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BE THE BOSS OF YOUR MONEY Manage your money with confidence, whenever and wherever you need. Join our 10 million App users – get the app and get started. Seeing your balance, paying a bill or checking your transactions are just the start. Here’s some of the great stuff we’ve got going on in the App. SPEND? SAVE? BORROW? INSURE? INVEST? APPLY IN THE APP TODAY - Not yet banking with us? Don’t worry – download the App, it’s the quickest and easiest way to apply for a bank account with us. - You can share documents with us in real-time using your built-in camera to complete your application quickly. TAKE CONTROL OF YOUR EVERYDAY SPENDING - Ever fallen into the subscription trap after that free trial? See, block and cancel subscriptions anytime. - Need to settle up or transfer money fast? With Faster Payments you can sort it in quick time. - Splitting the bill? Friend forgot their card? Request and receive money you’re owed from family and friends using ‘Request a Payment’. - Get support all day and night, every day. STAY IN THE KNOW WITH REAL TIME INSIGHTS - Know what’s going on with your money in real-time, with upcoming payments and instant notifications when money’s coming in and going out. - Wondering where your money goes? See where you’re spending and where you might be able to save, with Spending Insights. MAKE YOUR MONEY WORK HARDER FOR YOU - Enjoy a cheeky bargain or three with Everyday Offers. Earn cashback of up to 15% from a range of retailers with our current accounts and credit cards. - Turn your pennies to pounds – using ‘Save the Change’. We’ll round up your debit card spend to the nearest pound and move it into a chosen savings account with us. - Keep track of your credit score for free, with helpful tips and tools to improve it. KEEPING YOU AND YOUR MONEY SAFE - Use your fingerprint or face to login - it’s the fastest and most secure way to bank. - Whether your card is lost, stolen or turned into a chew toy, you can relax knowing you can freeze it, unfreeze it or order a new one in seconds. - With the latest security tech we keep your money safe and stop those pesky hackers in their tracks. - Your eligible deposits with Lloyds are protected up to £85,000 by the Financial Services Compensation Scheme. Find out more at lloydsbank.com/FSCS LEAVE US A REVIEW ABOUT OUR APP We’re always ready to listen and make things better for you. Lloyds and Lloyds Bank are trading names of Lloyds Bank Plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. The app is available to customers with a UK personal bank account and valid registered phone number. LEGAL INFORMATION This app is designed and intended for Lloyds UK customers to access and service UK personal products, and for customers of Lloyds Bank Corporate Markets plc, using the business names Lloyds Bank International and Lloyds Bank International Private Banking, to access and service personal products held in Jersey, Guernsey and the Isle of Man. It should only be downloaded for this purpose. While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds or Lloyds Bank Corporate Markets plc. Any confirmation that our product or service complies with European Union law is made to Apple to meet this legal requirement. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

MAKE YOUR MONEY MORE MONZO Images and description are relevant for the UK only. Hi, we're Monzo – a bank that lives on your phone. Numbers are kind of our thing. Here are a few of our favourites: 16 million: how many people bank with us 1 million: how many businesses bank with us 24/7: the hours and days you can chat to our customer support OPEN A FREE MOBILE BANK ACCOUNT IN MINUTES Track spending, save money, split bills and manage your finances, all in one app Sent money by mistake? Undo a payment within seconds before it leaves your account GET TO KNOW WHERE YOUR MONEY GOES Get instant notifications when money comes in and out of your account Learn about your spending habits with weekly and monthly insights Schedule your bills or regular monthly payments and manage subscriptions Get that payday feeling one business day early when your salary is paid via Bacs Free yourself from travel fees. Pay anywhere, in any currency on your debit or credit card (we pass Mastercard's exchange rate directly onto you, without hidden fees) SUPERCHARGE YOUR SAVINGS WITH POTS Create personalised Pots to separate spending money and savings Turn spare change into savings with automatic roundups Earn interest on money with Instant Access Savings Pots SPLIT AND PAY THE MONZO WAY Split bills, send reminders, and keep track of joint costs Get paid back or make payments with a link (limits apply: £500 for requesting money and £250 for making payments with a link) INVEST IN WHAT MATTERS TO YOU Choose from a range of investing options to suit your interests, financial goals, and the level of risk you’re happy with Start with as little as £1 Grow your investing know-how with bite-sized topics on investing essentials The value of your investments may go up or down. You could get back less than you put in. UK residents 18+. Ts&Cs apply MONZO FLEX: AN AWARD-WINNING CREDIT CARD Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £10,000 and a 0% offer you can use time and time again. Protect eligible purchases made with the Flex card with Section 75 Protection Apply from your Monzo bank account. Eligibility criteria & Ts&Cs apply. 18+. Not keeping up with payments may negatively impact credit score Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable) BUSINESS BANKING FEELS BETTER WITH MONZO Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards. Choose from Lite for free or upgrade to Pro or Team from £9 p/month Enjoy automated Tax Pots, multi-user access, invoicing, expense cards and more Connect Xero, FreeAgent, Sage or QuickBooks for taxes and accounting Send and receive money internationally: make payments from your bank account (depending on the currency, you may need a Wise account. Fees apply) and receive money from 40+ currencies via SWIFT Only sole traders and limited company directors in the UK can apply. Ts&Cs apply. TRUSTED BY MILLIONS 16 million customers and counting Voted Best Business Banking Provider – 2024 British Bank Awards Download Monzo today and join millions using mobile banking to make money simple. Manage your finances, savings, travel payments, credit cards and business banking, all in one award-winning app. Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person. You'll need a Monzo current account to access Investments, Instant Access Savings Pots and the Monzo Flex Credit Card. UK Residents only, Ts&Cs apply. Award is by Smart Money People. Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG

Revolut operates globally through various licensed entities. Product availability and regulatory status vary by jurisdiction. Revolut is not a licensed bank in all operating regions. Please visit revolut.com and select your country of residence to view specific information relevant to you. Join the 14+ million UK customers, and 80+ million customers globally, who manage their finances with Revolut. From your everyday current account to building tax-free wealth with a Stocks & Shares ISA, manage your entire financial life in one secure app. Simplify your everyday banking * The essentials: open a full UK current account with a sort code and account number in minutes. * Better together: manage shared finances with Joint accounts. Two cards, one account, and total clarity on shared spending (Joint account T&Cs apply). * For the whole family: get your kids a free Revolut Kids & Teens account and card, so they can learn money skills in a parent-supervised space. * Group Bills: chat, split, and settle bills in any currency, all for free. You can even add friends who aren't on Revolut to the group. * AI by Revolut: manage cards, track spending, and even plan your next trip, all in one chat. Send money near and far * Instant transfers between friends: send and request money from other Revolut customers in a tap. It’s free and lands in seconds. * Global bank transfers: send to traditional bank accounts in 160+ countries. It’s fast, and transparent tracking shows where your money is at every step. Start building wealth today * Stocks & Shares ISA: invest up to £20,000 tax-efficiently each year with our low-cost ISA. Capital at risk. * Competitive savings: earn daily interest on GBP, EUR, and USD. Withdraw anytime with no penalties or fees. * Global investing: trade thousands of global stocks and ETFs. Start with as little as £1. Capital at risk. Tax advantages of the Stocks and Shares ISA apply only to UK taxation and might vary depending on your personal circumstances. Investment services in the UK are provided by Revolut Trading Ltd (No. 11567840) which is authorised and regulated by the Financial Conduct Authority (FRN: 933846). T&Cs apply. The FSCS may be able to protect your investments with Revolut Trading Ltd up to £85,000 if we go out of business and can't meet our financial obligations to you. This does not cover claims that are for poor investment performance. Read more https://www.revolut.com/legal/RTL-client-assets-protection-summary/ Your eligible deposits are protected by the FSCS up to £120,000, if we can't meet our financial obligations to you. Travel like a local * Great exchange rates: spend abroad in 150+ currencies with competitive exchange rates and no hidden fees. * ATM access worldwide: get fee-free ATM withdrawals within your plan’s allowance. * Lifestyle rewards: join RevPoints and turn your everyday card spend into Airline Miles, travel discounts, and shopping rewards. (RevPoints T&Cs apply). Keep on top of your money * See the full picture: connect your other bank accounts to track everything in one place. * Deep-dive analytics: spot spend trends with breakdowns by category, shop, and country. * Organise your bills: use Pockets to automatically set aside money for bills and Direct Debits. Stay secure with proactive defences * Wealth Protection: add extra verification to your savings and investments. Activate biometrics for withdrawals above your set limit. * Instant card freeze: Freeze and unfreeze lost cards with a tap in-app. * Secure online shopping: use single-use virtual cards that refresh their details after every purchase. Revolut Bank UK Ltd (https://revolut.com) is registered in England and Wales (Registered No. 12871051). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register No. 981170.* * Registered address: 30 South Colonnade, London E14 5HX, United Kingdom.

UK's #1 app for active trading & long-term investing.* (77% of retail CFD accounts lose money when trading with this provider) Access global financial markets commission-free and hassle-free. Start with a free, lifetime practice account with virtual money. Trading 212 Invest & ISA: - Unlimited commission-free trades; - 13,000+ Real Stocks and ETFs from the UK, the US, Germany, France, Spain, the Netherlands and others; - High interest on your uninvested cash: 3.8% on GBP, 2.2% on EUR, 3.30% on USD, and more. Paid daily. Terms apply. - Multi-currency account: deposit, invest and earn interest in 13 currencies; - Fractional shares, Pies and AutoInvest: create a diversified portfolio and invest automatically, reinvest dividends, or copy popular portfolios; - Trading 212 Card - experience revolutionary low exchange rates; - Extended hours trading with fractional shares; - 24/5 trading for US stocks: non-stop market access from Monday until Friday via more trading sessions; - Portfolio transfers: transfer shares from and to other brokers. Free of charge; - Trading 212 community: see how others invest; - Uncompromising, direct trade execution - we don’t sell your order flow. Trading 212 Cash ISA: - 3.60% AER (variable tracker rate), earned daily, paid monthly; - Flexible - withdraw anytime; - Completely free - no account fees. ISA accounts are provided by Trading 212 UK Ltd. Trading 212 CFD: - 9,000+ CFDs on Stocks, Forex, Gold, Silver, Oil, Indices and more; - Competitive spreads even at news time; - Smooth and easy to use charts for technical analysis, powered by TradingView. ...and always an outstanding live customer service, responding within seconds. Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Trading 212 provides execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Zero commission refers to no broker fee being charged for buying or selling shares. FX fee of 0.15% applies when buying or selling securities denominated in a currency different from that of your Trading 212 account. * Based on statistics by data.ai as of January 2025. Trading 212 is the following companies: Trading 212 UK Ltd. authorised and regulated by the Financial Conduct Authority (Register number 609146). Trading 212 Markets Ltd. authorised and regulated by the CySEC, Cyprus (Register number 398/21). Trading 212 EU GmbH is authorised and regulated by German Federal Financial Supervisory Authority (BaFin) (BaFin ID number 10109603). Trading 212 AU PTY Ltd. authorised and regulated by the Australian Securities and Investments Commission (License number 541122). Trading 212 Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237). Seller: Trading 212 Address: Aldermary House 10-15 Queen Street, London, EC4N 1TX

FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹ ¹UK: Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Credit subject to status. Klarna Financing has a representative APR of 21.9% (fixed). ¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply. https://www.klarna.com/ie/terms-and-conditions/. SHOP WITH A KLARNA CARD Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.² ²UK: Paid membership required to access Pay Later plans. Representative APR 30.5% (fixed). Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Paid membership required to be eligible for a Klarna Credit Card. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. T&Cs and late fees apply. Representative APR 9.5% (variable). ²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage. UP TO 10% CASHBACK Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ ³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply. UK: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/cashback-update Ireland: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-IE/cashback UNLOCK YOUR KLARNA BALANCE Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴ ⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: https://www.riksgalden.se/en/our-operations/deposit-insurance. KLARNA MOBILE
 Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶ ⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/KlarnaMobile. Unlimited data is subject to Gigs' Acceptable Use Policy: https://gigs.com/legal/uk-end-user-terms/uk-end-user-service-agreement-appendix-1-gigs-acceptable-use-policy. ⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods. 24/7 CUSTOMER SERVICE Use our chat in the app for 24/7 support.

Trusted by over 2 million users, the Creation Finance App is the best way to manage your finance agreements and accounts with Creation, including Currys flexpay, Flexible Finance Account for Apple Purchases, B&Q FlexiPlan, Creation Loans and our other retail partners. With the app, Creation customers can manage their existing purchases, e-sign finance agreements (only available for new customers), make changes to payments, explore new purchases, and enjoy exclusive offers. Why you should use the Creation Finance App: - Easy and simple registration Sign up in less than 1 minute. - E-sign your agreement Quick way to e-sign your finance agreement (only available for new customers) - Dashboard Information about your account(s), including your monthly repayment amount and balance at a glance. - Manage payments Make additional payments or changes to your Direct Debit. - Inbox View your e-statements anytime you want (only available for Currys flexpay account, Flexible Finance Account for Apple Purchases and B&Q FlexiPlan account). - Secure login Touch/Face ID login for quick and secure access to your account(s) - Enjoy offers and deals Discover offers available to app users. Got any questions? - Browse our frequently asked questions on https://www.creation.co.uk/faqs/ © Creation 2026 Creation Consumer Finance Limited. Registration Northern Ireland: NI032565. Registered Office: 6th floor Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT. Authorised and regulated by the Financial Conduct Authority. Creation is the trading name for Creation Consumer Finance Limited.

Welcome to the new Hastings Direct app, which is packed full of features designed to take the hassle out of managing your insurance. You’ll find your policy details and insurance documents as well as contact numbers and claims tips all stored safely and securely in the app to access whenever and wherever you need them. So, whether you want to manage your policy, need help if you’ve broken down or have to make a claim you can get the help you need, quickly. MANAGE YOUR POLICY: - One-click links to important information for your Hastings Direct, Premier, Essentials and YouDrive polices – quick access to your policy number, what you’re covered for, excesses and renewal date* - Something changed? Update your car, address or add a new driver in a few easy steps* - Need more information and hate rummaging through paperwork? Keep all your key documents in one place that’s accessible 24/7* - View your car, home, van and bike policies all in one place - Constantly forgetting passwords? Switch to Touch ID / Face ID or a 6-digit pin - Stay safe - Customise security features and read our privacy policy BREAKDOWN ASSISTANCE: - Get help when you need it most – Hit ‘click to call’ and you’ll connect directly to your breakdown provider CLAIMS: - Need to make a claim? Use the app to register a claim - Got a query about an existing claim? Our app will help you find the answer - Get in touch directly - Send important information to us via email We’re working hard to release lots of exciting new functions to help make your life that little bit easier, so make sure you keep your app updated. If you’ve got any suggestions on how we can improve the app or if you require technical support, please email [email protected]. Disclaimer Minimum Hastings Direct app requirements: - iOS 12.0 or newer - Phone must not previously or currently be jailbroken** *Customers with policies beginning with ‘H’ are automatically redirected to our mobile website to view or change their policy **allowing root access to files which remove all restrictions from the phone Hastings Insurance Services Limited, trading as Hastings Direct, is authorised and regulated by the Financial Conduct Authority (register number 311492).

Hi, we're Zable. Download our app to join over 2 million customers taking control of their finances. Rated 'Excellent' On TrustPilot: • Quick eligibility check: it won't affect your credit score • Apply in minutes: simple, straightforward, paperless card and loan applications • Manage your money: credit card transactions, loan payments, and credit score • Repay card in minutes: make card payments in the app • Apple Pay: most approved customers are eligible for a virtual card right away • Credit score: see your Equifax score • Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible • No hidden card fees: at home or abroad • Simple to use: manage your card or loan in the app Zable credit card: Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Apple Pay, and most approved customers can start spending right away. Zable loan: The loan application process is paperless and fast – you could receive your loan in under an hour. You can customise your loan amount and term, providing flexibility and control over your loan. Zable Switch & Save: Pay less on your car finance by switching your car loan or breaking up your balloon payment. Keep your car and check your offer with no impact to your credit score. Zable+ Credit Card: Representative 29.9% APR (variable). Subject to eligibility. Zable Loan: Representative 24.6% APR (fixed) We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd. The Zable credit card is issued by TPL pursuant to licence by Mastercard Intl. Credit limit increases are subject to responsible use. Here to help: Reach our customer service team 7 days a week via the Zable app.

There's never been a better time to check out PayPal, the trusted way to pay. The PayPal app now lets you shop, pay, earn PayPal+ points, and manage your money. All in one place, with confidence and Buyer Protection on your eligible purchases.* *Buyer Protection is available on eligible purchases only. Time limits and other terms apply. See the Buyer Protection section of your local User Agreement for more information. SEND & RECEIVE MONEY A simple, secure way to quickly send & receive money to friends and family. With encryption technology, we go the distance to help make sure your money transfers are secure. *PayPal account required to send, receive money. Fees apply for currency conversion and non-GBP international transfers. See fees: https://www.paypal.com/uk/money-hub/article/how-to-collect-money IT’S LOYALTY FOR ALL. AND IT’S ALL FOR FREE PayPal+ is the rewards programme built to give you more points in more ways. Use them just about anywhere you shop online. And it’s all for free with no fees or caps. Get started in the app.* *Rewards are earned as points under the PayPal+ rewards programme. To earn, you must be enrolled in PayPal+. Eligible purchases only. PayPal+ T&Cs apply. MULTIPLY YOUR POINTS WITH THE PAYPAL DEBIT CARD Earn up to 10x PayPal+ points when you pay with your PayPal Debit Card, everywhere Mastercard® is accepted. Add it to your mobile wallet, use it in stores, and at PayPal checkout to watch your points grow* *Set up and activation required. T&Cs apply. BUY NOW, PAY LATER Keep track of all your PayPal Pay in 3 and Pay in 30 repayments* Plus, earn points whenever you use Pay in 3 or Pay in 30. *Credit agreement. Consider if the purchase is affordable and how you will repay. Missing payments may make other borrowing more difficult or more expensive. Eligibility subject to status and approval. 18+ UK residents only. See product terms for more details. Available for eligible purchases of £20 to £3000 for Pay in 3 and £1 to £900 for Pay in 30. SEND MONEY GLOBALLY Send money to friends and family abroad in over 110 countries – or get even more delivery options with Xoom.* *Fees and restrictions apply. Transaction, currency conversion, and other fees may apply. MANAGE YOUR SUBSCRIPTIONS Keep track of your different subscriptions at the subscription hub. Easily view, update, or cancel subscriptions, while enjoying updates on recurring payments. Manage recurring payments all in one place. POOL MONEY TOGETHER Collect money in advance for group gifts, shared experiences, and more and skip the hassle of reimbursement afterward.* *A PayPal account is required to create a Pool. T&Cs apply. PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (firm reference number 994790); in relation to its regulated consumer credit activities (firm reference number 996405); and for the provision of cryptocurrency services (firm reference number 1000741). Some products and services, such as PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection. Please read product terms for further details. PayPal UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place, London, United Kingdom, EC4M 7RD.

Earn money as an online tester — as often and whenever you want. Take surveys, complete simple tasks and turn your spare time into money! Join our fast-growing platform for paid online tasks. Sign up for free and immediately get access to countless online surveys and tasks. • Earn real money whether on the go or from the comfort of home — maximum flexibility guaranteed. • Choose from a huge selection of surveys and tasks. • Unlock higher earnings the more you test. • Fast and secure payout: get paid within 24 hours via PayPal. • Rated "Great" — 4.1/5 on Trustpilot from over 24,000 reviews. How Testerup Works 1. Sign up for free and browse tasks and surveys. 2. Choose what fits you — every completed task earns you cash. 3. Get paid fast and securely via PayPal. With so many ways to earn real money, Testerup is perfect for side hustlers, students, and anyone looking for extra income — on your own schedule, wherever you are. Safe & Secure Earnings Your security is our priority. We ensure fair rewards for your time, and our fast PayPal payouts mean you won't wait long to get paid. Ready to turn your free time into real cash? Download Testerup now and start earning for doing what you love — testing, completing tasks, and sharing your feedback. Need help? Our support is available 24/7.

How to register Registering with your 16-digit card number Anyone aged 11 or over with a UK registered mobile number and a Barclays current account or Barclaycard can register. Just keep your 16-digit card number handy and follow the on-screen instructions. Depending on your circumstances, you may be asked to verify your identity using your card PIN, a PINsentry card reader, or a valid form of ID. Registering with an activation code 1. Follow the simple on-screen instructions to register 2. Once you're set up, log in with your 5-digit passcode. You can switch on Touch ID or Face ID for faster access next time. Terms and conditions apply. You must be aged 11 or over to use the Barclays app. FOR BUSINESS ACCOUNTS You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards. This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc.) to confirm the legal entity that provides banking services to you. Copyright © Barclays 2026. Barclays is a registered trademark of Barclays plc, used under licence. Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702). Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.

