Applications Finances de Top Gratuit dans Australie

Products available depend on where you live. Check wise.com or download the app, to see what’s available for you. Make your money work worldwide, for less. 160 countries. 40 currencies. Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate. Join 16+ million people and businesses worldwide. — International money transfers — • Send money to 70+ countries, fast • Get the real mid-market exchange rate, like on Google, for every money transfer • Over 52% of transfers are instant, arriving in under 20 seconds • Secure your transfers with two-factor authentication, encryption and biometrics — The debit card that’s always got the right currency — • Spend or withdraw cash in more than 160 countries • If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price • Freeze and unfreeze your card, and update your digital card details — Get paid like a local — • Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world • Use these account details to get paid in multiple currencies for free, and for direct debits • Keep up-to-date with instant push notifications for every transaction — Hold 40 currencies and convert between them instantly — • No monthly fee and no maintenance fee to keep money in your account, in most cases • Convert between currencies instantly, at the real exchange rate, for a super-low fee • Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts — Put your money to work with Assets — • Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now • Capital at risk, growth not guaranteed — A better business account for going global — • Pay invoices and bills faster, at a better exchange rate • Use account details to get paid by clients and customers around the world • Connect to supported platforms like Amazon, Stripe, Xero, and more Wise is regulated by local authorities around the world. Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar) Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

ING Banking - Do Your Thing is ING Australia's new mobile banking app for everyday banking, savings and account management. Moving from the legacy app? While we roll out this latest app, some products and features are not available just yet. You can still manage your products via online banking from your mobile browser where you need to. Opened your first account? You’re in the right place. Home to Savings Booster, our latest ING app is built to support your everyday banking - and it’s ready to roll with enhanced protection features. We’re actively working on a few improvements and regular updates are on the way to keep things running smoothly. Here’s what you can expect: • Instant notifications, a newly added mobile pin, and even more security features on the way • Transfer money in seconds and manage your accounts with just a few taps • Biometric login, real-time alerts, and advanced security features keep your money safe and your mind at ease • Whether you're at home or on the move, the ING app is your 24/7 banking companion. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

Welcome to Australia’s best banking app^ 17 years in a row. Join 9 million people in Australia using the CommBank app. There’s so much to love: Bank on the go • Transfer money, pay bills and check your balance in real-time – all from the convenience of your phone • Make fast payments to a PayID (1), account number or BPAY® Get more with CommBank Yello (2) • Earn CommBank Yello Points through eligible banking and shopping, then use them on travel, gift cards and more, plus access exclusive offers Discover smarter banking • Track your spending, manage bills, set savings goals (3) and more with Money plan Access the latest security features • Verify calls from CommBank with CallerCheck (4) • Delete cards from digital wallets if you lose your device • Avoid billing scams & mistaken payments with NameCheck Get 24/7 support • Get instant help from our virtual assistant Ceba or connect with a specialist who will message you back Access flight & hotel offers • Discover Travel Booking provided by Hopper • CommBank Yello Homeowner & Everyday plus customers get 10% back on all flight & hotel bookings (5) Stay in control • Manage your card settings & PIN, report lost, stolen & damaged cards, or lock your cards temporarily Separate your business & personal accounts • Set up a business profile & get a clear view of your financial position You can download the CommBank app for free. Plus, you can discover even more benefits by visiting commbank.com.au/app. Your phone’s language needs to be set in English and to the Australian region for an optimal experience. ^ Canstar’s 2026 Bank of the Year - Digital Banking Award ® Registered to BPAY Pty Ltd. ABN 69 079 137 518 1. For security reasons, a hold may apply on first time payments. The delay allows fraud security checks to take place and gives you time to alert us to unauthorised or suspicious activity on your account. Subsequent payments should be received in under a minute. 2. Ongoing eligibility conditions apply to CommBank Yello, see commbank.com.au/commbankyello for more information and the full terms and conditions. 3. Setting savings goals requires a GoalSaver or NetBank Saver in your name only. Terms and conditions for our products and services are available and should be considered before making any decision about whether they are appropriate for you. 4. CallerCheck allows you to verify whether a caller claiming to be from CommBank is legitimate, by sending a secure notification to the CommBank app. Simply ask the caller to use CallerCheck and follow the prompts. 5. Offer: 10% back in travel credits applies to eligible CommBank Yello Homeowner and CommBank Yello Everyday Plus customers who use their eligible CommBank credit card, debit card, StepPay card or Travel Money Card on a flight or hotel booking via the Travel Booking website. Offer can be withdrawn at any time without notice. 10% back in travel credits applies to the booking amount you pay for excluding any Awards points or travel credits redeemed. If you cancel or the supplier cancels the flight or hotel booking for any reason, the 10% back in travel credits will be forfeited. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Minimum operating system version requirements may apply. Learn more at commbank.com.au/app. Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (referred to as Colonial First State) is the Trustee of Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super. As this information has been prepared without considering your financial situation, objectives or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Terms and conditions for the app and our products should be considered before making any decision. Fees and charges may apply. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945

