search across your past transactions. - On device category suggestions that learn from your own choices. - Light, dark and OLED themes, hidden amounts, notifications with quiet hours. - VoiceOver, Dynamic Type and Reduce Motion support. SINCAP PRO Monthly or yearly subscription, or a one-time lifetime purchase. The free version includes 3 budgets, 2 goals, 5 subscriptions, 5 debts, 5 cards, 5 custom categories and a PDF report for one period. Pro unlocks unlimited records, subscription review, financial health score, end of month forecast, advanced insights, the full timeline and automatic backups. Your existing records are never locked by a limit. Payment is charged to your Apple Account when the purchase is confirmed. The subscription renews automatically unless it is turned off at least 24 hours before the end of the period; you can manage or cancel it in your App Store account settings. Amounts are shown in the currency symbol you choose; the app does not convert between currencies. App interface is available in English and Turkish. • Lifetime Pro: a one-time option now sits next to the monthly and yearly subscriptions. Pay once, no renewals, nothing to cancel. If you change device or reinstall the app, "Restore Purchases" on the Pro screen brings it back. Terms of Use: https://gelirgider.lesmazer.com/terms-of-service Privacy Policy: https://gelirgider.lesmazer.com/privacy-policy

You can now split your categories into subcategories. What's new • Subcategories: touch and hold a category and tap "Add subcategory", or pick a "Parent category" when you create a new one. When you add a transaction or set a budget, you choose the category first; if it has subcategories, a "Subcategory" row appears right below it. When you confirm a voice entry, you can pick a subcategory from the category menu too. Your existing categories and transactions stay exactly as they are. • Subcategories everywhere: a parent category's budget also covers what you spend in its subcategories, while your total budget still counts each expense only once. In Reports, spending rolls up into the parent category, and opening a category shows its breakdown. Goals, PDF reports and backups understand subcategories too. • Faster logging: there's a new + button at the bottom right of Home; touch and hold it to open your frequent entries. Touch and hold the app icon and choose "Add Expense" or "Add Income" to jump straight to a new transaction. A new "Siri & Shortcuts" page in Settings lists the phrases you can say to Siri, and Siri phrases now work in English too. • Overdue payment alert: a new optional setting in Settings > Notifications. Turn it on and you'll get one reminder the next morning for any expense that's past due and still pending. Unpaid expenses from the previous period now also stay on the Pending Payments card in the new period. • Undo for voice entries: if a transaction added directly by voice was misheard, you can undo it right away from the message at the bottom. The amount you say no longer ends up in the description, and if the microphone is busy or nothing was heard, a message tells you what happened. Improvements • The category breakdown in Reports now follows the period you pick (week, quarter or year). The "vs last month" comparison in Budget measures this period's spending so far against the same point last period, so the first days of a period no longer show misleading drops. • Your streak now counts the days you log a transaction, including days you add one with Siri. Every 7 days in a row earns back a streak freeze (up to 2), and deleting a transaction no longer takes away your XP. • Your data is safer: if a save fails, the app no longer says it succeeded, the form stays open and nothing you typed is lost. If a safety backup can't be made before a restore, reset or repair, nothing is deleted without asking you first. Deleting a single entry from an installment or recurring series now deletes only that entry. • In-app messages no longer hide behind an open sheet or under the keyboard. Lots of improvements for VoiceOver and larger text sizes. • Various smaller fixes and improvements. Your financial data still stays on your device only. No account, no ads.

Información

Vendedor

Mert Cem CANLI

Categoría

Finance

Versión

2.6.0

Requiere

iOS 16.0+

Tamaño

18.7 MB

Clasificación por edad

4+