The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility. Your Experian Credit Score is a straightforward way of showing how lenders may view your application. As part of a credit check, companies may look to see whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each. Compare credit cards and loans with us. Let Experian help by showing you the credit cards and personal loans you’re most likely to be accepted for, helping you save hassle and avoid too many unsuccessful applications impacting your credit rating. Experian is a credit broker not a lender†, so we show you impartial search results. Free Experian account features: • Your Experian Credit Score on the go • Credit card and loan comparison • Summary of your total credit • See how likely you are to get accepted for personal loans and credit cards before applying • Tips, articles, videos and expert knowledge to improve your suitability for credit checks at your fingertips • Quick and easy login with Touch/Face ID or PIN CreditExpert subscribers get access to these additional features: • Personalised tips on how to improve your credit score • Score Influencers show you what’s positively and negatively affecting your Experian Credit Score • Get your Experian Credit Score & Report updated daily • Alerts notify of you credit score changes • UK call support for credit report & score • Timeline shows you a single view of your score history and alerts • Web monitoring • Dedicated fraud support Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans. *Most trusted’ based on 59% of 1086 respondents. ICM Unlimited survey, June 2018. †Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers. Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to. All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.

Our personal, business and joint accounts make managing your money as seamless, simple and satisfying as it should be in 2026. It's why we're the Which? Recommended Provider for a seventh year in a row. Apply for a bank account online in minutes - for free - from your phone, and join the millions who have already discovered the better way to bank. What's in it for you? No overseas fees • We won't charge you a penny for using your card abroad, or for withdrawing cash at an ATM. • We'll give you the Mastercard exchange rate, and won't add anything on top. • Get notifications in the local currency, and in GBP. Better budgeting • Use Spaces to set money aside in a virtual change jar. Personalise with pictures, set a target, and track your progress. • Get instant payment notifications and track your balance in real-time • Learn where your money goes, and how to make savings, with Spending Insights • Use Bills Manager to set aside money for your bills. It means your main balance will only show you what's actually available for day-to-day spending. • Save on autopilot - automatically round up payments to the nearest pound and put away the spare change. Pay and get paid seamlessly • Owed money? Send a simple link to get paid back. • Enjoy easy international transfers to 34 countries from your app – no hidden fees or exchange rate markups • Pay people instantly in-app – no fiddly card reader needed • Deposit cheques digitally from your phone and pay in cash at the Post Office. Keep your money safe • Your money is covered up to £120,000 by the Financial Services Compensation Scheme • With 24/7 in-app support from real humans in the UK, we're always here to help • Lock your card in-app and turn settings on and off, such as contactless, online, gambling and swipe payments Business banking No monthly fees. Get mobile and web banking access, 24/7 support and simplified accounting. Deposit cash at the Post Office from as little as £3, and deposit cheques in-app by taking a photo. Automate your expenses, ring-fence money for bills, keep track of invoices with instant payment notifications and spot where your business is spending with smart analytics. Voted Most Innovative Business Bank at RFI UK Banking & Finance Awards 2026. The joint bank account Manage collective household expenses or set aside money together; our joint account simplifies shared spending. Get instant payment notifications, track your spending with Insights, budget together and make important payments from one account. Banking for the whole family, all in one app Under 16s is our free debit card and app for 6-15 year olds. It's built seamlessly into the adult's Starling account (personal or joint) for better visibility and control. Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Join over 11 million customers and download our NatWest mobile banking app today to make your day-to-day banking easy, quick and secure. Why the NatWest app? Manage your money easily and securely: • Apply for current, savings, child, teen, Premier, and student accounts quickly. Eligibility criteria apply. • See all your bank accounts straight from your Home screen. • Freeze and unfreeze your card at any time (Mastercard only). • Use pots to set money aside from your main account for everyday needs and to stay in control of your spending. • Set up fingerprint, voice or facial recognition for better security and to send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices. Send, receive and access money quickly: • Request money via a QR code or link. • Send money faster with a personalised list of favourite payees. • Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and uses online or mobile banking. Paying bank criteria and limits may apply.) • iPhone only: Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked). Stay on top of your spending and saving: • Keep track of payments all in one place. • Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling. • Budget easily by managing your monthly spending and set categories. • Turn on push notifications to get alerted when money reaches or leaves your account. Get support for every life event: • Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply. • Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address. • Discover our additional products and services, including mortgages, home and life insurance and loans, in one place. • Fast track your money goals with the help of our handy plans, tools and tips. Important info: Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu, where you will be able to find motion and visual control settings within the menu (note this is not within our app, but in the settings of your device itself). Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18. By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at natwest.com/mobileterms. Please save or print a copy along with the Privacy Policy for your record.

How to register Registering with your 16-digit card number Anyone aged 18 or over with a UK registered mobile number and a Barclaycard account can register. Just keep your 16-digit card number handy and follow the on-screen instructions. Depending on your circumstances, you may be asked to verify your identity using your card PIN, a PINsentry card reader, or a valid form of ID. Terms and conditions apply. You must be aged 18 or over to use the Barclaycard app. If you’ve got a Barclays current account you’ll also be able to view and manage this account using the Barclaycard app. This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc.) to confirm the legal entity that provides banking services to you. Copyright © Barclays 2026. Barclays is a registered trademark of Barclays plc, used under licence. Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. Barclaycard Business cards are provided by Barclays Bank PLC which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Registered in England No. 1026167. Registered Office: 1 Churchill Place, London E14 5HP.

Your bank in your pocket. Secure, fast and anytime, anywhere. It starts here. Not a Santander customer already? Well hi there! Come on in and make yourself at home. Simply download the App and we'll guide you through an application to join us* Already a customer? Nice one! You can get started by using your usual log on details (Don't already have log on details? Visit santander.co.uk to register – it's quick & easy) Now, we're pretty proud of our App and we've got good reason to be - it's award winning* Not only that, but it's secure, fast and you can use it anywhere, anytime, which is great if you're bit of a night owl. Here's the basic lowdown on what you can do: •            check your balance and statements. We know, it's a pretty scary task to do after a big night out •            not sure if you've already paid for something? Search transactions will let you find out instantly •            transfer money between your Santander accounts. Perfect if you want to put some spare cash away for a rainy day, or save for that new car •            send money to other people. Which is great if you're splitting the bill •            check your Direct Debits and standing orders •            control your card, 'freeze' it in those moments where you're sure your cards somewhere in the house, just not sure where •            pay in cheques, up to £5k a day •            we've got some handy features like My Money Manager and My Home Manager. Let’s just say it'll make things a lot more 'insightful' •            thanks to biometrics, payment authorisation and discreet mode you can rest easy knowing you're banking securely. But you can do so much more too! Head on over to the "Products & Offers" section in our app to find out more. We can help you get to where you want to be That's enough reading for now, let's get stuck in. Tap "Download" and see for yourself. ————————————————————————— We know, the small print can be kind of boring. But it's important too. So, here it is… (1) Applications are subject to status, eligibility, and credit scoring (2) Our app won an award - Best Digital Financial Inclusion Initiative 2024 at the Global Retail Banking Innovation Awards For full details of our product range, key facts documents and terms & conditions, visit www.santander.co.uk Remember: • Never share a One Time Passcode (OTP) or your Security Number with anyone. Not even a Santander employee. • Santander will never call to ask to log on to your mobile device or computer, or ask you to download any type of software Always manage your push notifications in our Mobile Banking App and turn push notifications off in our app on any old devices you’re no longer using to make sure you don’t miss important notifications. Interest rates within our Play Store images are for visual purposes and may not be the latest rates. This app is available in English language only. Santander Mobile Banking will not run on devices that have been jailbroken. Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 15 or above to use this app. Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries. App store is a service mark of Apple Inc. Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

Join over 6 million of our customers who are using the Nationwide banking app for their everyday banking needs. It’s simple to get started. # I’ve never used the app before. How do I start? # Download the Nationwide banking app and follow the instructions on screen, you’ll need your Nationwide account details or customer number. You can log in with Face ID, Touch ID or passnumber if your device allows. Once you have set up biometrics on your account, you will be able to confirm new payments with Face ID or Touch ID. We will ask you to take a selfie. We might still need to verify your identity using your card reader, so please keep it somewhere safe just in case. # How safe is the Nationwide banking app? # Our Digital Banking promise means: • We'll refund any money taken from your account without your authorisation • We'll monitor and protect your account 24/7 with the latest technology • We'll provide you with education on how to stay safe including top tips and information on the latest fraud and scam trends Please see our website for full terms and conditions. T&Cs apply. # You can use the app to: # • View your accounts and statements; savings, loans, mortgages, credit cards and current accounts. • Browse our product offerings, and open new accounts. • Customise your banking app home screen. You can choose slimmer account tiles to see more on your screen. • Manage your payments – set up, cancel and amend standing orders in the app. You can cancel Direct Debits too. • Authenticate transactions in the internet bank and when shopping online. • Report lost, stolen or damaged cards. You can also freeze / unfreeze your debit card. • Add your cards to Apple Pay. • Download copies of your monthly statements for some accounts. • Search for or scan transactions at a glance. The app shows you pending transactions and includes easy identifiers such as brand logos and the organisation’s location and contact details. • Set savings goals and your own contactless payment limits. You can also turn off contactless payments. • Round up your spending and save the extra directly into your savings account. • If you ever find gambling becomes a problem for you, use the app to set a gambling block. • Personalise your settings to update your personal details, get text alerts and go paperless.

The HSBC UK Mobile Banking app has been created to help our UK customers with their everyday banking on the go. Download it today and you can: • Log on quickly and securely with Face ID or Touch ID • Make payments and check your balances on the go • Pay in one or more cheques up to a limit of £2,000 per day • View or cancel standing orders and Direct Debits • Freeze, report lost and order a replacement card • View your debit or credit card PIN • Stay in control with our Spending insights • View and manage bills easily with Balance Forecast. How to log on to Mobile Banking • If you’re registered for HSBC Online Banking, you can use your existing details • If you’re not yet registered, simply download the app, then select ‘Register now’. Access all your essential banking services on the go. Download the HSBC UK Mobile Banking app today. Want to know more? Log on quickly and securely Face ID and Touch ID mean you can use your face or fingerprint to quickly log on to the HSBC UK Mobile Banking app, without having to enter a password. Once you’re logged on, your Mobile Banking PIN adds another layer of protection against fraud. To authorise new transactions, use your Mobile Banking PIN or biometrics on supported devices. Send money The HSBC UK Mobile Banking app lets you send money to family or friends using their account details. Pay bills with pre-populated bank details for hundreds of major businesses. And instantly transfer money between your personal accounts. Mobile statements With the HSBC UK Mobile Banking app, you can securely access your current account, savings and credit card statements. Mobile cheque deposits The HSBC UK Mobile Banking app lets you pay in cheques without going to a branch by selecting the account, entering the value then scanning the front and back of the cheque. Please keep any cheques until they show in your account. You can pay in one or more cheques up to a limit of £2,000 per day. Cheques deposited before 10pm on a working day will be available by 11:59pm the next working day. Freeze your card Ever lost your card, only for it to turn up the moment you cancelled it? With the HSBC UK Mobile Banking app, you can place a temporary block on your card with just a few taps. It will stay blocked until you unblock it, or it can be reported as lost or stolen. Balance After Bills Balance After Bills helps you plan your finances from one payday to the next. It shows you how much you could have left for the month ahead, once scheduled bills like standing orders, Direct Debits, credit cards, loans and mortgages are taken into account. Chat with us Need help or assistance? Select the ‘Start chat’ window on the home screen or tap 'Chat with us' in the ‘Library’. If you have push notifications enabled for the HSBC Mobile Banking app, we’ll send you an alert when we reply. Gambling restriction You can choose to restrict transactions made to gambling businesses, such as casinos and online betting companies, and recurring transactions such as The Postcode Lottery. The block only applies to individual cards held in your name. This App is designed for use in the United Kingdom. The products and services described in this App are intended for UK customers. This App is provided by HSBC UK Bank Plc ('HSBC UK') for the use of existing customers of HSBC UK. Please do not download this App if you are not an existing customer of HSBC UK. HSBC UK is authorised and regulated in the United Kingdom by the Financial Conduct Authority. If you are outside the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region where you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Looking for the Chase Germany app? Please try updating your device language to German. These images and description are only relevant for UK residents. Open your free Chase account to discover the potential of your money, with our award-winning bank. - Spend, save and invest – all in one place Manage your spending, savings and investments all through the Chase app – to help you see what your money can do (1). - Enjoy instant-access savings with interest paid monthly Open a Chase saver account and you'll enjoy a competitive interest rate with instant access (2), to help you get to your goals sooner. - See and manage your investments Create, edit and manage your investment pots through the Chase app, so you can take care of your investments alongside your everyday banking (1). - Enjoy around-the-clock support from real people With just a few taps in the app, you'll be through to someone who can answer your questions, 24/7. - See where your money's going and growing with handy insights Compare your spending month-on-month and get to know how you spend – it could help you spot opportunities to save and invest for the future. - Zero fees or charges from us Withdraw cash and spend abroad with a transparent exchange rate and no extra fees or mark-ups from us – so you have that little bit extra to enjoy while you're away. Cash withdrawal limits do apply, though. - Earn 5% interest on a round-up account An effortless way to move a little closer to your savings goals every day. Simply choose to round up your debit card spending to the nearest £1, and we'll boost your spare change by putting it in a round-up account. It'll give you 5% AER (4.89% gross) variable interest, paid monthly (3). - Organise your money, your way Open extra saver accounts for free to keep track of both big and small goals. - Ready to use right away Spend online with your in-app card details or add us to your Apple Wallet as soon as your account is open. No need to wait for your card to arrive. - Packed with protection Active fraud monitoring keeps a lookout for anything unusual on your account. You're also protected by the Financial Services Compensation Scheme, on deposits up to £120,000. - Good to know To bank with us, you must: be 18+, be a resident of the UK only, have a smartphone and a UK mobile number, and be a tax resident of the UK. Eligibility applies. - Legal bits 1. Investments are provided by J.P. Morgan Personal Investing and not guaranteed by Chase. 2. T&Cs apply (see http://chase.co.uk/gb/en/legal/chase-saver-account-terms-and-conditions). 3. Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply (see http://chase.co.uk/gb/en/legal/round-ups). Visit Chase.co.uk for more info. By downloading this app, you agree to be bound by our app licence agreement. You can find this by tapping 'Licence agreement' in the Information section below. Chase is a registered trademark, and a trading name of J.P. Morgan Europe Limited. J.P. Morgan Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 124579. Registered in England & Wales with company number 938937. Our registered office is 25 Bank Street, Canary Wharf, London, E14 5JP, United Kingdom. Your eligible deposits with Chase are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Can't see the install or update button? Our app only supports devices with iOS16.4 or higher installed. Please update your device to continue using our app. Please log in to our website to access your account. The Scottish Widows app brings your long-term finances to life, helping you own your tomorrow. Keep on top of what you have with us and connect the pensions, investments and insurance you have with other providers. We help you save, plan and protect, all in one app: - Build a holistic view of what you have with us and other providers. - Explore the future income you might get from all your pensions when the time comes, so you can decide if it’s enough. - Review your insurance cover and fill any gaps, so you know you’re protecting yourself and the things you love. All you need to get started is your National Insurance number.

Swiipr enables you to access your money instantly; anywhere, anytime and directly at your time and place of need. Whether it be a refund, compensation, a welfare payment, corporate load payment or gift, simply click the link in your text message to download this app and follow the instructions to add the funds into your Apple Wallet. You will then be able to easily and securely use your money for contactless payments and more. Swiipr Technologies is a global technology and services provider helping businesses automate and streamline operations to deliver queue-less, self-service and contactless fund disbursements to end customers. We believe in digitization that matters; empowering people and businesses with a mobile first approach that builds trust and accountability between stakeholders and helps sustainability pledges by reducing paper and plastic consumption, human touch points, manual intervention and outdated processes.

THE SIMPLES WAY TO SAVE Compare car insurance, home insurance and travel insurance quotes, and see how much you could save on energy, credit cards and more – all in one app. Switch providers and stay on top of your cover with fast, simples price comparison. It’s everything you love about Compare the Market, just in your pocket. Unlock app-only Rewards when you compare, and let AutoSergei™ scan for cheap, tailored deals ahead of your renewal. GET THE APP. GET 2 FOR 1 MOVIES. Download the app to get 2 for 1 cinema tickets every Tuesday or Wednesday. It's movies made more simples* *Participating cinemas. 2 standard tickets, cheapest free. Only on Tuesdays or Wednesdays. Ends 19 Jul 2027. T&Cs apply. COMPARE QUOTES IN MINUTES Simply enter your details to compare tailored quotes across car insurance, home insurance, travel insurance, pet insurance, life insurance and more – with no more repeat forms. Find cover for your car, your home and your next travel plans in minutes. Plus, with smart tools for energy comparison and broadband deals to get you up to speed, switching is simple and straightforward. Compare everything from energy tariffs, to gas and electricity suppliers to broadband and see how much you could save today. You can also check which credit cards and loans you’re pre-approved for with no impact on your credit score. Compare the Market acts as a credit broker, not a lender. To apply you must be a UK resident aged 18+. Credit subject to status and eligibility. PERSONALISED DEALS: powered by AutoSergei™ Created by Sergei as the smarter way to save, AutoSergei™ scans for competitive tailored deals ahead of your renewal – whether it's car insurance or home insurance. He keeps track of your car insurance and home insurance renewals, searching for personalised deals ahead of time and alerting you when it’s time to switch – so you don’t miss potential savings. You can ask him anything from insurance to money-saving tips, or get help finding the right tools – like our mortgage calculator, loan calculator, credit card calculator or car insurance group checker, AutoSergei ™ is here to help you make confident decisions. MOVIES, COFFEE AND MORE Compare qualifying products with us – whether it’s car insurance, home insurance, travel insurance or more – and enjoy all these Rewards: • 2 for 1 cinema tickets: Tuesdays or Wednesdays. Participating cinemas. 2 standard tickets, cheapest free. • Enjoy pizza: 50% off at Papa Johns, Pizza Hut Delivery and 2 for 1 at Domino’s: App only. Minimum spend, delivery fees & radius vary by outlet. Card only. Geographical restrictions may apply. • 25% off dining out: Days available/no. of diners vary by participating restaurant/outlet. Restrictions may apply to special menus. • 25% off barista-made drinks at Caffè Nero: 2 codes per day. 1 membership per year. Discount details, exclusions and restrictions vary per Reward. App only. T&Cs apply. APP-ONLY PRIZES Enter for free and you could win exclusive sur-prizes and treats, from spa breaks to fun extras. Don’t miss your chance to win, only in the Meerkat app. YOUR QUOTES, READY WHEN YOU ARE Your recent car insurance, home insurance and travel insurance quotes are saved and sorted for 24/7 access. Pick up where you left off without refilling forms, or update your details to compare the latest prices in minutes. Download the Meerkat app by Compare the Market today, start comparing and see what you could save. It's price comparison made simples.

MyAviva is the simple way to view and manage your Aviva insurance, savings and investment policies in one place, whenever and wherever you want. If you’ve already set up an Aviva account online, just enter your username and password in the app to log in. The app supports facial recognition and fingerprint login, so you can access your account even more quickly and easily, and there's the option to activate 2-Step Verification to add another layer of security to our customer accounts. If you are new to Aviva you can easily register a new account, and if you forget your login details it’s easy to retrieve and reset them to make sure you keep your personal information safe and secure. Once you’re set up, depending on the products you have in your account you’ll be able to: - Get all the important details of your Aviva pension - View insurance cover and renewal dates - Access policy documents - Find out how to make a claim - Check your investment portfolio - Get access to existing customer offers We’re always looking for ways to improve MyAviva, so if there’s anything you’d like to see in the app that isn’t already there, send your feedback to [email protected]

We’re on a mission to make laundry less of a chore. So with our free Circuit Go app, you can quickly check availability, book a machine and start washing. Instant, reliable payments, straight through the app Simple to book – schedule your laundry in advance Skip the queues – check machine availability in your laundry Save some cash – in-app coupons add up to great savings All on your phone – get notified when your cycle’s complete Ready to wash? Visit nearest Circuit launderette, load your laundry, choose your machine and programme, and GO. Please note: Circuit Go relies on your phone having an internet connection. As long as you're online in the laundry room, you can activate our machines and see how long’s left on your cycle. Your Circuit Go app account works separately to the terminal you might see on the wall in your launderette. Rather just tap and go? Pay contactlessly through the terminal. By downloading the Circuit Go app, you agree to the following terms: You accept that you have a non-exclusive licence to use the app. You agree not to copy the app or infringe our intellectual property rights in the app. There’s no minimum amount of top-up credit. Payments are processed through a third-party payment provider. Circuit won’t store your card details. You can refund any part-used top-up credit yourself – use Withdrawing Balance in the Balance area in the app. Refunds incur an administration charge of £2.00. Your part-used credit will need to cover the £2.00 admin charged to be able to process the refund. No refund will be processed for any free credit or coupons. Balance transfer coupons will expire 12 months after the date of purchase. Visit circuit.co.uk for more information.