The ATO app allows you to manage your tax and super affairs on the go – making tax simple and easy. For a personalised tax and super experience, you will need: - a myGov account linked to the ATO - to register your device by providing and verifying an Australian mobile number and an email address. With the ATO app, you can: - follow your 2025-26 tax return from start to finish, including checking prefill information, tracking the progress of your return and its outcome - view in real-time when lodgments and payments are due, and seamlessly action them via our online services - set up quick login using your device’s security features like face and fingerprint recognition - view messages in real-time when important changes are made to your ATO record and to verify certain actions before they are submitted - lock your ATO record if you see fraudulent activity, to keep it safe - verify if a call claiming to be from the ATO is genuinely from us - view your tax accounts, with links to our online services to view transactions, create payment plans or pay - see an overview of your super balance and accounts - view your employment income and superannuation contributions required from your employers - check your personal, business (sole traders only) and registered agent’s details - access our most popular tools. Our most popular tools include: - myDeductions: record your work expenses as an employee or sole trader. Sole traders can also record income. At tax time you can easily upload your myDeductions records to your tax return or email a copy to your tax agent. - Tax withheld calculator: calculate the amount of tax to withhold from salary and wage payments. - ABN Lookup: search for an Australian business number (ABN). - Business performance check: compare your business with similar businesses in your industry using the latest Small business benchmarks. The ATO app can automatically send usage data to help improve the app. The data we collect doesn’t identify you and you can choose to turn this off at any time in your app’s settings. GPS can be used to record trips in myDeductions. Continued use of GPS running in the background can dramatically decrease battery life. To record a trip in myDeductions using the GPS option, the app needs access to your device location. Find out more at www.ato.gov.au/app

Whether you’re paying your friends back for a weekend trip or for last night’s dinner, you can easily send and request money amongst friends and family, view your account activity, choose currencies to send around the globe, and more, with our improved mobile app experience. SEND MONEY SECURELY It’s free to send money to friends and family within Australia when you use your linked bank account or PayPal balance. With 24/7 transaction monitoring, secure encryption technology, and fraud protection, peace of mind comes with every payment you make. SHOP – Buy now, pay in 4 installments at no cost* Track the status of your installment payments from the app. *Terms and eligibility criteria apply. PayPal Credit Pty Ltd Australian Credit Licence 568848. See paypal.com/au. MANAGE YOUR SUBSCRIPTIONS Keep track of your different subscriptions at the subscription hub. Easily view, update, or cancel subscriptions, while enjoying updates on recurring payments. Manage recurring payments all in one place. SEND MONEY ANYWHERE IN THE WORLD Send money with our Xoom service to more than 110 countries, even if the recipient doesn’t have a PayPal or Xoom account. EVERY ORDER, TRACKED TO YOUR DOOR Get live updates from purchase to delivery, right in the PayPal app — no more digging through emails or hunting for tracking numbers. PAY HOW YOU WANT Add your debit or credit cards or link your bank accounts for extra flexibility at checkout. You’ll even be able to continue collecting rewards points* *Reward schemes may differ when using PayPal. Please refer to your credit card provider for details. STRONG LOGIN SECURITY Sign in the smart way with passkey, a phishing-resistant technology that’s easy to use and more secure than passwords*. *Requires an eligible Apple device. Other authentication steps may still apply. MANAGE YOUR MONEY EASILY Your activity list makes it easy for you to track and monitor all your PayPal transactions. PayPal Australia ASL 304962. Consider PDS and TMD on website. PayPal account required for send and receive. See paypal.com/au for full terms. If the recipient doesn’t have a PayPal account, they can quickly and easily sign up to access the money. Not all features may be available in your market.

Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

From everyday spending to global travel, take total control of your money at home or abroad. BANK WITH CONFIDENCE - Licensed Bank (AU Only): We’re a fully regulated Australian bank. Your deposits are protected by the Government Financial Claims Scheme up to $250,000 per account holder. - Everything you expect from your bank: Open an everyday account and get your own BSB and Account Number in minutes, send and receive money instantly with PayID and Osko and easily manage your bills with BPAY. SAVINGS THAT GROW DAILY (AU Only) - Watch your savings grow in real-time: earn high interest on your AUD Savings account with interest paid daily. - No hoops: No minimum transactions to earn the advertised rate and no penalties for withdrawing your money THE ULTIMATE TRAVEL COMPANION - Great exchange rates: Hold 40+ currencies and spend abroad in 150+ currencies with competitive exchange rates - ATM access worldwide: get fee-free ATM withdrawals within your plan's allowance. (ATM operators may still charge fees) - Lounges: Access 1400+ lounges around the world - eSims: Get global roaming data from $7 with eSIMs so you’re connected from the moment you land. (RevPoints T&Cs apply). MANAGE MONEY WITH FRIENDS AND FAMILY - Group Bills, upgraded: chat, split, and settle bills in any currency. You can even add friends who aren't on Revolut. - Better together: manage shared finances with Joint accounts. Two cards, one account, and total clarity on shared spending. (Joint account T&Cs apply). - For the whole family: set your kids up with a Revolut Kids & Teens account and card, so they can learn money skills in a parent-supervised space. CREDIT AND LOANS, THE SMARTER WAY (AU Only) - Credit cards: Earn uncapped RevPoints across your spending with $0 extra annual fees and up to 44 days interest-free. - Personal loans: apply in minutes for up to $50,000 with instant funding, fixed rates, and $0 monthly fees. Subject to assessment and eligibility. T&Cs apply. BE REWARDED EVERY TIME YOU SPEND - Lifestyle rewards: join RevPoints and turn your everyday card spend into Airline Miles, travel discounts, and shopping rewards. - Airline miles on debit spend: Forget about needing a credit card to earn points. Spend on your Revolut card to earn points your can spend across 45+ airline partners.   SEND MONEY NEAR AND FAR - Instant transfers between friends: send and request money from other Revolut customers in a tap. It's free and lands in seconds. - Global bank transfers: send to traditional bank accounts in 160+ countries. It's fast, and our transparent tracking lets you see exactly where your money is at every step.   INVEST IN YOUR FUTURE - Global Stocks: Trade 2,000+ global stocks starting from just $1. (Capital at risk) (AU Only)   STAY ON TOP OF YOUR FUTURE - Deep-dive analytics: spot spend trends with breakdowns by category, merchant, and country. - Organise your bills: use Pockets to automatically set aside money for bills and direct debits, so you never accidentally spend bill money.   SECURITY YOU CAN BANK ON - Wealth Protection: add extra verification to your savings and investments. Turn on to require biometric checks for withdrawals above your set limit, unless you're in a trusted location. - Instant card freeze: lost your card? Freeze and unfreeze it with a tap in-app. - Secure online shopping: use single-use virtual cards that regenerate details after every purchase to protect against fraud.   Disclaimers: For Australian customers: Revolut Payments Australia Pty Ltd (Revolut Bank Australia) (ABN 21 634 823 180) is a registered Authorised Deposit-Taking Institution (ADI) in Australia, and holds an Australian Financial Services Licence (AFSL & Australian Credit Licence number 517589). Consider TMD at http://revolut.com/en-AU to determine if right for you For New Zealand customers: Revolut Payments New Zealand Pty Ltd (RPNZ) does not currently operate as a bank. NZBN: 9429048733212.

With NAB’s Mobile Banking app, managing your money has never been easier. Download NAB’s banking app today and register your account to check balances, make secure payments, transfer money, view statements and more. Log in with fingerprint, Face ID, passcode or password. Join millions of NAB customers using the app and access exclusive offers with NAB Goodies. Make secure payments instantly: • Make fast instant payments or schedule future payments. • Share or save your payment receipts for your personal record. • View transaction and merchant details from NAB debit or credit card purchases. • Share your BSB and account details or create a PayID to quickly receive payments. • Save your regular payees and billers. Manage your transactions from one place: • Make payments with Apple Pay or tap to pay on compatible devices. • Receive notifications when you use your card, or money arrives in your account. • Quickly send and approve payments. • Scan and deposit cheques. • Send money overseas to 100+ countries. Manage lost or stolen cards and order a replacement: • Temporarily block, unblock, or permanently cancel a lost, stolen or damaged card, and order a replacement instantly. • Get a detailed breakdown of your repayment options. • Activate your new card or change your PIN at any time. • Control how your Visa cards are used - online, in-store, or overseas. Banking and loan tools to help you every day: • Create a virtual savings jars and track your progress towards your goals. • Track your spending and visualise where your money is going by category or merchant. • Set up a quick balance widget to see your account balances without logging in. • Download up to 2 years of statements, or create Proof of Balance, Interim or Interest statements. • Manage your Home Loan payments, offset accounts, or get an estimated property valuation. • Rollover your Term Deposit when it matures. • Open an additional banking or savings account in minutes. • Manage profiles for shared bank accounts and business accounts. • Get extra support from NAB help or chat to a banker.

