B&W Budget

Description

Black & White Budget — opinionated, monochrome, beautifully simple personal budgeting. Built around one idea: see exactly what's coming in, what's going out, and what's left to spend. No rainbow charts. No category overload. No subscription. THE DESIGN • Strict monochrome — no green, no red, no opinion-by-colour. Hierarchy comes from typography and weight, the way good print does. • Every interaction respects the same 4pt grid. SF Rounded everywhere. • Private by design — no login, no account, no telemetry. Your data lives on your device, or in your private iCloud with optional sync (Pro). THE BASICS • Add income and expense in seconds. • Create categories and sub-categories with built-in icons. • Set a monthly spending limit on any category. When you cross it, the app offers a "split" — push the overage into another category, cascading until everything fits, or choose to go over. RECURRING • Rent, salary, subscriptions — set them once, let them fire on their schedule. • Upcoming view shows the next 30 days of expected income and expense, with a "balance after" line so you know what's actually free to spend. INSIGHTS • Monochrome donut breaking down spend by category for the focused period. • Trend chart of income vs expense over days, weeks, months, or years. • Plain-English deltas: "$120 less spent than last month." NOTIFICATIONS • Reminders when recurring transactions fire. • "Due tomorrow" reminders before they fire. • Low-balance alert when your total drops below your threshold. SHARING & EXPORT • Export everything to CSV or JSON via the native share sheet. • Home-screen widget shows Capital + this-month flow at a glance. • Long-press the app icon for "Add income" / "Add expense" quick actions. OTHER • Multiple budgets — Personal, Work, Family — switch with one tap. • Two app icon variants — default and inverted. • Replay the walkthrough any time from Settings. Free. No ads. No subscription. A single one-time purchase unlocks Pro — iCloud sync across iPhone, iPad, and Mac.

Know what you can actually spend before payday. • Free until payday: Home now shows what's left to spend before your next pay, after the bills and subscriptions still due before then. Tap it to see exactly what's set aside. It's on your widgets too. • Savings accounts: mark an account as savings and it's kept out of what you can spend. Money you move to savings before payday is set aside too. • Smoother everywhere: switches slide, upcoming charges look the same on every screen, search results match Activity, and Insights is quicker. • On iPad and Mac, every section now sits in the same centred column, so nothing shifts as you move around. • Deleting a single item for good from Recently deleted now asks first.

Information

Seller

Juan Pierre Lotter

Category

Finance

Version

1.3.18

Requires

iOS 18.0+

Size

8.3 MB

Age Rating

4+