The official American Express® Mobile App for iPhone® allows you to access your Account from anywhere. Track spending and rewards, find offers, pay your bill, and enjoy features only available in the Amex App. Touch ID and Face ID login (on supported devices), gives you quick and secure access. Log in securely with the same User ID and Password you use on americanexpress.co.uk. MANAGE YOUR ACCOUNT WITH EASE • Enhanced activation experience for you to confirm new Cards and setup your Account. • Activate your Card with Apple Pay and enjoy faster payments in-store, in-app and online. • View, change or unlock your Card PIN. • Freeze and unfreeze your Credit Card instantly at any time. STAY ON TOP OF YOUR SPENDING • See your payment status, easily pay your bill via Pay with Bank Transfer or set up/edit a Direct Debit. • Check your American Express® Account balance and pending transactions. • Go paperless with access to past PDF statements. • See your payment status, pay your bill or set up/edit a Direct Debit. • Check your spending power. Enter an amount for an expected purchase and you’ll see if it’ll be approved. PEACE OF MIND & PROTECTION WITH REAL-TIME ALERTS • Turn on purchase alerts to be notified when your Card is charged. • Never miss a payment with payment due reminders. • Manage all your notifications in the Amex Account tab. EXPLORE REWARDS AND BENEFITS • View your Rewards activity including balance, bonuses, points transferred, and points redeemed. • Discover exclusive offers nearby with Amex’s map feature that displays nearby deals. • Use points to pay back eligible purchases via a credit on your Account*. • See personalised recommendations for other ways to use your points. • Refer a friend and earn rewards when friends and family get an American Express Card. • Book your next trip with American Express Travel. • Collect and manage Avios points to spend with British Airways. For Platinum Cardmembers and Centurion members only: • Locate the nearest airport lounge or enable notifications and we’ll tell you where they are. DELIGHT IN SAVINGS WITH AMEX OFFERS* • Discover offers from places you shop, dine, travel and more, and easily add offers to your Card. • Explore a map of nearby offers. • Get Amex Offers notifications direct to your device so you don’t forget to use your savings. We use your personal information to present offers that we think will be most relevant to you - Download now to discover your personalised offers! ELIGIBLE CARDS The Amex App is only for Personal Cards, Small Business Cards, and Corporate Cards issued directly from American Express in the UK. *Amex Offers, Pay with Points, Push Notifications, Friends Referral and pending transactions are currently not available for American Express Corporate Cardmembers. All access to and use of this App is subject to and governed by American Express’ End User License Agreement, Website Rules and Regulations and Privacy Statement. Images are for illustration purposes only. ^Visit americanexpress.com/uk/mobile for full Terms and Conditions. Twitter: @AmexUK Facebook: facebook.com/AmericanExpressUK/ Instagram: @americanexpressuk

Join over 6 million customers and spend with benefits. It’s super quick to apply. Download the app now and see how much credit we can offer you – up to £4500. It only takes two minutes and you can start shopping same day. Featured on Bloomberg, The Telegraph and more. From 14.99% APR Representative. Credit subject to status. T&Cs apply. THE SMART WAY TO PAY Need a little help managing your money? You can Pay over 6 weeks at loads of stores with no fees, like eBay and Amazon. All you need to do is enable your card in the app before you shop. Add Zilch to your digital wallet and you can Pay over time anywhere else – online or in-store – for a fee of up to £3.50. PAY OVER 3 MONTHS Want to spread the cost a bit further? You can use Zilch to Pay over 3 months (subject to eligibility) anywhere on the app. Fees may apply. INSTANT REWARDS Get up to 5% back in Zilch Rewards when you enable your card to pay in full before checkout. You’ll also receive up to 0.5% back in Zilch Rewards when you use Zilch Anywhere or if you Tap and Pay in-store. Zilch supports Apple Pay, Google Pay and Samsung Pay. HOW DOES IT WORK? 1. Explore the app to find where you want to shop 2. Can’t find your store? Tap Zilch Anywhere 3. Choose whether you want to Pay now or spread the cost 4. Tap Enable card, then we’ll automatically take you to your chosen store, so you can fill your basket and check out BUILD YOUR CREDIT SCORE Use Zilch regularly and keep up with your repayments and you could see your credit score increase over time. GROW YOUR CREDIT Get a credit limit tailored to you and we’ll give you easy-to-follow steps that could see your credit rise. Responsibly. HELP WHEN YOU NEED IT Our dedicated Customer Support team are available to answer your queries 9am–6pm, seven days a week. NEED MORE TIME TO PAY? If you need some help with your cash flow, just hit Snooze and you’ll get 4 or 8 extra days to pay. Subject to eligibility. Fees may apply. ABOUT ZILCH We’re on a mission to eliminate the cost of consumer credit. For good. Since launching in the UK in September 2020 and in the US in May 2022, Zilch has hit over 6 million customers. In that time, we've provided our customers with over £750 million in aggregate Rewards and savings on fees and interest. Zilch is Europe’s fastest-ever company to go from Series A to double-unicorn status, in just 14 months, after raising capital at a $2bn valuation in November 2021 and maintaining that valuation in a subsequent funding round. PRIVACY POLICY Zilch Technology Limited is committed to protecting and respecting your privacy. We only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including to satisfy any legal, regulatory, tax, accounting or reporting requirements. Zilch is using the latest data security measures to protect your personal info and financial data.

Quick, handy, safe and packed with brilliant features that can help with managing your finances. INTRODUCING… THE CAPITAL ONE APP This isn’t just another credit card app. But then, we would say that. Right? So it’s a good job all the customers dropping 5 star reviews on here seem to agree. (About 4 out of 5 reviews hit top marks.) WHY SO MANY FIVE STAR REVIEWS? We listen to you (as in all 2 million of our app-using customers). And then make features based on what you need. The kind of things that let you stop wasting time filling in forms or rolling your eyes while waiting on phone lines. Take a look at a few of the things you can do in the app: • Set up and change your Direct Debits • Sign in with Face or Touch ID or a passcode • Temporarily block a card or report it lost or stolen • Make payments and find out when your next payment is due • Update your contact details • View PIN • Check your balance and how much you’ve got to spend • See transactions • Register multiple Capital One cards

Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster. Sprive is completely free and only takes a few minutes to set up. Why Sprive? Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive. Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest. With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage. If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you. Key Features: • Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes • Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments • Make mortgage overpayments straight to your lender in one tap • Mortgage calculator: Calculate savings and track your journey to mortgage freedom. • Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future. How it works: - Download the Sprive app - Create an account by sharing some personal information like name and address - Connect your bank account and we’ll automatically source your mortgage - Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences - Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes - Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage- Pay your lender in one tap straight from the app. Featured By: ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more. _________________________ Supported Lenders: First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society Supported Brands: ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Tesco, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift. Safe and Secure Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent. Transparent and Free to Use Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage. Reliable Customer Support We’re here for you 5 days a week. Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today. Example Savings Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.

Products available depend on where you live. Check wise.com or download the app to see what’s available for you. Check wise.com/compare to see how our rates compare to banks. — International money transfers — • Send money to 70+ countries, fast • Get the mid-market exchange rate, like on Google, for every money transfer • On average, 64% of transfers arrive in under 20 seconds, and 95% arrive within 24 hours • Secure your transfers with two-factor authentication, encryption and biometrics — The debit card that’s always got the right currency — • Spend or withdraw cash in more than 160+ countries • If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price • Freeze and unfreeze your card — Get paid like a local — • Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world • Use these account details to get paid in multiple currencies for free, and for direct debits • Keep up-to-date with instant push notifications for every transaction — Hold 40 currencies and convert between them instantly — • No monthly fee and no maintenance fee to keep money in your account, in most cases • Convert between currencies instantly, at the real exchange rate, for a super-low fee • Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts — Put your money to work with Assets — • Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now • Capital at risk, growth not guaranteed — A better business account for going global — • Pay invoices and bills faster, at a better exchange rate • Use account details to get paid by clients and customers around the world • Connect to supported platforms like Amazon, Stripe, Xero, and more Wise is regulated by local authorities around the world. Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar) Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha) Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more on wise.com. Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Check wise.com/interest for more information.

Meet Emma, your ultimate budgeting app Take full control of your money with Emma, the award-winning budget planner and budget tracker that helps you save money, manage bills, and invest smarter. Whether you’re budgeting for groceries, rent, or saving for your next big goal, Emma gives you all the tools to build healthier financial habits. Trusted by hundreds of thousands of users across the UK, Emma makes budgeting simple and effective. Why Choose Emma Emma combines all your bank accounts, credit cards, investments, and crypto wallets into one intuitive dashboard. You’ll always know where your money goes and how to stick to your budget with ease. Key Features Budgeting Made Easy Create unlimited budgets with custom categories, track overspending with rolling budgets, and sync your plan with your pay cycle. Emma even supports merchant-based budgets, making it the most flexible budget app in the UK. Powerful Insights & Analytics Understand your spending with interactive pie charts, cash flow timelines, and spend-over-time breakdowns. Emma helps you budget smarter by showing exactly where your money goes. Smart Budget Alerts Get real-time notifications when you’re close to your budget limits, a bill is due, or an unusual transaction occurs. Bill & Subscription Tracking Never miss a payment again. Track bills, cancel unwanted subscriptions, and free up money in your budget instantly. Smart Savings with Autosave Build your savings alongside your budget with three flexible options: • Custom Deposit: Set a recurring amount to save automatically • Round Ups: Save spare change from daily purchases • AI Saving: Let Emma calculate the perfect savings for your budget Cashback & Rewards Earn free cashback at top UK brands and stretch your budget further. Boost Your Credit Score Report your rent to Equifax, TransUnion, and Experian directly from Emma and improve your credit score while staying on budget. Personal & Business Budgeting Use Emma Spaces to manage personal and business budgets in one app, keeping everything organised. Shared Budgets Made Simple Split expenses with friends, housemates, or a partner using Emma Groups—no more awkward money chats. Track Your Net Worth Monitor assets and liabilities in real time and see how your overall budget and wealth grow. Discover Better Financial Options Compare loans, credit cards, and debt consolidation offers tailored to your budget. Invest Commission-Free Trade over 1,800 US stocks, including Apple, Meta, and NVIDIA. Capital at risk; other fees may apply. Bank-Level Security Your data is safe with Emma: * 256-bit SSL encryption * Biometric authentication * FCA-registered and ICO-compliant * Featured by BBC, Financial Times, TechCrunch, The Guardian, and more. Subscriptions Emma Plus, Pro, and Ultimate plans are available monthly or annually. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the billing period. Manage your plan directly in your Emma account settings. Prices start at £4.99/month and may vary by country. Regulatory Information Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them. Terms and Conditions: emma-app.com/terms Privacy Policy: emma-app.com/privacy Download Emma today, the UK’s favourite budget app and join thousands of users who save money, stay on budget, improve their credit score, and build financial confidence every day.

At Moneybox, we want to give everyone the means to get more out of life. • Open a competitive Cash ISA • Save for your first home with our market-leading Lifetime ISA • Start investing in our range of funds, ETFs, and stocks • Find and combine old pensions and build your retirement fund All with an award-winning app used by over 1 million people across the UK. Capital at risk. Investing should be long term. The value of your investments can go up and down, and you may get back less than you invest. A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA. Tax treatment depends on individual circumstances and may be subject to change in the future. Choose from our range of award-winning accounts: • Cash ISAs • Lifetime ISA • Stocks and Shares ISA • General Investment Account • Junior ISA • Personal Pension • Savings accounts Buy your first home with our market-leading Lifetime ISA: • Save up to £4,000 a year and get a 25% government bonus of up to £1,000 free every year • Get free Mortgage Advice • Browse 90+ lenders and find a mortgage that’s right for you *Government early withdrawal charge may apply to the Lifetime ISA. ISA and tax rules apply. Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments. Choose one of our two Cash ISAs and make the most of your £20,000 annual ISA tax-free allowance: • Get our top-paying rate while making up to three withdrawals every 12 months with our Cash ISA • Earn a competitive rate and enjoy unlimited withdrawals with our Open Access Cash ISA. ISA and tax rules apply. Plan for your future with helpful tools: • Learn how a Lifetime ISA could boost your savings with our Deposit Calculator • See how your contributions can add up over time with our ISA Time Machine. Set up automations and build healthy habits: • Automate your regular deposits and boosts on payday • Round up your spending to the nearest pound • Save or your invest spare change Build your long-term wealth with a Moneybox Stocks & Shares ISA • Start investing from as little as just £1 • Choose from our three expertly-curated starting options: Cautious, Balanced or Adventurous • Own shares in top US stocks Capital at risk. ISA and tax rules apply. Build a retirement fund worth waiting for: • Track down and combine your old workplace pensions with our free provider search tool • Get 25% tax relief from the government on contributions to your Personal Pension You can only access your pension once you reach the minimum pension age. Check T&Cs for transfer eligibility. Consider the product charges and benefits, and whether the profile of the investments offered matches your needs. Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk. Moneybox is a registered trade mark of Digital Moneybox Limited. Digital Moneybox Limited is authorised and regulated by the Financial Conduct Authority, no. 712935 (and no. 792703 for payment services activities), registered in England and Wales, no. 09597755. Trusted and transparent: • Your savings and investments are protected by the Financial Services Compensation Scheme. For more information, please see the FSCS Protection page on the Moneybox website. • For our investment products, we charge £1 a month (subscription fee) and 0.45% of the value of your investments per year. There are fund provider costs on top of this - see in-app for detail. To help you get started, we do not charge the subscription fee for the first three months • There are no account fees for our Cash Lifetime ISA or Savings Accounts • We use bank-level 256-bit encryption for all your personal information • Registered address: Moneybox 1-2 Hatfields, London SE1 9PG Get started - Download Moneybox today.

Buy now. Pay later. Earn rewards. Use Frasers Plus to get more of what you love in 3 interest-free instalments. Just like that. And not just that. You'll earn exclusive rewards to spend on the brands and designers you love. Plus it for more when you shop. Credit subject to application and status Representative APR: 29.9% (variable) Plan + pay over 3 months, interest free Spread the cost of what you love across 3 months interest-free. If you need longer, you can choose 6, 12, 24 and 36 months; you'll always know how much interest you'll pay up front. So you're always in control of what you pay, and the number of instalments. Control your minimum payments Say goodbye to the minimum payment trap. Repay your purchases in full or put them into instalments – you decide. Exclusive rewards You'll earn points whenever you plus it and look out for special exclusive points offers too. Exchange your points for rewards and treat yourself to something special! You're in control Using Frasers Plus is simple, and you have complete control of how you spend and repay. The app will show you your future monthly payments, outstanding balance, and any interest charges. You'll get smart alerts so you never miss a payment. And you'll have the flexibility to adjust your instalment plans, with no penalties or fees. See all your transactions in the app, view your points balance or activate your rewards - there's support via chat if you need it too. What else? You can plus it online and instore from your Frasers Plus app and you'll receive a personal credit line subject to approval so you can get more of what you love. You must be over 18 and a resident in the UK to apply. Credit is subject to status. You will need to enable notifications in the mobile app to receive alerts. Frasers Plus is a credit product provided by Frasers Group Financial Services Limited which is authorised and regulated by the Financial Conduct Authority for insurance distribution and consumer credit activities as lender (FRN 311908) and a member of the Finance and Leasing Association. Frasers Group Financial Services Limited is a company registered in England and Wales (No 00718151). Registered address: Express House, Petre Road, Clayton Business Park, Accrington, Lancashire, BB5 5JB. For regulated payment services, Frasers Group Financial Services Limited is a payment agent of Transact Payments Limited, a company authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution. Transact Payments Limited, a company incorporated in Gibraltar (No 108217). Registered address 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA.

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

Our app is there for you, whether you’re on the move, at work or just relaxing at home. Tap, log in and check your balance, make payments or plan for your next big dream. Being there for you, it’s a people thing. FEEL AT HOME • Use your face or fingerprint to log in faster and more securely. • Just open the app and explore your spaces to get quick access to everything you need, from statements to investments. NO CARD? NO WORRIES • Whether your card is lost, stolen or simply misplaced, relax knowing you can freeze it, order a new one, or look up your card details. BE IN THE KNOW • Stay ahead of your bills - your upcoming payments summary lets you know what’s being paid and when. • Spending insights helps you understand where your money goes every month. • Check your credit score and get personalised hints and tips to help you stay in control of your money and move closer to your big dreams, like getting a new home. • Never miss important updates again: personalise your notifications to stay on top of everything. IN FOR A PENNY • Make every penny count with Save the Change. It rounds up what you spend on your debit card to the nearest pound and moves the change into a savings account. • Get cashback from your favourite retailers with Everyday Offers. CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax. IMPORTANT INFORMATION We don't charge you to use our services, but your mobile operator might charge for some things, such as downloading or using the app, so please check with them. Services may be affected by phone signal and functionality. When you use this app, we collect anonymous location data to help combat fraud, fix bugs and improve future services. The app is available to customers with a UK personal account and valid registered phone number. IOS14 or above required. Device registration required. Terms and conditions apply. Freeze and unfreeze certain types of transactions securely 24/7 for extra peace of mind or if you’ve temporarily misplaced your card. Touch ID requires at least iPhone 6s running iOS 14.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards). Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. LEGAL INFORMATION This app is designed and intended for Halifax UK customers to access and service UK personal products. It should only be downloaded for this purpose. While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Halifax. Any confirmation that our product or service complies with European Union law is made to Apple to meet its legal requirements. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.

We’re the nation’s savings bank and the home of Premium Bonds. NS&I has been supporting UK savers for over 160 years, and we’re the only savings provider backed by HM Treasury. That means your money is 100% secure, no matter how much you have saved with us. View your NS&I accounts, all in one place - You can see the accounts you manage, plus any you manage for someone else, such as a child. Check your transactions - Your transaction history, including any pending payments, are all available in the app. View your Premium Bonds prize history - Check to see if you’ve won a prize in the monthly Premium Bonds prize draw. Find details to add money to your accounts - You’ll find all the info you need to make a bank transfer or set up a standing order to your accounts. Getting started - You’ll need an NS&I account, such as Premium Bonds or a Direct Saver, and be registered for our online and phone service. - If you’re not yet registered for our online and phone service, visit nsandi.com/online-registration. - We’ll ask you for your NS&I number and password the first time you set up the app. After a few simple steps, you’ll be able to log in next time quickly and securely with biometrics.

Save money on your bills, credit, banking and everyday costs with the MoneySavingExpert app - the UK's biggest personal finance help site packed with deals, switching tips, budgeting tools and expert guidance from Martin Lewis. Get quick access to MSE’s top guides, breaking news, weekly deals, and Martin Lewis’ updates. Turn on notifications and we’ll alert you to money-saving opportunities as they happen. You’ll get access to MSE’s money saving tools in one place, including our: - Credit Club: See your credit score, credit report and credit eligibility rating - Cheap Energy Club: Compare energy tariffs and switch to save £100s - Amazon Discount Finder: Snag the cheapest UK deals on the retail giant - Bill Buster: Budget planner that tracks your bills and tells you when to switch - Broadband Comparison: Find the best UK broadband deals - Car Insurance Compare+: Get competitive quotes for car insurance - Cheap Mobile Finder: Discover affordable mobile plans - Council Tax Rebanding Calculator: Calculate savings on your council tax band - Credit Card Eligibility calculator: See your odds of getting the top credit cards - Home Insurance Compare+: Get home insurance quotes, switch and save - Income Tax Calculator: See how much pay you'll take home - 10-minute Benefit Calculator: Check your entitlement to government benefits - Mortgage Best Buys: Compare mortgage deals to find the best rates - Tax Code Checker: Ensure you're paying the correct amount of tax - Travel Insurance : Compare travel insurance policies for cheap deals - Stamp Duty Calculators: Estimate stamp duty costs when buying a property - Student Loan Calculators: Manage and understand your repayments MoneySavingExpert is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Join the 1 million+ drivers enjoying quick and easy, temporary car, van and learner insurance with Cuvva. Download the Cuvva app, get a quote and be covered in minutes. Lend or borrow a car whenever you need to, or insure your own car until you sort out longer-term cover. Our fully comprehensive policies last from 1 hour to 28 days, so you can: - Drive your new wheels home from the dealership - Share the drive with friends on your next road trip - Borrow a car from your family or friends - Save on a removals van when you’re moving house by borrowing one yourself - Learn to drive for up to 6 hours a day with a provisional licence Whenever you need to get behind the wheel, we’ve got you covered. Once you’re insured, you can manage everything within the app. So, whether you need to book a policy in advance or extend your cover, you can sort it all from your phone. The best part is you don’t have to own a car to drive one. With Cuvva, it’s just as easy to get affordable insurance on someone else’s car as it is to insure your own. That’s why we’ve sold over 10m policies (and counting). Cuvva is authorised and regulated by the UK Financial Conduct Authority. Our FCA reference number is 690273. You can check our details on register.fca.org.uk.

