Ram Fincorp

Beschreibung

Ram Fincorp – Personal Loan Platform for Salaried & Self-Employed. Ram Fincorp is a Loan Service Provider (LSP) operated by KUNDANMAL TECHNOLOGY PRIVATE LIMITED. We act only as a platform. All loans are sanctioned, underwritten, and disbursed by our RBI-registered NBFC partners. Ram Fincorp itself does not lend. Loan Amount & Tenure Loan amount: ₹5,000 to ₹2,00,000 Repayment tenure: 91 days to 365 days APR (Annual Percentage Rate): 15% – 35% (inclusive of interest & fees) Representative Example For clarity, here is one sample loan calculation: Loan Amount: ₹30,000 Tenure: 3 months (91 days) Annual Interest Rate: 15% p.a. (reducing balance) Processing Fee: ₹500 GST on Fee (18%): ₹90 Total Fees Deducted Upfront: ₹590 Amount Disbursed: ₹29,410 Monthly EMI: ₹10,272 × 3 months Total Repayment: ₹30,816 Total Interest: ₹816 Total Cost of Loan (Interest + Fees): ₹1,406 Effective APR (including fees): ~28.8% (Exact terms vary depending on borrower profile and lender policy.) Eligibility Age: 21 – 55 years Residency: Indian citizen Minimum monthly income: ₹15,000 Documents required: Aadhaar, PAN, 3 months salary slips, 3–6 months bank statements How to Apply Download & open the Ram Fincorp app Fill in details & upload KYC documents Select loan amount & repayment plan Get matched with an RBI-registered NBFC lender Loan is disbursed directly to your bank account by the NBFC Why Choose Us Multiple RBI-approved NBFC partners 100% digital & paperless process Transparent pricing — no hidden charges Flexible repayment options Data privacy with bank-grade encryption Our Lending Partner Currently partnered with: R K Bansal Finance Private Limited (RBI-registered NBFC) (Additional NBFC partners will be added and disclosed as per RBI guidelines.) Security & Privacy Customer data is encrypted and transmitted via secure HTTPS. We never share data without consent. The app complies with RBI Digital Lending Guidelines (DLG), 2022.

Added Force Update support. Added Push Notification support. Performance improvements and bug fixes.

Informationen

Anbieter

KUNDANMAL TECHNOLOGY PRIVATE LIMITED

Kategorie

Finance

Version

1.4

Erfordert

iOS 15.6+

Größe

32.9 MB

Altersfreigabe

17+