With the Direct Line app you can manage your car or home insurance 24/7, track renewals and get help. We're on it. We've packed the Direct Line app with features to make managing your insurance easier. Access your policy details, car or home insurance documents and get support, securely and on the go.

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. Introducing Credit Health from ClearScore. All new, all powerful. Go beyond your credit score and report and see how you look to lenders – giving you the most accurate picture of your financial journey. See your disposable income, how much debt you have, and much more. Frightened by fraud? Get peace of mind. ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t quite right. If you want to take it a step further, you can choose Protect Plus – a paid for service. You’ll access daily updates, enhanced monitoring, and more. Confused by credit? We simplify it. Let the experts at ClearScore coach you to better Credit Health. Discover Improve and enjoy short, sharp, snappy videos designed to help you navigate the confusing world of credit, with confidence. Want to save money? Explore your personalised offers based on you and your goals. See what you could save and access the money you’re looking for. ▶ Features • Get your credit score and report – for free, forever • Discover the fuller picture with an overview of your accounts, payment history, debt, and more • Keep your important information safer and get alerts when something’s not quite right • Improve your credit score over time, with simple explanations and step-by-step guides from our experts • See what you could save with offers, tailored to you ▶ Signing up is quick and easy. All you need to do is: 1. Enter some details about yourself so we can match you to your credit file 2. Go through our security checks to make sure only you have access to your information 3. Explore your credit score and report Your credit score is just the beginning. ClearScore is a credit broker, not a lender. ▶ For the UK: • ClearScore is safe, secure and FCA Regulated • We are regulated by the Financial Conduct Authority and comply strictly with the 2018 Data Protection Act • Your information is kept safe using the most robust and secure systems and processes • We never sell your details or send you spam • We make our money through commission (if you take out a credit product via ClearScore) Get greater peace of mind with Protect Plus. Protect, our dark web monitoring service, is free, forever. Want the ultimate protection? Subscribe to Protect Plus for just £7.99 per month. You can search additional emails, uncover more stolen personal data, like your bank account details and address, and access dedicated live support. Subscriptions renew each month automatically and will be charged to your iTunes account within 24-hours of the end of the current period. You can turn off auto-renewal at any time by going to your settings in the iTunes Store after purchase - but refunds will not be provided for any unused portion of the term. These prices are for United Kingdom customers. Pricing in other countries may vary and actual charges may be converted to your local currency depending on the country of residence. Privacy Policy: https://www.clearscore.com/privacy-policy Terms of Use: https://www.clearscore.com/terms

Looking for the best banking app in the UK? Meet Zopa — an award-winning online bank. Powered by the UK’s most helpful banking AI*, Zopa makes everyday online banking simple and rewarding. Download our mobile banking app with savings, budgeting and borrowing tools all in one place, and join over 1.5 million customers already banking with Zopa. AWARDED BEST PERSONAL CURRENT ACCOUNT BY MONEYNET 2026 Biscuit is our award-winning free bank account that puts money back in your pocket every month. It takes just 4 minutes to set up from your phone. Biscuit comes with perks including: * Zopa’s AI – helping you with anything from moving money to setting budgets * Fee-free card spending abroad – no hidden charges when you travel * Interest on your bank account balance – 1% AER/gross variable * A free coffee from Caffè Nero every month * FSCS protection up to £120,000 Plus, you get to choose a benefit that suits you. Pick from: • 2.75% AER (2.72% gross) variable interest on your balance • 3% cashback on up to £150 of Direct Debits each month • 3% cashback on up to £150 spent on eating out each month Our banking app also connects to your non-Zopa bank accounts and credit cards giving you a complete financial picture in one place Interest and cashback is paid monthly. ATM withdrawal fees may apply abroad. 18+ UK tax residents only. T&Cs apply. zopa.com/bank-account SAVE WITH ZOPA Searching for the best app for growing your money? Zopa has been named Moneynet's Best Savings App two years running. Our mobile banking app with saving and investing tools is built to help you reach every financial goal, big or small: * Easy access savings pots: flexible, with no lock-in period * Fixed interest savings pots: secure a great rate and watch your money grow * Flexible Cash ISA pots: save up to your annual allowance, completely tax-free * Auto-save: let the app move money into your pots automatically, without lifting a finger BORROW WITH ZOPA Keep tabs on your Zopa credit card, personal loan or car finance in one app. Check your balance and make payments in just a few taps. Recognised by the British Bank Awards as 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider. BUDGET SMARTER WITH ZOPA With the UK’s most helpful banking AI*, Zopa makes managing your money quicker and easier. Use the Ask tab to move money between bank accounts, make payments, set budgets and get spending insights. Just say or type what you need in your own words, like “Did I pay the plumber last week?" or “Set a £50 monthly takeaway budget”, and Zopa’s AI will help you get it done WHY MILLIONS CHOOSE ZOPA * The best banking app for online banking: award-winning across current accounts, savings and lending * Free Biscuit bank account: cashback, interest on your balance and fee-free spending abroad * FSCS protection up to £120,000 * Friendly support team available by call or chat Whether you're brand new to mobile banking or switching from another bank, opening a Zopa bank account takes minutes. Join over 1.5 million customers who've found a smarter way to bank, save and borrow — all in one place. Download the Zopa app today — the best banking app for people who want more from their online banking and bank account. *Based on Zopa testing of AI banking assistants from Revolut, NatWest, Lloyds and Starling. We assessed the range of banking tasks they could complete, their understanding of natural language and the interaction modes they supported. 18+ UK residents only. Banking services provided by Zopa Bank Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FSCS protected. T&Cs apply.

Welcome to the Love2shop Digital App! This is the magic portal for your Love2shop Digital Mastercard. Got a token? Get ready for some serious 'me-tail therapy.' Heads up! This is the brand-new, dedicated app just for our Love2shop Digital Mastercards (the ones that start as a token). If you're looking to manage a flexecash card, you'll want our other 'Love2shop' app. Got a Love2shop Digital token? You're in the right place. Woo-hoo! We make redeeming and spending your digital gift card plain sailing. Just pop in your token, register, and it transforms into a Digital Mastercard. From there, add your new card straight to Apple Pay. That means you can tap, pay, and say 'hooray!' in-store, or use the card details to grab exactly what you want online. Here's all the magic you can do: Unwrap Your Token: Pop in your code to get started. Get Your Digital Card: Instantly convert that token into a ready-to-spend virtual Mastercard. Add to Apple Pay: Seamlessly add your card to your mobile wallet in a flash. Check Your Stash: See your balance and expiry date anytime, anywhere. Track Your Treats: Keep an eye on your spending with your transaction history. See Where to Spend: Find all the amazing places that accept your card. Get the Lowdown: Access all the FAQs, terms, and help you need. Download the Love2shop Digital App today and turn that token into a whole lot of joy!

Manage your Argos Pay account anywhere, anytime, with our secure mobile app. It's free to download now, just use the details you signed up with. Stay in control with the mobile app and manage your account easily: • Check your latest balance and available credit limit • View your latest transactions, including transactions that are still pending • Track the progress of your Instalment and Buy Now, Pay Later plans • Make a payment on your account • Set up or manage your Direct Debit • Select your spending alerts • Update your contact details & manage your contact preferences • Get in contact with us and view our FAQs Credit provided by NewDay Ltd. 18+. UK only. Subject to status. T&Cs apply.

Get great insurance deals at your finger tips! Compare car, home, van, motorbike and travel insurance, or find breakdown cover — all in one app, with quotes from top UK insurers in seconds. Plus, get year-round rewards when you take out car, home, or van insurance. Nice! Get rewarded when you buy: Get a £20 voucher to spend with over 100 brands and get a free Gregg's hot drink every month when you take out car, van or home insurance through us. Compare quotes, quick: Compare prices from top UK insurers and find the cover you need, quick. Our QuickQuote tool stores your details to find you cheap insurance deals in seconds. Find the cheapest fuel: Use our petrol prices checker to find the cheapest fuel near you - wherever you are. Check a vehicle's history: Get immediate access to any vehicle's history with our free history checker Get insurance, MOT & Tax reminders: Never miss a renewal again. We'll let you know when your renewal is coming up, and tell you the cheapest time to buy. Track down EV charging points: Find charging stations near you with our handy tool. So, what are you waiting for? Download Confused.com today! For more details, check out our terms and conditions at: https://www.confused.com/privacy-and-security/terms-and-conditions.

Are you one of this month’s lucky Premium Bonds winners? Download NS&I’s official prize checker app to find out if you’ve won anything from £25 to £1 million in our monthly prize draws! Our prize checker app has a whole host of great features: • Check your Premium Bonds prize wins easily just by entering your Premium Bonds holder’s number or NS&I number • Check prizes for the whole family • Never miss out on a prize – find out if there are any unclaimed prizes for you • Can’t wait for the next draw? We’ll give you a countdown to when the next results are available • Set a PIN to keep your details safe Before you download this app, have a read of our terms of use: nsandi.com/prize-checker-app-terms We’ll also ask for your consent to collect data about how you use the app, before you start checking your prizes. You can change this at any time within the app.

Connect to hundreds of brokers and trade in financial markets using MetaTrader 5 for iPhone and iPad. The mobile trading platform allows you to receive quotes of financial instruments, analyze markets using charts and technical indicators, perform demo trades, connect to brokers for live trading and view the history of trading operations. Risk Warning: Our programs may involve real trading with a high risk of losing money rapidly. Most retail investor accounts lose money when trading financial products. You should consider whether you understand how various financial products work and whether you can afford to take the high risk of losing money. TRADING • Real-time quotes of financial instruments • Full set of trade orders, including pending orders • Depth of Market (Level 2) • All types of trade execution • Complete trading history ADVANCED FUNCTIONALITY • High-performance charts • Customizable chart color scheme • Configuring properties of graphical objects and indicators • Display of four charts in one window available on the MetaTrader 5 for iPad • Trade levels visualizing the prices of pending order, as well as SL and TP values on the chart • Information window that displays orders, trading history, emails, news, and logs in MetaTrader 5 iPad • Sound notifications • Financial news — dozens of materials daily • Secure and fast chats with other traders, creation of group chats and channels • Support for push-notifications from the desktop platform and MQL5.community services TECHNICAL ANALYSIS • Interactive real-time price charts with zoom and scroll options • 30 most popular technical indicators • 24 analytical objects: lines, channels, geometric shapes, as well as Gann, Fibonacci and Elliott tools • 9 timeframes: M1, M5, M15, M30, H1, H4, D1, W1 and MN • 3 types of charts: bars, Japanese candlesticks and broken line Download MetaTrader 5, connect to a broker and trade in financial markets! To trade using real money, you need to open a real trading account by entering into a separate agreement with a financial company (broker), which has installed the server component of the MetaTrader 5 trading platform and has the appropriate permissions to provide financial trading service in their respective country. MetaQuotes is a software company and does not provide financial services, nor it has access to MetaTrader 5 platform servers and databases managed by financial companies.

Remitly provides cross-border financial services for people all over the world. Whether you're saving money or investing in your future abroad, working with contractors overseas, or building a global team, you can rely on Remitly for simple, secure global money transfers. Transfer internationally with peace of mind. Serving 175+ countries and 100+ currencies, supported by a global network of billions of bank accounts and mobile wallets, and thousands of cash pickup options around the world. – Send money abroad – • Wherever you are, wherever you're going, Remitly is built for global life. • Fast & reliable transfers - send money abroad with ease • Transparent pricing: Maximize every send with competitive rates and no hidden fees • Transfers guaranteed to arrive on time or we'll refund your fees – Total peace of mind – • Trusted by millions to send billions worldwide • 24/7 customer support in 18 languages • Multi-level security designed to keep you safe • Rated Excellent on Trustpilot • Track your transfer all the way and get notified when it arrives – Convenience & delivery options – • Choose the delivery option that works best for you - and your recipient. • Connected to a global network of over 5 billion bank accounts • Approximately 490,000 cash pickup options worldwide • Fast delivery to secure and convenient mobile wallets – Remitly for Business – • Do business across borders with international payroll & payments • Easily pay contractors, freelancers, employees and other businesses around the world • Transparent pricing with competitive exchange rates • Backed by 24/7 live dedicated support – Get started from anywhere – • Using Remitly is simple, and signing up is fast. Send money abroad using your mobile, tablet or computer. • Sign up for a free account, in the app or online • Choose where you want to send to, the amount you want to send, and your delivery method • Check your details and choose how you want to pay - easy bank transfer, debit or credit card, or Apple Pay – Send with WhatsApp – • Remitly also supports sending money through WhatsApp - so even if you don't have the app installed, you can easily send money abroad. – Why use Remitly? – Millions of individuals trust Remitly to send money abroad. Including: • People supporting family members overseas with bills and emergencies • Those who are investing in their future or saving money abroad • People moving to a different country, who need a secure way to send to their own accounts • Business owners who work with contractors based in other countries • Those who are travelling and need to top up their funds Remitly has offices around the globe. Remitly Global, Inc. is located at 401 Union Street, Suite 1000, Seattle, WA 98101. Referrals must be new Remitly users and additional send requirements may be required for rewards to apply. Earn rewards for up to 20 successful referrals. Click here for program details (https://www.remitly.com/us/en/home/referral-program-tnc). Product availability might change based on sender's and receiver's location. Remitly Business is currently available in the United States, United Kingdom, and Canada.

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to: - Choose when you get paid - Check your shifts and earnings in real time - Save into an easy-access account with a market-leading interest rate - Budget all your spending across bank accounts in one place - Get exclusive discounts from 100s of your favourite brands - Access affordable loans, repaid from salary - Check what government benefits you are entitled to - Get personalised support from an AI money coach

V12 Retail Finance Make managing your V12 Finance easy with our app. Check your balance, make payments, access important documents and message us whenever you need support. Stay on top of your account wherever you are with the V12 Retail Finance app. Use our app to: • Keep track of your balance and payments • Manage payments and change your payment date • Pay extra or pay off your agreement early • Get help when you need it, wherever you are • View and download important documents • Check your eligibility for a personal loan Important Information The V12 Retail Finance app is compatible with mobile devices only. You will be required to accept our app Terms of Use before being able to access our app. Your phone’s signal and functionality may affect your service. We take your online safety seriously and use the latest security measures to protect your accounts, personal information, and privacy. Company Information V12 Retail Finance offers credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Broker Information For Retail Finance V12 Retail Finance Limited is a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. . For Personal Finance V12 Personal Finance is a trading name of V12 Retail Finance Limited. V12 Retail Finance Limited is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere. V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with. V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product, loan amount and APR. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.

Manage your Virgin Money or Virgin Atlantic Credit Card. Our app is the easiest way to stay in control. Check your balance, manage your payments, and master your spending. Do all this and more from your phone. * GREAT FEATURES FOR YOU * Track your balance and transactions in real time - View your latest transactions immediately and keep a check on your balance. Manage your payments - Set up and manage your Direct Debit and make one-off payments with your banking app. Make transfers - Transfer a balance from another credit card or move money into your bank account. Transfer fees apply. See latest offers - Check out your latest credit card offers. From 0% interest on transfers to boosting your credit limit, don’t miss out. Subject to eligibility, transfer fees apply. Pay in instalments - Pay for bigger buys of £250 or more over 3 to 36 months. Eligible customers only. Fees apply. Freeze card - Temporarily freeze your card to stop it being used. Unfreeze to use it again. Easily and securely view your PIN - Use the app to view your PIN instantly. In-app chat support - Get instant answers to your credit card queries with 24/7 in-app chat support. Sign in with your face or fingerprint - With Touch ID or Face ID. * VIRGIN ATLANTIC CREDIT CARDS * Check out the Virgin Atlantic Rewards Lounge - See your Virgin Points clock up and discover all the ways to earn and spend Virgin Points with our handy guides. Reward voucher - Track your progress towards a reward voucher. Unlock a world of amazing rewards from Virgin Atlantic and Virgin Red. Refer a friend - Refer friends and earn up to 50,000 Virgin Points! Invite up to 10 friends to apply for a Virgin Atlantic Credit Card with your code. Terms and conditions apply. Switch your card - Your card. Your choice. Request to switch your Virgin Atlantic Credit Card via the app. Before you get started, remember the app is for primary cardholders only. Ready to go? Once you’ve downloaded the app, you’ll just need your card to hand. We’ll walk you through the rest during registration and get you set up. Please remember that at the moment you can only use the app on one device, so choose the one you use the most. Privacy Notice – How Virgin Money holds and uses your information – https://uk.virginmoney.com/virgin/security.jsp

Join our 2.4 million customers managing their money on the go with our Mobile Banking App. Register in minutes using your Tesco Bank account details and start managing your money on the go. With the app, you can: - View your card PIN securely in the app whenever you need it. - Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password. - View your transactions in detail — see what’s pending and what’s settled, so you always know what’s happening with your money. - Search and sort your transaction history to find what you need fast. - Set up and manage your credit card repayments by Pay by Bank, Direct Debit, or debit card. - Transfer money between your Tesco Bank accounts and complete balance or money transfers in seconds. - Activate your new cards or block a credit card that’s been lost or stolen. - Easily check your interest rate to make sure you’re getting the most from your savings. - Compare new rates and reinvest your Fixed Rate Saver in a few simple steps.

Send Money Home with Taptap Send Taptap Send is an international money transfer app live in the UK, US, EU, UAE, Canada, and Australia, sending to over 70 countries across Africa, Asia, Latin America, and the Caribbean. Authorised and regulated by the Financial Conduct Authority (FCA) in the UK. Send to Nigeria, Ghana, Pakistan, India, Bangladesh, Senegal, Kenya, Cameroon, Côte d'Ivoire, the Philippines, Vietnam, Mexico, Brazil, and more. Directly into the bank accounts and mobile wallets your loved ones already use. What you get with Taptap Send Zero transfer fees on key corridors - Nigeria: no fees, always* - Ghana: no fees, always* - India: no fees, always* - Pakistan, Bangladesh, Senegal and more: low, transparent fees shown before you send *Exchange rate margin applies. Money delivered in minutes 95% of Taptap Send global transfers arrive in under 3 minutes.* Send any time — evenings, weekends, public holidays. *Internal data, April 2025. Direct to the accounts your family already uses - Nigeria: GTBank, Zenith Bank, Access Bank, UBA, First Bank - Ghana: MTN Mobile Money, Vodafone Cash, AirtelTigo Money, GCB - Pakistan: JazzCash, EasyPaisa, HBL, UBL, Meezan Bank - Bangladesh: bKash, Nagad, Dutch-Bangla Bank, Islami Bank - India: UPI, HDFC, ICICI, SBI, Axis Bank - Senegal, Côte d'Ivoire, Cameroon: Orange Money, MTN Mobile Money Pay how you want Debit card, bank transfer, or Apple Pay. Built for the diaspora, by the diaspora Our team comes from the communities we serve. Our employees come from over 50 countries speaking 30+ languages, including Hindi, Urdu, Bengali, Tamil, French, Spanish, Portuguese, Wolof, Twi, and Yoruba. Trust and safety Authorised and regulated by the Financial Conduct Authority (FCA) in the UK Every transfer protected by bank-level encryption Face ID, fingerprint, or PIN required to confirm every transaction Live tracking on every transfer until it arrives Your money is your own. We will never sell your data. How to send your first transfer - Download Taptap Send and verify your identity in minutes - Choose your destination country - Enter the amount and recipient's mobile number or account details - Confirm with Face ID — track your transfer in real time Download Taptap Send to send money home fast, securely, and at competitive rates. Questions? Contact [email protected]

Super Savings in your pocket Dozens of ways to save on your bills and earn rewards, all at the touch of a button. Join our SuperSaveClub when you buy a qualifying product – you'll get unlimited access to free days out for a whole year, and you can earn up to 10% cashback when you shop at a range of top brands. Plus, check your credit score and report for free, and get tips to give your score a boost. Join our SuperSaveClub to earn rewards as you save on your bills with us - Get unlimited access to free days out for a whole year - Earn up to 10% cashback when you shop at a range of top brands via us - Earn rewards up to £20 every time you buy a qualifying product - Restrictions and T&Cs apply. Whip your credit score into shape - Check your latest credit score and report for free with Credit Score - Get monthly updates to let you know if your score changes, and why - See how your score has changed over time and make better financial choices in the future with your credit score history - Get personalised tips to help improve your score, so you can get better deals Compare and super save - Over 40 different ways to super save on your household bills via our website - Get a quote for your car insurance or energy in less than 5 minutes - Save and review your recent quotes Savings by MoneySuperMarket - It’s a smart way for UK savers to compare, choose, and manage savings accounts all in our app - Money that you pay in is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per banking group. If you have deposited your money with a bank that fails, the FSCS will return your money automatically, but it can take more than seven days - Bondsmith Savings Nominees Ltd provides the Holding account and acts as trustee for your money About MoneySuperMarket - 100% independent. We compare over 110 car insurance brands - 100% trustworthy. We promise to keep your data safe and secure Love MoneySuperMarket? Rate the App! Moneysupermarket is a credit broker and not a lender, you must be 18 or over and a UK resident to apply. Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). MONY Group Financial Limited, registered in England No. 3157344. Registered Office: Mony Group House, St. David's Park, Ewloe, CH5 3UZ. Telephone 0333 123 1972.

Take control of your financial future with our handy app, where you can access your workplace pension, personal pension, retirement income or stocks and shares ISA wherever and whenever you need it. At home or on the go, you can log in quickly and securely with your face, fingerprint or PIN. Then, in just a few taps, you’ll be able to: • Check the value of your pension or ISA • Track your investment performance • View your recent account activity, including contributions, transfers, claims and withdrawals • Make changes to your investments • Check your transaction history • Manage your beneficiaries • Update your personal details • Read your documents • Plan your retirement, or manage your retirement income if you've already retired • Explore your retirement options online or request a Pension Options pack • Get help fast with live chat • Connect your bank accounts and pensions with other providers to get a holistic view of your finances • Track your spending, set spending budgets and track your progress towards your savings goals • Top up your ISA or make contributions into your pension • Consolidate your old pensions into your L&G pension We’d love to hear your thoughts too. If you’d like to tell us about your experience with the app, or request something that’s not already there, please send your feedback to [email protected]

Introduction We’ve been around for over 80 years and exist with a social purpose to help our members feel financially secure in later life. Your financial wellbeing is part of our commitment to fostering financial education. We want to create a society where everyone feels confident dealing with the financial moments that matter. We’ve designed our app to be a jargon-free zone, written in plain English to guide and educate rather than confuse. It has everything you need (videos, guides, calculators and more) to support you with planning for your future. How to get started To use the app, you’ll need to have set up your account with us. It’s quick and easy and you only need to do this once. You’ll need your National Insurance number, customer number, personal email address and mobile number. What you can do in your app Once logged in you can: • Check your pension pot value – and see what it could be worth at retirement • Check your personal details • Add beneficiaries • Combine your old pensions into a single pot • See how your pension is invested • Learn more about planning for your future and plan for your retirement • Get expert help when you need it Charges All pension schemes charge members. At The People’s Pension, we have an annual management charge made up of 3 elements: • An annual charge • An ongoing management charge of 0.5% (50p for every £100 saved) • A rebate on the management charge – we reduce the rate we charge you as your savings grow (the rebate level depends on how much is in your pension pot) Unlike most providers, we offer our members a one pot, best price guarantee. Even if you leave us and come back with a new employer on a different management charge rate or transfer in other pension savings, your money will stay in the same pot and always be charge at the lowest available rate you’ve had. To find out exactly how much you’re charged, please log into your account and go to ‘Manage my pension’, followed by ‘Charges’. Help and support No matter your query we have a dedicated UK-based team on hand. You can also visit our extensive help and support section to see if we have your question covered. How we look after your money To keep your pension pot safe, it’s held in trust. This means it’s completely and legally separate from both us and your employer. The People’s Pension Scheme (the Scheme) is a defined contribution occupational pension scheme. People’s Partnership Limited is the provider of the Scheme and is part of the People’s Partnership Group, a not-for-profit group of companies which provide financial products and benefits for working people. Your employer is one of many who use the Scheme as their workplace pension scheme. The People’s Pension is governed by a board of experienced, professional independent corporate trustee directors who put the interests of members, not providers, first. The Scheme is registered with The Pensions Regulator, the UK regulator of work-based pension schemes. The Pensions Regulator’s aims include improving confidence in pensions by protecting members’ savings and encouraging high standards in the way pension schemes are run. The Trustee ensures that the Scheme complies with pensions law and the Codes of Practice and guidance issued by The Pensions Regulator. The Scheme is also registered for tax purposes with HM Revenue & Customs – this gives you a favourable tax treatment on your savings. Investment performance The scheme trustee and investment specialists regularly look at how the available funds are doing. The trustee can’t tell you which investment is best for you, but they will do their best to make sure whichever investment you choose is performing as well as it can. The value of investments may go down as well as up, please visit our website for more information: thepeoplespension.co.uk/pension/basics/investments.

Want a handy way to check on your pension savings? With the Nest pensions app: • Log in easily and securely using biometric (fingerprint or face ID) or PIN • View your pension pot dashboard • View contributions added to your pot by you, your employer and the government’s tax relief • View your fund your pot is invested in • Keep your account details like address, phone and email up-to-date • Add or manage beneficiaries for your pot • View and send secure messages Getting started: You must be a Nest member to use the app. If you have already set up your Nest account online: • Log in to the app using the same username and password that you use to log in to your member account on our website – nestpensions.org.uk • You will then be asked to set up a 6 digit PIN, followed by the option to set up biometric (fingerprint or face ID) login, either of which you can then use to going forward to log in. If you haven’t already set up your Nest account online: • Go to nestpensions.org.uk to register. You’ll need your Nest member ID from a letter you have received from us • Then download the Nest Pensions app and log in as per the process given above Help and Support: If you need support, you’ll find it in the Help section of our app. The Member Help Centre on our website also has app support. If you have a question about your Nest account or pension pot, log into the app or our website to send us a secure message. Give us your view: We’d love to hear what you think about the features and tools in the app. Feel free to contact us at: [email protected] Do not include personal details like your pot balance or password in your feedback.

Manage your accounts safely and securely with the M&S Bank app. With a range of helpful features, it’s a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and Personal Loan anytime. With the M&S Bank app you can: • Sign in securely with face or fingerprint recognition • Make payments to your account • Freeze your card or report a card issue • Request a change to your credit limit • View your credit card PIN • ‘Chat with us’ anytime and get notifications when we send a reply • Request a Balance Transfer (subject to available offer) • View and download your statements • Activate your new credit card How to sign in to mobile banking If you’ve not registered for our app download from the App Store and follow the step-by-step instructions. If you’re already registered for Online Banking, you’ll need your username and password to set up our app. Important things to know (the legal/official bit) This app is designed for use in the United Kingdom (UK). The products and services represented within this App are intended for UK customers. This app is provided by M&S Bank (a division of HSBC UK plc) for the use of existing customers of M&S Bank. Please do not download this app if you are not an existing customer of M&S Bank. HSBC UK plc is authorised in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

In a nutshell, we’re where the world charts, chats and trades markets. Over 100 million people use our social network and supercharged supercharts to make better, brighter decisions when they trade. Download our app to access free charts, alerts, advanced watchlists, plus discuss latest trends with other traders and much, much more. Here’s a fuller feature set: World-leading charts A trader’s rite of passage, charts power insight. Millions use ours – for free – to make better decisions in the markets. Our charts work on any device and outperform many desktop trading platforms. You’ll be able to search for stocks, currencies, cryptos, futures, CFDs and more. A wide range of drawing tools (like Gann Fans and Elliott Waves) and technical indicators will also help you analyze price action. Simple Pine Script for complex tools From coding to chart analysis, faster than ever before — we crafted our programming language to give you the power to create custom tools. Pine Script is elegantly minimalist, pre-integrated with data, and breaking your analysis limits. Bar Replay to hit rewind on past insights Watch how pricing data unfolded historically. Rewind markets and review at speed and resolution you desire. Unmissable alerts Trading alerts were never this powerful, flexible, and easy to use. Cloud-based, they are available on any device – get notified by email, app, desktop, or webhook when your alerts trigger. Made to trade Trade directly on our charts – trade through top brokers integrated to our platform, or use Paper Trading to practice buying and selling securities without any of the risk. One app to track them all Get a comprehensive view of the financial markets with our app: live quotes, news, trends, financial statements, and fundamentals, all in one place at your fingertips – the fastest way to find all the data you need. Total economics and corporate reports Access the latest and upcoming economic events, world companies' earnings, and dividends, in one Calendar. Watchlist what matters Keep track of all your beloved stocks and currency pairs with our highly-customizable watchlists. Use them to see real-time price updates and be the first to know what’s moving in the markets – wherever you happen to be. Data. Data. Data. Gain access to real-time market data from exchanges in the US, Europe and Asia. Hundreds of thousands of financial symbols from 100+ exchanges are at your fingertips. Unless you have incredibly niche interests, you’ll find what you’re looking for. Never trade alone again Unleash your creativity onto the world markets by being part of the largest social network for traders and investors. With thousands of ideas and minds published daily and ability to customize and share your analysis, start building your following today. Always at your fingertips Our secure and reliable cloud-based infrastructure means you’ll always have access to the world of finance, 24/7. No unexpected downtime at a critical trading moment ever again. Terms of use: https://www.tradingview.com/policies/ Privacy policy: https://www.tradingview.com/privacy-policy/

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily: - View your latest balance and available credit limit - View your latest transactions, including transactions that are still pending - Make a payment on your account - Set up or manage your Direct Debit - Manage your statement preferences - Update your contact details - Get in contact with us and view our FAQs Registered for Online Account Manager already? If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register! Not Registered for Online Account Manger? If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number

One account for all things business. Everything you need to start, run and grow. Join over 2,000,000 UK sole traders, freelancers, and limited company directors who trust Tide to simplify their business finances. Open a powerful business banking account in minutes and unlock a suite of smart tools designed to save you time and money. OPEN A FREE BUSINESS ACCOUNT Open your professional account in just a few minutes – no paperwork, no monthly subscription fees. - Apply on your phone in minutes - No monthly fees - FSCS protection for up to £120,000 - Contactless Mastercard START YOUR BUSINESS FROM SCRATCH Access financing solutions tailored to your needs (cash flow, equipment, factoring) through our trusted partners. - Company Registration: Register your limited company. We’ll even pay the Companies House fee for you! - Virtual Office Address: Keep your home address private with our professional address service. - Business Name Generator: Find the perfect name and check availability instantly. - Business investment account: Put your idle cash to work with expert-managed Vanguard portfolios. TAX & ACCOUNTING MADE EASY Tide automates your administrative tasks so you can focus on what you love. - Making Tax Digital (MTD): Use our HMRC-recognised tools to automate your bookkeeping and file your VAT returns for free. - Instant Invoicing: Create, send, and track professional invoices in seconds. - Automatic Categorisation: See exactly where your money is going with smart labels for your spending. - Seamless Integrations: Connect your account to Xero, Sage, QuickBooks, and more. GROW WITH FLEXIBLE FINANCE - Business Loans: Compare loans from over 80 lenders, with amounts from £1,000 to £20 million. - Quick Decisions: Check your eligibility in minutes without affecting your credit score. - Instant Saver: Earn up to 4% AER (variable) on your business savings with easy access. SMART FEATURES FOR BUSY FOUNDERS - Tap to Pay: Turn your smartphone into a card reader and accept contactless payments on the go. - Team Access: Share account access with your team and set individual spending limits. - Expense Management: Upload receipts and categorise expenses instantly to stay organised. - Payroll management: Pay yourself and your team in one click, calculate taxes and pension contributions, and file directly with tax authorities. - Dividends management: Easily declare, record, and pay company dividends while automatically generating compliant vouchers and board minutes. - 24/7 Support: Get help whenever you need it via our secure in-app chat. WHO IS TIDE FOR? - Sole Traders - Freelancers - Entrepreneurs - Limited Companies - Scaling Startups Download Tide today and discover why we are the UK’s leading business financial platform. Visit our website: www.tide.co Like us on Facebook: www.facebook.com/tidebanking Follow us on Twitter: @TideBanking Follow us on Instagram: @tidebanking Tide | Do what you love Tide is not a bank. Tide is authorised by the FCA for electronic money and credit broking. Bank accounts are provided by ClearBank® Ltd, authorised by the PRA and regulated by the FCA and PRA. Eligible deposits protected by the FSCS.

Get Renewal and relax Keep track of all your insurance, MOT, road tax, and breakdown cover in one place with Renewal. Insurance shouldn't be a hassle. We make it easy to organise your insurance, stay on top of renewals, and save money along the way. Everything you insure, all in one place • See all your car, home, travel, health, life, pet, gadget, motorbike, van and bicycle insurance in one app • Track your insurance details, renewal dates, and cover at a glance • Forward insurance emails – we'll extract the key info for you automatically • Name an insurance however you like for easy reference All your Go.Compare rewards • See all your rewards from car, home or van insurance you bought via Go.Compare • View key details for your £250 excess cover • Get access to your travel gift card • Track status of rewards from pending to active and expired T&Cs apply to Go.Compare rewards Never miss a key date • Get reminders for insurance, MOT, tax, and breakdown cover renewals • Stay on top of other renewal dates like your boiler service or broadband deal period • Track your mortgage deal so you can stay on a good rate Save time and money • Get an insurance quote at just the right time when prices tend to be lower • Cancel auto-renewals with a few taps • Book an MOT or service at local garages Help when you need it • Access your insurers' contact details and opening hours • "I've had an accident" – get guidance, share details, send your location, and access insurer info • Contact your breakdown provider and share your location instantly • No breakdown cover? No problem – get help through the app Get started in seconds • No passwords to remember – just sign in with your email

Need flexible car insurance built for young drivers? Let’s get you on the road. From learning to drive to your first years on the road, Veygo by Admiral gives you cover that works around real life. Whether you’re practising, borrowing someone else’s car, or sorting cover for your own, choose the insurance that fits the drive, and you could be on the road in minutes. Why millions of young drivers are choosing Veygo: • Flexible cover - choose hourly, short-term or rolling monthly insurance • Your own policy - standalone cover in your name, not just added to someone else’s • No Claims Bonus protected - no impact on the car owner’s policy • Fully comprehensive - get the highest level of cover as standard with every Veygo policy • Built for young drivers - from your first practice drive to your first years on a full licence • Backed by Admiral - a brand you can trust New to Veygo? It takes minutes to download the app and get a quote. All you’ll need is your UK driving licence, and the vehicle registration. Like what you see? Confirm your cover and get ready to hit the road. Once you’re covered, you can manage your policies on the go, with your important documents stored in one place. No email digging. No treasure hunt for your paperwork. Just the stuff you need, where you need it. Already with us? Getting another quote is even easier. We’ve saved your details to your account so you can confirm your details, pay, and get back to the actual plan in seconds. Simple - as it should be. We’re proud to have sold over 8 million policies and to be part of the Admiral Group. Our comprehensive insurance is underwritten by Admiral, voted Best UK Car Insurance Provider six years in a row by The Personal Finance Awards. Download the app and get on the road today. Privacy policy: https://www.veygo.com/privacy-policy/ Disclaimers Veygo is currently only available in the UK with a valid driving licence issued by the GB DVLA. We currently do not accept DVLNI or any other driving licensing authority.

Get instant access to your cover. Make changes in seconds, make a claim in minutes, and get help in an emergency - all from your phone! Cover that’s fast, fair and always on your side. Join over 50,000 other Marshmallowers OUR APP - Manage all your policies in a single account. Get instant access to your cover documents, make a change with just a few clicks, and make a claim in minutes - Get help in an accident. Think of us as your new in-case-of-emergency. Get panic-friendly how-to guides, plus instant call buttons for help in accidents, breakdowns, and for all kinds of car damage. - Understand your cover. Get your questions answered with our nifty help feature - Talk to us instantly on live chat. Get answers from a real human (our Customer Happiness team) in under 2 minutes WHY MARSHMALLOW - No hidden fees. You can make changes instantly with no hidden costs - Fair pricing always. Extra security checks and anti-fraud algorithms allow us to pass big savings on to you - 24/7 claims line. Make a claim at any time of day or night - Lightning speed customer support. We respond to all live chats in under 2 minutes WHAT MAKES US GREAT - Inclusive: We’re proud to support a diverse customer base, and we do our best to insure people often turned away elsewhere - Instant: Hello, app! Hello, live chat! Hello, super fast claims! - Reliable: We’re reinsured by the world’s most trusted names, so your protection is always safe STAY IN TOUCH - facebook.com/marshmallowinsurance - twitter.com/getmarshmallow - instagram.com/getmarshmallow - linkedin.com/company/marshmallowltd THE LEGAL BIT Marshmallow is authorised and regulated by the UK Financial Conduct Authority. Our FCA reference is 797672. You can check our details on register.fca.org.uk Our privacy policy can be found here: marshmallow.com/privacy-policy

Description only relevant for UK customers Plum’s on a mission to help you grow your money for life with automated deposits, accessible investing and smart saving. SET ASIDE MONEY AUTOMATICALLY • Plum’s automation puts saving and investing on repeat with weekly deposits, payday Auto Savers and more. • From AI-powered tools to round-ups, it all runs in the background. SAVE TAX-FREE WITH THE PLUM CASH ISA • Unlock tax-free savings and hit goals faster with automated savings for Cash ISA. • Start with as little as £1. • Transfer your ISA to consolidate your savings. • Eligible deposits are FSCS protected. See interest rate details on the Plum website or app. T&Cs and ISA rules apply. Tax treatment depends on personal circumstances and could change. BUILD YOUR HOUSE DEPOSIT WITH A LIFETIME ISA • Add up to £4,000 to your LISA each year and the government adds a 25% bonus (up to £1,000) for free. • Reach goals faster with Plum's competitive interest rate, tax-free savings and automations. • Transfer or open your Lifetime ISA with Plum to receive a competitive interest rate. See interest rate detail on the Plum website or app. Govt. withdrawal fee may apply. Tax treatment depends on your situation. Make sure automations are right for you. GROW YOUR SAVINGS • Earn up to 3.65% AER (variable) with our Easy-Access Interest Savings Account provided by Lloyds Bank Plc. • Or get a higher rate with a 95-day Notice Account at 3.87% AER (variable). Rates correct as at 20/05/2026 and subject to change. EARN UP TO 3.67%* WITH PLUM INTEREST • Get returns following the Bank of England base rate with this low-risk MMF. • Enjoy easy access with 1-business day withdrawals. • Add as much or as little as you want. Capital at risk. Plum Interest is held in the BlackRock ICS Sterling Government Liquidity Fund. It is an investment product, so you could get back less than you put in. Rates correct as at 20/05/2026. INVEST IN UP TO 3,000 COMPANIES • Sign up in minutes to start buying and selling US company stocks. • Invest in companies like Amazon or Tesla. • Set up recurring buy orders and price alerts to automate your strategy. Capital at risk. Your investment can go down as well as up, so you might get back less than you put in. This is not advice. Investing in individual shares carries significant risk. Share prices can be volatile and may be affected by broader market or company-specific factors. This product is not suitable for everyone. Please consider your personal circumstances or seek independent advice if unsure. DIVERSIFY YOUR INVESTMENTS WITH FUNDS • Choose from up to 26 different funds themed around risk level or sector. • Personalise your portfolio with funds like ‘Slow & Steady’, ‘Tech Giants’ or ethical options. • Funds are professionally managed and contain various company shares. GET RETIREMENT-READY • Consolidate existing pensions into a self-invested personal pension (SIPP). • Choose from risk-managed or diversified global funds. • Get tax relief on your contributions. The Plum Pension is a Self-Invested Personal Pension (SIPP). Like any pension, it's an investment product, and you could get back less than you put in. Access to the money is usually restricted until age 55 (or age 57 from 2028). SECURITY • We support biometric security. • We never share your data with third parties without consent. • Customer support available 7 days a week. Plum Fintech Ltd is an agent and distributor of PayrNet Ltd (FRN 900594) and Modulr FS Ltd (FRN 900573), respectively, both authorised as EMIs by the FCA. Plum Fintech Ltd (FRN: 836158) is a registered AISP with the FCA. Saveable Ltd (FRN: 739214) is authorised and regulated by the FCA as an investment firm. Plum is a trading name. For investments and pensions, all fund management and provider fees are shown annually, billed monthly and immediately reflected in your portfolio. 2-7 Clerkenwell Green, London, EC1R 0DE.

Say hello to better credit, and better banking. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. It’s fast, secure, and fuss-free. Like it should be. You'll be able to: • View your current balance and available spend • Check your latest transactions including pending transactions and payments • Set up and manage Direct Debits through the app • Make payments to your account using a debit card • View your pin number and your card details • Approve online spending • Update your address, phone numbers and email address • Report your card as Lost or Stolen • View and download monthly statements • If eligible, check out our latest offers including Balance Transfers, Money Transfers and Credit Limit Increases

This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/

Whether you’re looking to check your esure cover, make a change to your policy, start a claim, or stay on top of important car admin, the esure app’s got it all in hand!
 Our app is the easiest way to manage your car and home insurance.
 * Check details: see all your policy documents in a few taps * Make changes: update your details with ease * Make a claim: start your claim in the app * Renewal date reminders: making you aware of important dates  * Easy and secure login: set up fingerprint/face ID for quick, secure access
 Plus, the esure app helps you sort all your other car admin through our partnership with Caura.   * Car tax:  get timely reminders when your car tax is due and renew it easily in the app * MOT and Servicing:  we’ll remind you when your MOT is due. Plus, you can book your MOT and Service in the app * City charges, roads and tolls: check whether you’re exempt from city charges and pay for any charges in the app * Airport parking: pre-book parking at major UK airports
 With all these great features, you can be sure with esure.
 Download the esure app today.
 Disclaimer: minimum OS requirements to download the esure app: - iOS 15.0 or above We’re always looking for ways to improve the esure app. If there’s anything you’d like to see that’s not already there, please send your feedback to [email protected]

Introducing Skipton by invite app. If you have a mortgage, LISA or Easy Access account, you could be among the first to try it. It gives you secure, convenient access to your accounts anytime, anywhere. We’ll gradually invite more of our members to download this app as we introduce more features. · Log in quickly and securely using fingerprint, face ID, or PIN · View your contact details · Access your statements and important documents · View your account balance, interest details and more · View transaction history · Open easy access, fixed rate bond and ISA accounts · View member rewards and exclusive member rates Mortgage accounts · Sign up directly via the app to access your mortgage accounts. You’ll need your personal email address, mobile number and valid photo ID to get started · View your repayment amount, method, and overpayment allowance · Access Early Repayment Charge details · Get clear information on how to make your mortgage repayment ISA and LISA Accounts · Get clear information on how to pay into your ISA, how to move money between ISA accounts and withdraw Easy access accounts · Get clear information on how to pay into your account and withdraw to nominated account(s). · Manage scheduled payments · Create and view interest statements · Move money between accounts For more information visit https://www.skipton.co.uk/help-and-support/our-app-and-skipton-online/our-new-app The device uses performance cookies for internal purposes to help us improve the app. You can choose to opt out of this at any time in the app settings menu. To read Skipton Building Society’s cookie policy go to https://www.skipton.co.uk/cookie-policy To read Skipton Building Society’s privacy policy go to https://www.skipton.co.uk/privacy-policy Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN

Introducing bKash App, with an elegant look, and exciting features, to make your life simpler and easier. Register a bKash account right from the app in a few minutes, add money from your bank account or card, and get going. Recharge mobile balance, scan QR to pay at your favorite stores, pay utility and other bills from home, send money to people, and get different lifestyle services, all in a highly secure mobile money app. Discover the best bKash offers near you, get suggestions from bKash on what services you can explore next, and use shortcuts for your most frequent transactions in bKash App. FAST ACCOUNT REGISTRATION No bKash account? No worry! You can now explore bKash App, its services, features, and offers without an account. After you are done exploring, you can register a new bKash account in a few minutes right from bKash App, using your National ID. ADD MONEY FROM BANK ACCOUNT & CARD Now you have an account, but you need money in it, right? Transfer funds instantly from your bank account or card, to any bKash account using the Add Money service. SUPER FAST QR TRANSACTIONS Use the Scan QR button in the home screen at stores and shops for Payment, at Agent points for Cash Out or with other bKash users for Send Money – faster and error-free. OFFERS NEAR YOU Get the best bKash offers at your nearest payment points, all in one place under the Offers section in your home screen. TRANSACTION SHORTCUTS In the My bKash section, use shortcuts for your most frequent transactions to make them faster. SUGGESTIONS FOR YOU Find suggestions from bKash on what other services, Merchants, billers, and other partners you can try out. INBOX – TRANSACTIONS & PROMOTIONS Access notifications on your latest bKash transactions and promotional offers, from the Inbox button at the bottom of your home screen. MOBILE RECHARGE Recharge mobile balance or pay postpaid mobile bills for all major mobile network operators very quickly using amount shortcuts: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Let bKash App take care of latest offers and best deals of your mobile operator. View and purchase recharge-based Internet, Voice and Bundle offers of different mobile operators in Mobile Recharge. PAY YOUR BILLS Make payments for your monthly utility bills such as electricity, gas, internet, and other services, right from the comfort of your home. GET DIFFERENT LIFESTYLE SERVICES Want a one-stop-shop for your lifestyle needs? Let bKash app be your companion for food delivery, online shopping, bus, train, launch and air tickets, movie tickets, hotel booking for traveling, and many more. HIGHLY SECURE MOBILE BANKING We take the security of your bKash account very seriously. We send you an OTP to verify your bKash account during first log-in. bKash App also asks for your PIN during both log-in, and transactions. EASE OF ACCESS Use the app in either Bangla or English, and change between the two whenever you want. STATEMENT Exert greater control over your mobile wallet by accessing your detailed transaction history, and a monthly transaction summary. CHECK LIMIT Know how much more you can transact by having a real-time view of your transaction limits. ONE-TAP BALANCE CHECK Checking your balance is just a tap away. We also help protect your data by hiding the balance after a few seconds. GREATER TRANSPARENCY & CONTROL Have greater visibility over your bKash transactions – while entering the amount, you will see your available balance, auto-calculated service charge, and projected new balance – all before completing the transaction.

The UK’s No 1 investment and savings platform for individual investors in the palm of your hand. Follow the markets and manage your investments on the move with the all-new app from HL. Fast, easy-to-use and packed with the features you’ve been asking for to help you start investing and saving smarter. ▶ EASY ACCOUNT MANAGEMENT • Turn on Touch ID login for fast, secure access to your portfolio and start investing with confidence. • See your family’s accounts all in one place with linked accounts to manage savings and investments efficiently. • Top up your account or withdraw money on the go while keeping track of your investing goals. ▶ FASTER, SIMPLER TRADING • Stay up to date with free live UK share prices (HL clients only). • Trade thousands of UK shares & bonds, and over 2,500 funds. • Trade overseas shares from Europe, the US and Canada. • Set stop loss & limit orders so you don’t miss trading opportunities. ▶ DISCOVER INVESTMENT OPPORTUNITIES • Track your favourite investments or create virtual portfolios with watchlists. • Access improved fund and share factsheets with more data and insight than ever before. • View full FTSE 100 and other UK indices, plus global index levels including Dow Jones, NASDAQ and Nikkei 225. Plus major commodity and currency markets. • Read the latest research from HL’s team of investment experts plus global market reports, newspaper round-ups and insight. • Get the business and economic headlines from the world’s leading news outlets with HL Newsroom. ▶ SAVE & INVEST TAX FREE • Grow your money free from UK income and capital gains tax, whether saving short term or investing for the future. • Manage all your ISAs in one place and move money between them online to simplify investing and saving. • Tailor your ISA accounts to you with thousands of investment opportunities and great savings rates. • Invest in a wide range of ISA products such as Cash ISA, Stocks & Shares ISA, Lifetime ISA and Junior ISA. ▶ GROW YOUR RETIREMENT SAVINGS • Invest in your retirement with a wide range of retirement accounts including Self-Invested Personal Pension (SIPP), Lifetime ISA, Junior Personal Pension (JSIPP). • Access your retirement savings when you need them with options like pension drawdown, annuities, or lump sums for smarter investing. • Use HL’s calculators and guides to plan how much to invest and save to achieve your retirement goals. • Take advantage of tax reliefs and long-term investing opportunities to grow your pension efficiently. Important Information: Investments can fall in value as well as rise so you could get back less than you invest. Tax rules can change and any reliefs depend on your circumstances. This isn’t personal advice. If you’re not sure whether an investment is right for you, ask for financial advice. Pensions are designed to help fund retirement, so money can’t usually be taken out again until at least 55 (57 from 2028). ----------------------------------- Have questions, problems or feedback? Please get in touch at [email protected] Hargreaves Lansdown is the UK’s number 1 savings and investment platform for private investors. For more than 40 years we have helped investors save time, tax and money on their investments. Our services include fund and share dealing, Stocks & Shares ISA, pensions (SIPP), retirement services, financial advice and more. Find out more on our website www.hl.co.uk Hargreaves Lansdown Asset Management Ltd, One College Square South, Anchor Road, Bristol, BS1 5HL, authorised and regulated by the Financial Conduct Authority. FCA Register number 115248. Registered in England and Wales. Registration number: 1896481.

Take your finances further with the account designed for efficiency, and built for business. Revolut Business is the all-in-one account that helps you manage your business finances with less admin and lower costs. Track your spend, issue corporate cards, grow your savings, accept payments, and more. Whether you're starting out or scaling up, access all the tools you need to run your business in one place, from global payments and multi-currency accounts, to spend management tools and more. See for yourself why 20k+ new businesses join us every month. Features Get started in minutes: Apply directly through the mobile app by filling out a short form — it only takes about 10 minutes. Pay suppliers and teams globally: Manage money in 35+ currencies, across 150+ countries — and save as you exchange at the interbank rate (within plan allowance, during market hours). Simplify and control team spend: Issue physical and virtual cards to your team anywhere in the world, and stay on top of your finances with spend limits and custom approval flows. Automate expense management: Capture receipts and categorise transactions seamlessly. Track team spend and export data to your accounting software to reconcile instantly. Accept payments with ease: Take payments online, in person, or via invoice. Use Payment Links, Revolut Pay, QR codes, Tap to Pay on iPhone, card readers, and more — all with competitive fees and no hidden costs. T&Cs apply Put your money to work: Earn great rates with interest paid daily on your Savings balance. Withdraw anytime with no fees. Rates vary per plan. Savings T&Cs apply. Plan for your business’ future: Dive into analytics to track and forecast spend with precision. Manage all your companies, branches, and business entities from one app as your business grows. Download Revolut Business and simplify how you manage your company’s money. Feature availability depends on plan selection. Subscription fees and T&Cs apply. This description is only relevant for UK businesses.

Coinbase is the global leader and only crypto company listed in the S&P 500 where you can seamlessly buy, sell, trade, store, and stake crypto. We’re the first publicly traded crypto platform in the U.S. SUPPORTED ASSETS¹ Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), Cardano (ADA), Polygon (MATIC), Polkadot (DOT), Solana (SOL), Tether (USDT), Uniswap (UNI), Dogecoin (DOGE), Pepe (PEPE), and many more. COINBASE ONE Get more out of crypto with Coinbase One Zero trading fees², priority support & more³ EARN INTEREST ON YOUR CASH SAVINGS Earn daily interest on your GBP balance with the Coinbase Savings Account, powered by ClearBank No minimum deposit Add or withdraw your money at any time Eligible deposits are FSCS protected up to £120,000 BUY, SELL & MANAGE CRYPTO Coinbase is a global leading platform to build, manage & track your crypto portfolio Explore & trade millions of crypto assets⁴ Pay with crypto: Securely send, receive & transfer crypto internationally Stake crypto & earn yield on cryptocurrencies like Ethereum & Cardano¹ PUBLICLY TRADED CRYPTO EXCHANGE Coinbase is the first publicly traded, US-headquartered crypto exchange (NASDAQ: COIN) All customer assets are held 1:1 & we never trade against our customers or leverage their funds without consent Our financials are public & audited quarterly by a Big 4 accounting firm Encryption & security are at the core of our platform & our security team is constantly working to make sure you & your assets are protected from emerging threats POWERFUL TOOLS FOR ADVANCED CRYPTO TRADERS Buy & sell crypto using advanced trading tools & earn staking rewards¹ Access in-depth technical analysis, advanced real-time order books & charting powered by TradingView Advanced tools to research & analyze crypto markets to inform trading decisions NEED MORE HELP? Visit help.coinbase.com for information & to contact Coinbase Support PRIVACY View Coinbase’s legal privacy policy at https://www.coinbase.com/legal/privacy Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment & you should not expect to be protected if something goes wrong. Take 2 mins to learn more at www.coinbase.com/uk-fca-info — The Coinbase Instant Access Savings Account is powered by ClearBank; interest rates are variable; account T&C and eligibility criteria apply. FSCS protection is subject to eligibility & the £120,000 coverage is the maximum aggregated across all eligible ClearBank accounts. ClearBank Limited is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority (No. 754568). Trusted by users: Based on the results of a 2024 Qualtrics survey conducted in the UK. Read more here: https://www.coinbase.com/blog/recent-data-shows-coinbase-is-the-most-trusted-name-in-crypto ¹ Available in select territories. ² Zero trading fees: Coinbase Advanced excluded; a spread applies. ³ A Coinbase One subscription renews automatically & requires recurring payments. Benefits vary by region. ⁴ Millions of assets available via DEX trading. Users must create a self-custody wallet prior to trading; subject to applicable terms of service. DEX trading feature not available in all locations. Fees may apply. You earn rewards from the protocol, not Coinbase. Coinbase acts only as a service provider connecting you, the validators & the protocol. We pass along any rewards earned from staking, minus a transparent Coinbase fee. Long: Your capital is at risk. Fractional shares only available for eligible stocks, and other limitations may apply. Fees may apply for certain transaction types. Extended hours (24/5) available for eligible whole stocks

Bits offers credit cards and credit information services to consumers in the UK. The basic idea is that you get a Bits subscription, and that opens up access to a whole host of member benefits. The only fee you ever pay is the monthly Bits subscription that you choose. The full list of Bits services that open up to you once you have a Bits subscription include: - Bits Store Card, you can shop in the Bits store (in app), where we offer a curated selection of electronics, and other consumer goods, available for purchase - Bits Credit Card, which lets you shop anywhere that Mastercard is accepted, with 0% APR and 0 late fees, and a foreign exchange rate that is the same as what you see on the Mastercard website. Apple Pay supported! - Bits School of Credit, which has dozens of educational videos on credit. These are not financial advice, and are general/non specific videos that you don’t pay for; they are free - Bits Simulator, which helps you understand some general/non specific things on credit use - Bits Rent Reporting, which helps get your rent reported (to Equifax) - Bits Support: we are here, and will help you in any way we can! REGULATORY STATUS Although Bits (trading name of Fea Card Limited) is regulated as a firm by the Financial Conduct Authority (FCA), not all of our products are regulated, and you should be aware of this when you sign up. Furthermore, some of our regulated products have limitations on them, which are stated on the FCA website. Here is the regulatory status of our products: Bits Store Card - not regulated, as it is structured under exemptions in the Regulated Activities Order. Bits Credit Card - The Bits Credit Card is not regulated, as it is structured under exemptions in the Regulated Activities Order. The Bits Credit Card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard is a registered trademark and the circles design is the trademark of Mastercard International Incorporated. Bits Subscription - not regulated, as it is structured under exemptions in the Regulated Activities Order. Score in app - regulated, using our credit information services permission, with FCA firm reference number 946683. To deliver this service, Bits is partnered with Equifax. Rent reporting - Fea Card Limited is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service. Bits Marketplace - regulated, using our credit broking permission, with FCA firm reference number 946683. To deliver this service, Bits is partnered with Freedom Finance Ltd, which is regulated by the Financial Conduct Authority (FCA) with firm reference number 662079 for providing credit broking services. GET IN TOUCH We are a registered company in England, with Companies House number 11620703. Our company name is Fea Card Limited and registered address is 349 Royal College St, London, NW1 9QS, United Kingdom. You can get help in app any time.

Join over 1 million people who trust LemFi to send money overseas to their loved ones. Whether you're transferring funds to Europe, Africa, Asia, or Latin America, we make it easy and affordable. With LemFi, you can send remittances from the United Kingdom, United States, Canada, and several European countries (including but not limited to France, Germany, Spain, Belgium, Italy, Ireland, Portugal, and the Netherlands) to destinations like Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Senegal, Brazil, Tanzania, Ivory Coast, Cameroon, Benin, Rwanda, Ethiopia, France, Spain, Portugal and more—at very low or even zero transfer fees depending on the destination. REFER A FRIEND AND EARN MONEY Invite friends to join LemFi and earn rewards for every successful referral. Experience the benefits of fast borderless payments with low or zero transfer fees, depending on the country, and share the advantages with those you care about. HOLD AND EXCHANGE MONEY IN DIFFERENT CURRENCIES Manage and exchange money effortlessly with our multi-currency platform. Hold funds in Euros, British Pounds Sterling, Canadian Dollars, United States Dollars, and more. Enjoy competitive exchange rates and the flexibility to send money globally, wherever you are. TRANSFER FEES Unlock financial freedom with our transparent, low-fee or zero fee transfers. Depending on your destination, enjoy either minimal or fee-free transactions without any hidden charges. Transfer funds seamlessly to countries such as Brazil, Pakistan, China, India, Nigeria, Ghana, Kenya, Uganda, Tanzania, and beyond. EXTRA BENEFITS Receive real-time notifications when your funds arrive. Enjoy 24/7 customer support whenever you need assistance. LemFi is fully registered with the FCA in the UK, FINTRAC in Canada, FinCEN in the United States, and other relevant authorities worldwide. For instant support with your transactions, please contact our customer support team through the app or email [email protected]. Connect with Us on Social Media Facebook: @uselemfi Twitter: @uselemfi Instagram: @uselemfi

Invest in US stocks 24/5 with no commission & low FX fees, access crypto 24/7*, earn 3.6% AER on uninvested US dollars**, plus Stocks & Shares ISA that lets you invest up to £20,000 tax-free each year***. Open an account with no minimums. Invest in fractional shares from just $1****. ▶ NO TRADING FEE CRYPTO* 50+ crypto in one app. Coins: BTC, ETH, XRP, USDC, SOL etc in one app. Protection: coins held in custody, never lent or leveraged, 24/7 support, & dedicated crypto security team. Don't invest unless you're prepared to lose all your money. Don't expect to be protected if something goes wrong. Take 2 mins to learn more: https://robinhood.com/gb/en/support/articles/fca-risk-disclosure/. ▶ 0% COMMISSION US STOCK TRADING Access over 5,000 US securities with no commission on eligible trades****. Options & futures have contract fees. Additional costs may apply. Invest from just $1. Holdings protected up to $500,000*****. ▶ CHARTS & DATA Real-time data & charting tools with indicators like MA, RSI, etc. ▶ EARN 3.6% ON YOUR US DOLLARS Earn 3.6% AER on uninvested US dollars**. Interest is earned on uninvested US dollars that are automatically swept or moved into deposits at a network of program banks in US. ▶ TRADE 24/5 Trade US securities 24/5, Sunday 8 PM ET-Friday 8 PM ET. Additional risks apply outside regular market hours including lower liquidity, increased volatility, wider spreads & pricing uncertainty. Learn more https://robinhood.com/gb/en/support/articles/24hour-market/ ▶ INVEST SECURELY WITH SUPPORT Protect your account with 2FA. In-app chat 24/7 or phone support during stated hrs. ▶ EARN INCOME ON STOCKS****** Earn income with Stock Lending. If matched, earn monthly interest. Sell anytime. All investments involve risk. The value of your investments can go up or down, you may get back less than you invest. USD holdings are subject to exchange rate fluctuations, which could reduce their value in GBP. *Crypto products are provided by Bitstamp UK Limited. Bitstamp UK Limited is independently responsible for its products & services. Both Bitstamp UK Ltd and Robinhood U.K. Ltd are registered MLR firms with the Financial Conduct Authority. Robinhood U.K. Ltd provides cryptoasset arranging services. **AER is variable & subject to change. Uninvested cash in stocks & shares ISA is ineligible to earn interest. Interest only applies to US dollars in your individual brokerage account. You are exposed to currency rate fluctuations when converting currency. ***ISA & tax rules apply. ****Other costs apply, including FX fees. See our UK Fee Schedule (https://cdn.robinhood.com/assets/robinhood/legal/RHUK_Fee_Schedule.pdf) for more details. Fractional shares are illiquid outside of the platform & are not transferable. Not all securities are eligible for fractional share orders. Please read the Customer Agreement available in UK Disclosure Library for full details. *****Robinhood Securities, LLC is a member of SIPC, which protects securities for customers of its members up to $500,000 (including $250,000 for claims for brokerage cash). SIPC protection doesn't protect against a loss in market value of securities. An explanatory brochure is available at www.sipc.org ******Eligibility criteria apply. Stock Lending income is not guaranteed. Robinhood U.K. Ltd is a company registered in England & Wales (09908051) & is authorised & regulated by the Financial Conduct Authority (FRN: 823590). Registered address: 70 Saint Mary Axe, Suite 307, London, EC3A 8BE. Robinhood U.K. Ltd introduces UK customers to Robinhood Securities, LLC for order routing, execution, clearing, settlement, custody services, securities lending, & margin investing (to eligible customers). Robinhood Securities, LLC is regulated in the U.S. by the SEC & FINRA. Robinhood U.K. Ltd introduces UK customers to Robinhood Derivatives, LLC for futures investing, which is regulated by the CFTC and is an NFA member. All entities are subsidiaries of Robinhood Markets, Inc

New to our app? At MBNA, we’re boringly good at credit card stuff, which doesn’t make us ideal dinner party guests, but does make people want our credit cards in their wallets. Check out our Mobile Banking app. Account management stuff • Log in quickly and securely with Touch ID, Face ID or three characters from your memorable information • Manage your account – check balances and pending payments • View your PIN or request a new one • Easily request a new card, report lost or stolen cards, freeze them and order replacements • Quickly find and view transactions and statements • Update your contact details You can find plenty of other information in the app by using our ‘Search’ tool, as well as our handy ‘Help hub’. Getting started It’s quick and easy. You’ll need: • The phone number that you’ve registered with us • An MBNA credit card Keeping you safe online We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. How we’ll contact you Using our app won’t affect how we contact you. Our emails will address you by your title and surname and include the last four digits of your account number, or the last three digits of your postcode. Any texts we send you will come from Halifax. Be wary of any message that differs from this – it could be a scam. Important information Your phone’s signal and functionality may affect your service. Terms and conditions apply. When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services. Touch ID requires at least iPhone 6s running iOS 14.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards). Everyday Offers is available to Lloyds Bank UK personal current account customers, excluding Basic Account holders, aged 18+ with a debit/credit card who bank online. Terms and conditions apply. Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Credit cards issued by MBNA Limited. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, to UK residents aged 18 or over. Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations. LEGAL INFORMATION This app is designed and intended for MBNA UK customers to access and service UK personal products. It should only be downloaded for this purpose. While this app can be downloaded from App Stores in other countries, this does not constitute a solicitation, offer or recommendation to enter into a transaction, nor is it to be understood as a solicitation or offer to enter into a customer relationship between the person downloading the app and MBNA. The confirmation that this product or service complies with European Union law is made to Apple to enable it to satisfy its compliance requirements under applicable European Union law. It does not constitute any representation, warranty, or statement to any person and should not be relied upon to enter into any contract.

Join over 17 million users worldwide who trust tricount to split bills, track expenses, and settle up—free and unlimited. tricount is the easiest way to split costs, manage group expenses, and settle balances with friends, roomies, or your partner. Whether you're organizing a trip, splitting rent, or going out to dinner, tricount helps you stay on top of every bill—fairly and stress-free. Why Choose tricount? • Free & unlimited – No subscription, no hidden fees, no limit on tricounts or expenses • Fair splits – Even for uneven amounts • Great for roomies, couples, friends, or any shared situation • Ideal for cost split on rent, trips, groceries, shared budgets, and more • Real-time bill tracking with clear payback and balance overviews • Send and receive payment requests instantly through the app • Built-in calculator for easy amounts per person • Share expense photos and track everything—even offline • Supports multiple currencies for international trips • Better than spreadsheets—and easier than Splitwise Whether you're planning a getaway, splitting a check, or managing household costs, tricount is the smart, simple way to share expenses and stay organized. Download tricount today – the best way to split, track, and settle group expenses. 100% free, unlimited, and trusted by millions.

Want delivery insurance that puts you in control? You’re in the right place. At Zego, we know that self-employed drivers and riders want the flexibility and freedom to work when they want, how they want. That’s why we invented hourly pay-as-you-go insurance for delivery workers. Since then we’ve branched out to offering monthly and annual policies, as well as cover for couriers and taxi drivers too - providing over 34 million policies to customers based across the UK and Europe. Experience the Zego difference… — Ultimate flexibility — Cover for cars, vans, scooters and motorbikes Hourly pay-as-you-go, 30-day and annual policies Valid for all major work providers and independents Food delivery and courier cover included as standard — Great value for money — Competitive prices The right cover for you, whether you work full time or part time No hidden fees — Do it all on your mobile — Choose a policy, top up your account or check your balance Manage your documents and make changes to your policy Link your policy to your work provider. No extra paperwork — Fantastic customer service — Rated 4.7 out of 5 by customers on Trustpilot Multi-language call centre open 7 days a week Dedicated claims support and UK-wide repair network if you need it Like what you hear? Download our app now and get a quick quote in under a minute! Taxi driver? We also offer Hire & Reward policies. Find out more… www.zego.com/private-hire/ Legal Disclaimer: Zego is a trading name of Extracover Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 757871). Extracover Limited is registered in England and Wales, No 10128841. Registered address: Techspace Shoreditch, 25 Luke Street, London, EC2A 4DS

THE POWER IS IN YOUR HANDS • Apply for a Business Account in minutes • No account fee for 12 months (£10.00 per month after that) • Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher* *Lending subject to status. LOCKED DOWN SECURITY • Quickly log in using biometrics • Reset your password EASY BREEZY PAYMENTS** • Pay in cheques up to £20,000 per day • Make Faster Payments up to £100,000 with a £250,000 daily limit • Add your business debit card to Apple Pay • Create and amend standing orders • View and manage Direct Debits • Add new payees • Make international payments **Fees may apply EVERYTHING IS A TAP AWAY • Check your debit card PIN • Update your business address, email, and phone number • Update your personal address • Add and remove people from your account • Register for paper-free statements • Approve online purchases • Close unused accounts HELP WHEN YOU NEED IT MOST • The virtual assistant is there for anything you need, anytime • You can also live chat with us if you have a more complex query GETTING STARTED If you’re already an Online for Business customer, you’ll need your: • Online banking login details • Card and card reader If you don’t have an account with us yet, you can apply via the app if: • You’re at least 18 years old • You’re a UK resident • You’re a sole trader or director of the business • Your business has an annual turnover of £25m or less If you have a limited company: • It must have been registered with Companies House for at least four days • The Companies House register must not have changed in the past four days • It must have an ‘active’ status on the Companies House register Not registered for online banking? Head to our website. KEEPING YOU SAFE ONLINE We use the latest online security to protect your money, your information and your privacy. Our app checks your details, your device and its software for security before you log in. If your phone is lost or stolen, we can block it from being used to try and access your accounts. IMPORTANT INFORMATION Your phone’s signal and functionality may affect your service. Terms and conditions apply. When you use this app, we collect anonymous location data to help combat fraud, fix bugs and improve future services. Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards). Please note that features requiring the use of your device’s phone capability, such as Call Us, won’t work on iPads. Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone 0207 626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. LEGAL INFORMATION This app is designed and intended for Lloyds UK Business Banking customers to access and service UK business products. It should only be downloaded for this purpose. Any confirmation that our product or service complies with European Union law is made to Apple to meet its legal requirements. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds.

The Upay app is a digital wallet that gives you payments, promotions, stamp cards, loyalty and more from the comfort of your mobile. Upay links to the shops, restaurants, café’s and bars that you access, and enables you to make payments and receive rewards when you pay with your Upay account. Upay also runs a number of other modules including Events, Online Payments, Online Ordering for pick-up and delivery, Voucher Rewards and more. The modules you have access to are determined by your business, education establishment or retail area that you use Upay with. Growing globally, available in the UK, Europe and Asia Pacific. Free for you, forever. Find out more by downloading the app or visiting www.upay.co.uk **Previously known as UpayChilli** Any questions? Contact us at [email protected] Alternatively, follow us on our socials and message us! Twitter.com/UpayApp Instagram.com/Upay_App Facebook.com/UpayApp

Say hello to your TSB Mobile Banking App.​ Manage all your TSB accounts securely in one place. Check your balance, make payments, move money into Savings Pots and stay in control of your cards—anytime, anywhere.​ With the TSB app, you can:​ - Log in fast with Face ID or fingerprint. ​ - Make payments, transfer money and manage standing orders or Direct Debits. ​ - Freeze or unfreeze your card, view your PIN & card details, and order a replacement. ​ - Add your card to Apple Wallet/Google Pay.​ - Use Savings Pots and Save the Pennies to grow your savings. ​ - Track spending with Spend & Save tools. ​ - Identify transactions easily with retailer logos. ​ Simple. Secure. Designed to help you stay on top of your money.​ What you’ll need:​ - To use this app, you must be a personal TSB customer with a device running iOS15 or above.​ - UK residency is required to apply for new products.​ Need help? ​ - Visit our Mobile App FAQs: https://www.tsb.co.uk/help/mobile-app/faqs.html. - Use our interactive guide if you're having trouble logging in: https://www.tsb.co.uk/login-issues.html. - Check our Service Status to confirm everything is running smoothly: https://www.tsb.co.uk/help-and-support/service-message.html. Got feedback or spotted an issue?​ We’d love to hear from you. Share your ideas or report any problems at [email protected] so we can continue improving your TSB app experience.​ Important information​ This app is intended for TSB personal Internet Banking customers. Terms and conditions apply, see 'Ways to bank with us' on: https://www.tsb.co.uk/legal/.​ ​ Coverage and Location​ Our app and services may be affected by your phone's signal and functionality. In some countries it may be illegal to use some internet and mobile banking services. Please check before you travel. ​ TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no SC95237.​ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.​ TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.​

Since 2007, millions of investors have shared what they know. etoro turns that into intelligence - social investing, global stock markets, and institutional-grade AI, in one investing app and trading platform. THREE AI TOOLS IN ONE TRADING APP Most AI reads the news. Ours reads what millions of investors do. Tori, etoro's AI agent, answers your market questions and tracks live stock market sentiment. Alpha Portfolios deliver quant-level strategies built on millions of investors' anonymised data. The AI Marketplace lets you build custom tools via etoro's open API. AI tools are for informational purposes only; their responses may be inaccurate or incomplete and should not be considered investment advice. etoro App Store apps are independently developed and for information only. Not investment advice. Your capital is at risk. Tori is an AI tool for informational purposes only; its responses may be inaccurate or incomplete and should not be considered investment advice. INVEST IN STOCKS, SHARES & ETFs 10,000+ global stocks and ETFs from just £10, including top companies on the London Stock Exchange. Fees may apply, no minimum balance. Trade 24/5, including US pre-market and after-hours. Trading outside of market hours may be subject to low liquidity and high volatility, which can affect pricing. T&Cs apply. Set recurring investments to build your portfolio automatically. ETF investing made accessible: diversify in one tap. 100+ CRYPTOCURRENCIES Buy, sell, and hold Bitcoin (BTC), Ethereum, Solana, XRP (Ripple), Dogecoin, and 100+ cryptocurrencies from as little as £10. From BTC to the latest altcoins. Track real-time prices, buy crypto across 100+ coins, and manage your crypto portfolio securely on etoro's FCA-regulated platform, alongside your stocks and shares. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. STOCKS & SHARES ISA. TAX-FREE INVESTING Open a Stocks & Shares ISA (Stocks ISA) and invest up to £20,000 per year with zero Capital Gains Tax and zero Income Tax on returns. Available to UK residents only. Zero commission on stocks and shares in your ISA. Zero commission means that no broker fee will be charged when opening or closing the position and does not apply to short or leveraged positions. Other fees apply including FX fees on non-USD deposits and withdrawals. ISA powered by Moneyfarm. Tax treatment depends on your individual circumstances. VIRTUAL PORTFOLIO Every account includes a free demo account with $100,000 in virtual funds. Use your demo account to explore copy trading and the stock market risk-free, with no time limit. 40 MILLION USERS. ONE COMMUNITY. Follow Pro Investors, share your trades, and connect with millions of investors worldwide. etoro is one of the top investing apps in the UK. COPY TRADING WITH VERIFIED PRO INVESTORS etoro's CopyTrader™ shows you the full record. Replicate the portfolios of verified Pro Investors in real time. Trade history, risk scores, asset allocations - all public. Then copy with one tap. Your portfolio mirrors their moves automatically. Start or stop any time. Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not a reliable indicator of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 52% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money. Your capital is at risk. Other fees apply. Tax treatment depends on your individual circumstances.

Get our app and manage your Virgin Money personal and business accounts in an instant. You can also use the app to apply for an M Plus Account. Keep on top of your spending - View your balance instantly and get alerts by text. - Send money to personal and business accounts. - View and add new payees. - Set up Direct Debits and standing orders in a few taps. Service you can count on - Get instant answers from Redi, our in-app digital host, 24/7. - If Redi can’t help, chat with a friendly Virgin Money team member during working hours. Track your transactions - View and search transactions to keep an eye on spending. - View and download statements. - Seen a payment you don’t recognise? You can dispute it instantly if something doesn’t look right (personal banking customers only). Discover offers and rewards (personal banking customers only) - Explore products and exclusive offers just for Virgin Money customers. - Get cashback from big brands. Terms apply. Explore our product offerings with Marketplace (business customers only) - Access handpicked products, tools, and services to keep you in control of your business. Manage your card on the go - Freeze your card if you can't find it (personal banking customers only). - Order a new card or report it lost or stolen. - Add it to your digital wallet. Savings pots (personal banking customers only) - Pick a goal, create a pot for it and transfer money to it when you can. Goals get results! - We'll do the maths to help you keep on track. The serious bits - Like any current account, ours is subject to status and eligibility. - Your deposits are protected up to £120,000 under the Financial Services Compensation Scheme (FSCS). Ready to feel more in control of your money? Download the app today and take charge of your banking — wherever life takes you.

ABOUT THIS APP Making it easy for Royal London customers to view their pension and ISA savings. HOW YOU GET STARTED You’ll need to have at least one individual or workplace pension plan, or ISA, with Royal London. To register you’ll need your plan number, which you can find on your welcome letter or annual statement. As soon as you register you’re ready to see your savings and more. WHAT YOU CAN SEE • The value of your pension and ISA savings. • Your pension contributions, along with tax relief and employer payments. • Details of how your pension funds are invested. • Up-to-date investment performance and growth, charges paid, and any ProfitShare payments awarded. • Projections of what your pension savings could be worth when you retire. • Any money you’ve taken out and how long a regular income might last. WHAT YOU CAN DO • Add, view, and change your beneficiaries. • Transfer other pension pots to your Royal London workplace plan, to keep your pension savings in one place. • Access helpful tools including State Pension forecast, risk profiler, pension planner and retirement options. • Access your pension documents, where available. • Read our helpful Financial Wellbeing guides. • Brush up on your financial knowledge with topical articles. • Set up notifications - if you want, we’ll let you know when there’s an important update to your plan. Or send you a quick reminder. • Quickly get in touch with us if you need to. • Customise your view with a choice of light or dark themes. We’re continually developing your app with useful enhancements, so check back soon for more new features. IMPORTANT INFORMATION The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales, company number 99064. Registered office: 80 Fenchurch Street, London, EC3M 4BY. Royal London Marketing Limited is authorised and regulated by the Financial Conduct Authority and introduces Royal London’s customers to other insurance companies. The firm is on the Financial Services Register, registration number 302391. Registered in England and Wales company number 4414137. Registered office: 80 Fenchurch Street, London, EC3M 4BY.

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

Check your free credit score and credit report with Intuit Credit Karma and stay on top of your credit. Get regular updates, alerts, and insights to help you understand what’s affecting your score. Boosting your credit score could help you access better credit cards, lower interest rates, and smarter loan options. That means more money to put towards paying off debt, saving for a house deposit, or planning that dream holiday. With the Credit Karma app, you can easily monitor your credit, track your progress over time, and get clear, personalised insights to help keep your credit score moving in the right direction. Join over 140 million members worldwide, including millions in the UK, who are making financial progress with Credit Karma. Features: • Check your free credit score and credit report in one secure place • Get regularly updated credit reports so you always know where you stand • Receive credit monitoring alerts when something changes • Browse credit card and loan offers • See how likely you are to be approved before you apply • Track the key factors affecting your credit score and learn how to improve it • Get personalised tips and insights to help you reach your goals • Check your eligibility for credit — with no impact on your credit score Signing up is quick and easy: Tell us about you — it only takes a couple of minutes. Answer a few security questions to help protect your identity. Get your free credit score and free credit report. We treat your data like it’s our own. Credit Karma only uses your data with your permission and does not share your personal information with unaffiliated third parties for their own advertising.

Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps.  Top up easily using cash, bank transfer, or debit card. Send money within the UK, set up Direct Debits, and make payments with Apple Pay. Access cashback rewards and get the opportunity to start helping to improve your credit score. Here’s why 1,000,000+ people love Pockit: INSTANT PAYMENT • Get your card details straight away to start digital banking and online shopping • Receive your pay a day early at no extra cost • Access an instant UK account number ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP  • Instant spending alerts and balance updates  • Manage bills, rent, and even PayPal top-ups in one place • Get up to £200 cash advance before payday  • Use our Credit Pathway to help improve your credit score HELP IMPROVE YOUR CREDIT SCORE & GET ACCESS TO CREDIT • Get up to £200 cash advance before payday. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply • Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly instalments, small flat fee applies. No hard credit checks (subscription required) ONLINE BANK ACCOUNT STYLE MANAGEMENT  • Lock your card if you lose it and order a replacement in seconds •  Manage up to £10,000 in your account • Easily share an online bank account alternative with friends or family  REWARDS!  • Better deals on broadband, TV, and mobile services • Use your Pockit card for a chance to win £250 every week (terms apply) • Up to 5% cashback from leading retailers ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH: • Low credit or no credit history (including if you’re new to the UK)  • £0 subscription fees  • A birth certificate & other forms of ID that are not accepted by online banks  You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking. Disclaimers: 1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS). 2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed. 3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail. 4. Eligibility for personal credit is assessed after 3 months on the Premium plan, subject to affordability and a soft credit check. 5. Credit Pathway, Personal Credit and Cash Advance services are powered by SteadyPay. 6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.

NEW: Snoop will warn you if you don’t have enough cash to cover your bills. One of our best features yet - turn it on today. Our latest upgrade has one of our most important bill features yet. Want to make sure you'll have enough cash in your accounts to cover your bills this month? Now Snoop can tell you! Monitor your bills vs your bank account balance and warn you if we think any bills might not be covered - so you can sort it before it's a problem. All you need to do is: • Confirm your bills that are paid from your connected accounts • Confirm your income - So we don't warn about bills unnecessarily • Snoop will create a timeline based on this, showing your bills vs your bank balance for the rest of the month • Snoop will warn you if we think you might not have enough money Stem the tide of the cost of living crisis and improve your personal finances with our easy-to-use money manager app, letting you save cash plus lots more. Manage bills, set budgets, get smart spending ideas & budgeting tips and avoid overdrafts by monitoring from payday to payday with our finance tracker. FEATURES • Connect accounts and manage all your money in one dashboard • Track where every penny goes with money management tools • Set an instant budget for your monthly spend with our budget planner • Track finances and analyse your spending across different categories • Spot where you can save money with smart spending ideas • Uncover & cancel subscriptions with our subscription tracker • Receive daily balance notifications • Get weekly spending reports • Switch and save money on insurance & broadband providers • Spending tracker to help you see where to cut back • Avoid overdraft charges ALL YOUR MONEY IN ONE PLACE • Managing money starts with transparency. Whether it’s a debit account with Starling bank or a credit account with NatWest, view all your online banking & transactions on one money dashboard. • Keep on top of all your spending and bills in one app with smart money management tools. Smart spending means more money in your wallet at the end of the month. FINANCE TRACKER & SMART SPENDING TIPS • Track finances across accounts by category on one money dashboard • Create custom categories tailored to your spending • Get personalised money saving ideas from our smart spending tools • Cut wasteful subscriptions with the help of our finance tracker & save money EASY BUDGETING WITH OUR BUDGET PLANNER • Get an instant, personalised budget in two taps (or build your own easily) • Set budgets for your total monthly spend and your category spend (e.g. groceries) • Track how you’re doing against your budgets and get smart alerts to help • Daily finance tracker alerts, weekly smart spending reviews, plus a preview of upcoming bills SWITCH & SAVE MONEY • Our finance tracker will alert you if you could save money on bills SNOOP PLUS Upgrade for additional money management & budgeting features. • Personalise your money dashboard with unlimited custom categories • Set spending targets & keep to your budget with alerts • Monitor smart spending payday to payday • Save money & energy tracking refunds – just get Snoop looking out for them • Add accounts & calculate your net worth • Generate custom spending reports If you subscribe to Snoop Plus, payment will be charged to your iTunes account. Your next payment will be charged within 24 hours of the end of the current subscription period. Your subscription will auto-renew unless you turn off auto-renew at least 24 hours before the end of the current subscription period (you can manage auto-renew in your Account Settings after you subscribe). Currently, Snoop Plus subscription costs £4.99/month or £31.99/year. Prices are in UK sterling. You can't cancel a current subscription during that subscription period. Terms & Conditions https://snoop.app/terms/ Privacy Policy https://snoop.app/privacy-policy/ We're registered with the Financial Conduct Authority

Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. You will get notifications on your latest Nagad activity; see your transaction history, transaction summary etc. Nagad is soon to bring very exciting and innovative services in the market to meet customer needs and demands. • Languages: Support both Bangla and English • Secured Financial Service app: Nagad app is a very secured app. Nagad App requires your PIN number in two phases. First for login and second for every transaction you need to provide PIN number. • Personalization: You can add your display name and can change your display picture. • No “send money” to wrong number: You can easily select the desired recipient from your contact list for fast and error-free money transfer. • Scan QR Code for Cash out: Scan QR codes at Uddokta points for Cash Out • Mobile Recharge: Recharge mobile or pay postpaid mobile bills for the mobile network operators below: o Robi o Airtel o Teletalk o Banglalink o Grameenphone For convenience, you can select frequently recharge amount from the screen. • Statement: Exert greater control over your digital financial service account by accessing your detailed transaction history, and a monthly transaction summary. • One tap balance check: checking your balance is very easy through a single tap on the screen • Notification: Receive notifications for your latest Nagad transactions.

Binance is a trusted crypto exchange and a finance app that lets you buy, sell, and trade cryptocurrencies anytime, anywhere, and do more with crypto beyond trading.. TRADE BITCOIN, INVEST AND DO MORE WITH CRYPTO Buy and sell from a wide selection of cryptocurrencies, including Bitcoin, Ethereum, BNB, Solana, USDT. With Binance’s Super App, you can: Trade hundreds of cryptocurrencies, including Bitcoin, Ethereum, BNB, Solana, and USDT. Set recurring buys and price alerts Fund your account via card, P2P, bank transfer, or third-party providers, depending on your region EARN REWARDS ON YOUR CRYPTO ASSETS Put your crypto to work with Binance Earn. Earn rewards through staking, dual investment, and other eligible crypto earning products like Auto-invest. Support emerging blockchain and cryptocurrency projects on Binance Alpha. Explore flexible earning options for popular assets like Bitcoin, Ethereum, BNB, and Solana, and others. SECURE, COMPLIANT, AND REGULATED Binance is one of the most regulated crypto exchanges in the world, with licenses, registrations, and approvals across multiple jurisdictions. Your assets are protected by Binance’s security-first approach, with user assets held 1:1, the Secure Asset Fund for Users (SAFU), real-time risk monitoring, strict KYC protocols, and advanced data encryption helping safeguard users, the platform, and your information. FAST AND SECURE KYC PROCESS Create and verify your Binance account quickly with a secure KYC process. Binance partners with leading KYC vendors to help users complete verification and start buying Bitcoin, trading crypto, and accessing eligible products in minutes. SPEND AND SEND CRYPTO WORLDWIDE Send crypto to friends and family worldwide. Transfer supported digital assets quickly and securely. Use your crypto balance for eligible payments and services. EXPLORE WEB3, CRYPTO NEWS & BLOCKCHAIN APPS Get tailored Web3 content and news delivered straight to your homepage Learn with 400+ educational articles from Binance Academy Bridge funds across different blockchain networks ACCESS 24/7 CUSTOMER SUPPORT Binance offers 24/7 live chat customer support in 18 languages: English, Arabic, German, French, Filipino, Indonesian, Italian, Japanese, Chinese, Russian, Spanish, Polish, Portuguese, Romanian, Turkish, Korean, Ukrainian, and Vietnamese. DOWNLOAD BINANCE TODAY Join over 300 million users worldwide who choose Binance to buy Bitcoin, trade crypto, explore Web3, access crypto news, and manage digital assets. Your orders in Securities are executed by Binance’s clearing broker partner, Alpaca Securities LLC. Securities are high risk. The value of your investment may go down or up and you may not get back the amount invested. Binance is not liable for any losses you may incur and does not provide financial advice. For more information, see our Terms of Use, Securities Trading Product Terms and Risk Warning. *By trading volume. Source: coinmarketcap.com/rankings/exchanges **Region Limitation Disclaimer: This is a general announcement. Products and services referred to here may not be available in your region. Not investment advice. All trading carries risk. Only use risk capital you can afford to lose. ***Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install the Binance.US App. Investment involves risk. Binance Investments Co., LTD United Arab Emirates ResCo-Work21, First Floor Pixel Plaza - Tower 6 The Makers District Al Reem Island, Abu Dhabi

Send money from the UK, France, Germany, Italy, Austria or Ireland Track money transfers, review exchange rates, and find agent locations near you - all on the go with the Western Union® money transfer app. ​ ----- ​ WE MOVE MONEY TO MORE THAN 200 COUNTRIES AND TERRITORIES ----- Your friends and family can receive the funds directly to their bank account, mobile wallet**, or cash pick up in minutes*** at one of our trusted agent locations. Choose from currencies such as Indian Rupees, Philippine Pesos, US Dollars, and many more. EASILY VIEW EXCHANGE RATES • View the latest international exchange rates instantly using the widget on our mobile money transfer app. Compare exchange rates for different currencies in real-time before you send money with the Western Union® app. SET PREFERRED EXCHANGE RATE ALERTS • Choose your preferred exchange rate and get notified instantly when it’s available. ​ SIMPLE CARD SCANNING • Quickly make a money transfer by setting up card payments on your mobile phone. Avoid mistakes by scanning your credit or debit card using the camera on your device. PAY THE WAY THAT WORKS FOR YOU ​• Pay directly from your bank account, cash at an agent location, or with a credit****/debit card. START ON THE MONEY TRANSFER APP, PAY IN CASH • Save time at the counter by starting your money transfer on our app and paying in cash at a participating agent location. TRACK YOUR TRANSFER • You can easily track your money transfer via the app at any time using your tracking number (MTCN). Get notified via email when your receiver collects their money. ​ SEND AGAIN QUICKLY • Save your receiver’s details to your resend list in the app to make repeat transfers fast. ​ ----- EASY TO SEND, SIMPLE TO RECEIVE ----- With the Western Union® money transfer app for mobile, you can choose how your receiver will get their funds. ​ Bank account • Transfer money with our app on a mobile phone to billions of bank accounts worldwide, ensuring you stay better connected to those that matter to you most. ​ Mobile wallet • Depending on the destination country, you can send money from the app directly to your receiver's mobile wallet.** Cash pickup • With hundreds of thousands of agent locations, we’re always nearby. Find a convenient agent location today so your receiver can collect their cash in minutes.*** Changed your mind? • No problem, update the delivery method from cash pickup to bank account, whether you are the sender or receiver. Ready to get started? Join millions of satisfied customers who trust Western Union for their international money transfers. Download the Western Union® app and send money today. Services may be provided by different Western Union entities depending on your location. In the UK, services are provided by Western Union Payment Services GB Limited, a UK company authorised by the Financial Conduct Authority. In rest of EEA, services are provided by Western Union International Bank GmbH, regulated by the Financial Market Authority in Austria. Please refer to the app or website for details relevant to your location. Got questions about our services? Contact one of Western Union agent locations. Use our agent location finder to find one nearby, or call +1-720-332-1000. ​ *Western Union makes money from currency exchange. ​Additional third party fees may apply. **Availability varies.​ ***Delivery times may vary.​ ****Credit card charges may apply. Send money quickly and easily internationally with Western Union, a trusted brand for over 170 years with over 150 million customers. Transfer money in just a few taps to over 200 countries and territories in over 130 currencies for cash withdrawal, bank account, or mobile wallet. Benefit from simplified recurring transfers, quick estimation of fees and exchange rates, secure login with Face/Touch ID, real-time transfer tracking and 24/7 customer service.

Novuna Personal Finance customers can now manage all of their finance agreements in one place with our new mobile app. Features: - Check your remaining balance - View how many repayments you have remaining - Make a payment - Get a settlement quote - Update your personal details - Sign in using your fingerprint – no more passwords

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

Kraken is the easy, safe and secure way to buy and sell bitcoin and other cryptocurrencies, now available in a simple, on-the-go app for investing and managing your account. At the forefront of the Bitcoin revolution since 2011, Kraken is one of the largest and oldest Bitcoin exchanges in the world. Millions of clients around the world trust Kraken to buy and sell cryptocurrencies. Whether you're a crypto-beginner or an advanced trader, Kraken gives you the power to chart your own financial course, thanks to our low fees, handy tools, versatile funding options and rigorous security standards. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer CRYPTO INVESTING MADE SIMPLE • Easily buy and sell the most popular cryptocurrencies • Low fees for buy/sell orders • 24/7 support with a single tap to open a support ticket EASILY BUY & SELL CRYPTO • Scroll and tap to select the asset to buy/sell • Preset amounts to create orders in a single tap • Get an exact price quote before you buy or sell • Buy crypto in fixed amounts over time to benefit from dollar-cost averaging (DCA) TRACK YOUR CRYPTO PORTFOLIO • Simple graphic showing your investment allocation and total balance • Easily review the value of each investment and its % of your portfolio • See portfolio performance over time with your customized portfolio chart PAY WITH KRAKEN CARD • Up to 2% cashback in BTC or GBP uncapped • 600+ Currencies. Crypto and cash • No transaction fees, FX fees, or ATM fees • Free to order SUBSCRIBE TO MORE TRADES, LESS FEES • Meet our premium subscription service for £4.99/mo • Kraken+ gives you zero trading fees, up to £10k/month • Earn boosted up to 3.75%+ APR on tGBP HUNDREDS OF CRYPTOCURRENCIES AVAILABLE We have one of the largest selections of assets to buy and sell, including: Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), Ripple (XRP), Bitcoin Cash (BCH), Cardano (ADA), Stellar (XLM) and many more. Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up. Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another when making a transfer. Please see our fee schedule for more information. Applicable fees will be shown before you make a transfer. © Payward Interactive, Inc. 2024 NMLS ID 1843762, 106 E. Lincolnway, 4th Floor, Cheyenne, WY 82001 Terms of Service: www.kraken.com/legal Kraken+ is an automatically renewing subscription requiring recurring payments. Cancel anytime. Price is inclusive of applicable taxes (i.e., VAT) where required. In other regions, the price shown does not include taxes, which will be added at the time of purchase where applicable. Subscription benefits vary by region and may be modified by Kraken at any time upon notice. Spread and payment processing fees still apply. Boosted USDG Rewards, including the Rewards rate, is subject to change and is not available in all regions. Kraken Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN: 901097). Payward Services Limited is authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services under the Electronic Money Regulations 2011 (FRN: 1010381). Mastercard is a registered trademark of Mastercard International Incorporated; the card is issued pursuant to a licence from Mastercard. A variable spread will apply when spending across assets. Third-party ATM fees may apply. Rate depends on average assets held with Kraken, Kraken Pro and Krak. T&Cs apply. See Support Center for more info.

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure. Why the RBS app? Manage your money easily and securely: • Apply for current, savings, child, teen, Premier, and student accounts quickly. Eligibility criteria apply. • See all your bank accounts straight from your Home screen. • Freeze and unfreeze your card at any time (Mastercard only). • Use pots to set money aside from your main account for everyday needs and to stay in control of your spending. • Set up fingerprint, voice or facial recognition for better security and to send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices. Send, receive and access money quickly: • Request money via a QR code or link. • Send money faster with a personalised list of favourite payees. • Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and uses online or mobile banking. Paying bank criteria and limits may apply.) • iPhone only: Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked). Stay on top of your spending and saving: • Keep track of payments all in one place. • Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling. • Budget easily by managing your monthly spending and set categories. • Turn on push notifications to get alerted when money reaches or leaves your account. Get support for every life event: • Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply. • Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address. • Discover our additional products and services, including mortgages, home and life insurance and loans, in one place. • Fast track your money goals with the help of our handy plans, tools and tips. Important info: Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu, where you will be able to find motion and visual control settings within the menu (note that this is not within our app, but in the settings of your device itself). Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18. By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at rbs.co.uk/mobileterms. Please save or print a copy along with the Privacy Policy for your record.

You’ll need a Vanguard account to use our app. You can only open one on our website. Our app is a work in progress. There are plenty of features to get you started and plenty more to come. Check your account on the move    - Biometric login for added security.    - See the full details, including balance, of your Stocks and Shares ISA, Personal Pension (SIPP), General Account and Junior ISA.     Buy or sell funds    - Available for your Stocks and Shares ISA, Personal Pension (SIPP), General Account and Junior ISA. (No live ETF trading just yet.)   See whether your transfers to Vanguard are in progress, completed or cancelled within the last 6 months. - Available for your Stocks and Shares ISA, Personal Pension (SIPP), General Account and Junior ISA. Set up a monthly payment   - Available for your Stocks and Shares ISA, Personal Pension (SIPP), General Account and Junior ISA.    See your transactions    - Check your buy and sell orders. - See the status of your orders and how long they may take. Invest again in a fund  - Top up your Stocks and Shares ISA, Personal Pension (SIPP), General Account and Junior ISA.    Withdraw cash - Available for your Stocks and Shares ISA and General Account.    If you have a Stocks and Shares ISA or Personal Pension (SIPP) – and we manage your investments for you – you can see your: - account details - fund details - transactions history - fees If you have a Stocks and Shares ISA – and we manage your investments for you – you can add cash as a single payment and monthly payment. See any linked accounts you may have - Available for Stocks and Shares ISAs, Personal Pensions (SIPPs), General Accounts and Junior ISAs.    Check back soon for new features.   Tell us what you love about our app and what we could improve. Email us at [email protected]   If you want to contact us about your account, please log in to our website and send us a secure message.

The Standard Life app includes great features which can help you manage your money on the go. Our App provides the ability to: - Manage your pension payments: increase, setup, stop & reduce - Top up your pension - View recent transactions - View the value of your plan(s), fund performance and daily fund changes - Manage your beneficiaries - Update your retirement date - Transfer in other pensions - Change your investments - Withdraw cash if aged 55 or over - View charges & discounts on your pension plan Send and receive secure messages with attachments via the mailbox and there is an option to be notified when you receive a new message. Why not try our retirement income tool to see what your retirement could look like in 5 minutes and explore your options. We aim to provide access to the features listed wherever possible, but not all products are supported Help and support You can access FAQs from our Help page or send us a secure message about your plan from our Mailbox page. If you run into any issues with the App let us know at: [email protected] Feedback We are always updating the App with new features and tools. We want to hear from you - you can leave us a review or leave feedback in the App within the help section. Getting started You must be a customer with us to use the App. If you are not registered for online servicing you can do this on the App. Once you are logged in you can choose to set a passcode, fingerprint or facial recognition if your device allows. Additional information The Standard Life app is not available for WRAP products and Aberdeen Standard Capital customers. Some With Profits Policies, along with some of our Bonds and Investment Fund products cannot be viewed. Transferring other pensions won’t be right for everyone. Payments and withdrawals Not all products support payments through the app and you may be prompted to contact us or your employer if you have a workplace pension. Any changes to regular payments will come from the bank account that you have set up with us. When making payments, topping up or amending a regular payment it’s important to note that investment returns aren't guaranteed. The value of your investment can go down as well as up and may be worth less than you paid in. Cookie policy Cookies do many different jobs like storing your preferences, helping you navigate effectively, and improving your overall experience of a website or app. Cookies make the interaction between you and the app quicker and easier. For example, a cookie might store information so you don't have to keep entering it. Some cookies are needed to make our app work and keep it secure so they can't be turned off. These are classed as 'essential cookies'. Others are optional and you can change your preferences, these are classed as 'experience and insight cookies'. Who we are Phoenix Life Limited, trading name as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Whether you're a private hire driver, courier, van driver, or looking for personal car insurance, Zego helps you get the most out of your cover. It keeps insurance simple and saves you time, so you can get on with your day. Once the Zego app is installed you can: - Update your policy details, personal info and vehicle data - Access and download your policy documents - Start a claim straight from your phone if you're in an accident - Get multilingual support from our team via live chat We're always adding new features, so keep the app up to date to get the latest tools and improvements. How it works 1. Buy a policy on our website 2. Download the Zego app 3. Switch on your permissions (Sense policies only) 4. Start driving Your data, your control We only use your driving data to assess how safely you drive. It's never sold or shared – and it's always secure. Legal Zego is a trading name of Extracover Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 757871). Extracover Limited is registered in England and Wales, No 10128841. Registered address: 2nd Floor, 30–40 Eastcheap, London EC3M 1HD.

Revolut is the money app designed to spend, save, and set money aside. What's in store: • Get your own customisable debit card and virtual cards to add to your Apple or Google Wallet (personalisation fees may apply) • Send money between friends on Revolut (minimum age restriction applies) • Receive money from everyone — even if they’re not on Revolut — with Payment Links • Save and earn with a Savings account • Get a 360º view of your money with Analytics • If you’re in the UK, you can move to the main app once you turn 16 
 How does it work? 1. Download this app and create an account (if you're below the age of data consent, your parent will need to create an account for you from their Revolut app. You can check the age of data consent in your country below) 2. Get approved by your parent or guardian 3. Choose a debit card and customise it with text, stickers, and your own sketches (personalisation fees may apply), then order it from your parent's app 4. Add your card to Apple or Google Wallet to start spending straight away (minimum age restriction applies) 
 Parents and guardians, this part's for you ↓ With Revolut, they can manage their money independently, under your supervision. Teens above the age of data consent can sign up themselves, but you'll have access to security controls, like spending notifications, in-app card freezes, and many other features to give you peace of mind. If you have teens below the age of data consent, you can create an account for them from your Revolut app. Here’s how:
 1. Have them download this app and create an account 2. Approve their account from your Revolut app 3. Order their prepaid debit card from your app (personalisation fees may apply) Find your country's age of data consent ↓ In Bulgaria, Denmark, Estonia, Finland, Gibraltar, Iceland, Latvia, Malta, Norway, Portugal, Singapore, Sweden, Switzerland, the United Kingdom, or the United States: • Teens aged 13+ can create an account with parent or guardian approval • Teens aged 12 or under (minimum age restrictions apply) will need a parent or guardian to create their account from the main Revolut app • Referrals and payments to and from customers on this app are only available to teens aged 13+ In Austria, Belgium, Cyprus, Italy, Lithuania, or Spain: • Teens aged 14+ can create an account with parent or guardian approval • Those aged 13 or under will need a parent or guardian to create their account from the main Revolut app • Referrals and payments to and from customers on this app are only available to teens aged 14+ In Australia, Czech Republic, Greece, or Slovenia: • Teens aged 15+ can create an account with parent or guardian approval • Those aged 14 or under will need a parent or guardian to create their account from the main Revolut app • Referrals and payments to and from customers on this app are only available to teens aged 15+ (referrals subject to feature availability in your country) In Croatia, Germany, Hungary, Ireland, Liechtenstein, Luxembourg, the Netherlands, Poland, Romania, or Slovakia: • Teens aged 16 and above can create an account with parent or guardian approval • Those ages 15 or under will need a parent or guardian to create their account from the main Revolut app • Referrals and payments to and from customers on this app are only available to teens aged 16+

Managing your money just got easier. Whether you’re already using the benefits, or just getting started - the Salary Finance app puts everything you need right at your fingertips. With the Salary Finance app, you can: - Access and manage your loan, advances, savings - all in one place - Get personalised tips and tools to help you reach your goals - Track your progress and stay on top of your money The Salary Finance benefits available to you depend on your employer.