When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want. How much does it cost? There is a 5% transaction fee and a maximum annual percentage rate (APR) of 24%. For example, if you receive a $100 advance for 62 days, you will incur a $5 transaction fee and $4.28 in interest, resulting in a total repayment of $109.28. Why choose MyPayNow? • Fast, simple, cheap, secure access to your money • Private and discrete … we don’t contact your employer. We deal directly and only with you. • Avoid stress and late fees … rather than falling behind on bills, pay them on time. • No way to accumulate a huge debt as only a quarter of your wage is available. • This advance requires full repayment within 62 days (The minimum and maximum required full repayment period). • Enjoy financial freedom and live life at your pace How it works: 1. Create an account, enter your employment info and link your bank statements to determine your available funds. 2. Request the funds you want and it will be in your account - in most cases within 60 seconds. 3. Scheduled repayments are automatically set up to coincide with your pay cycle. 4. Repeat as often and as much as you like, up to your available funds. MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.

See your statements anytime, temporarily block your card if it’s misplaced and more. Join over 4 million users using the ANZ App. Take care of the day to day • Pay people and bills on the move with Pay Anyone, PayID® and BPAY®. • Update your mobile number, email, address and more in Profile. • If you're an existing customer, you can apply for an ANZ Access Advantage or ANZ Progress Saver account in minutes (1). • If you’re looking to open an everyday transaction account and a savings account, you can download the new ANZ Plus app. Search for ANZ Plus in the App Store (2). Get down to business If you’re a sole trader or run a single director company you can open a business account in the ANZ App in just a few minutes (1). Plus get paid quickly with PayID® (3), schedule payments, and stay on top of your cashflow with push notifications. Get the help you need • Kick-start a conversation with a team member using Message Us and get the answers you need! Your card in your control • Misplaced your card? You can block and unblock your card to keep it safe. • Report your eligible card as lost or stolen. We can cancel the card and order you a new one. • Activate eligible cards by tapping on More then set your card PIN right away. Better understand your spending • We’ll automatically sort transactions by merchant or category so you can see valuable spending insights. • Spot any sneaky subscriptions in one place. View your Ongoing and One-off Payments where you’ve provided your eligible card or account details. • View, save and share statements anytime, anywhere. Use PayID to send and receive payments quickly (3) • Pay friends and family in as little as a minute – all you need is their PayID and an eligible account. • Set up a PayID to help you get paid quickly. Visit Profile to begin. More features you’ll love • Feel more informed and in control of your home loan. See your interest rate, repayment amount and frequency, and more. • Increase your font size and hear guidance as you bank using accessibility features. Let’s do this • If you’re an existing ANZ customer, register with your ANZ Internet Banking login details (CRN and Internet Banking password). If you can’t remember these, this page might help: www.anz.com.au/support/customer-registration-number-password/ • If you're having any issues with the app, let us know by contacting us on www.anz.com.au/support/contact-us/. We’re happy to help. Important information When you install the ANZ App, a contract is made between you and ANZ on the terms set out in the ANZ App Terms and Conditions and Licence Agreement available at anz.com/app (also available in app) and you acknowledge the ANZ App Privacy Collection Notice available at anz.com/privacy/centre/privacy-collection-notice-anz-app. You should read them before you download and use the ANZ App. You agree to receive these terms and conditions electronically via your mobile device. You acknowledge ANZ will not send you paper copies of these documents. The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends you consider if this service is appropriate to you prior to making a decision to acquire and use the ANZ App. ®BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518. 1. Consider if right for you. Terms and conditions apply. See anz.com for more. 2. Consider if right for you. Terms and conditions, FSG and TMD available at anz.com/plus 3. Eligible accounts and payments only – sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening. PayID® is a registered trademark of NPP Australia Limited.

The AustralianSuper mobile app is the easiest way to manage your super on the go. Now you can see and do more, including: - Log in faster with a PIN, Touch ID or Face ID - Your super, made clearer — with a home screen that highlights what matters most - A guided journey for new members — from joining through to first contribution - Easily switch between linked accounts - View balances, returns, and fees for both the current and previous financial year - Track your contributions in real time — and stay under your limits - View and manage your insurance cover - Download your most recent statements anytime - Change how your account is invested in just a few taps - Update your personal details quickly and securely - Get notified when a payment hits your account - Access your digital member card on the go To use this app, you must be an AustralianSuper member and have registered for online access. To register, visit AustralianSuper supports iOS 13-18 We’re always looking for ways to improve our services for members. We’d love to hear about your mobile experience and if there’s anything we can do to improve it. Send an email to [email protected]

Integrated ANZ Plus Everyday and ANZ Plus Growth Saver accounts, with tools and features to help you master your money and save towards your goals. Bank with confidence knowing your money is protected by ANZ Falcon ® and our toughest security features. Experience more with ANZ Plus: · Keep track of your budget and get your spending automatically sorted with an ANZ Plus Everyday account. · Make regular saving more rewarding when you track multiple savings goals whilst earning interest on them in an ANZ Plus Growth Saver account.¹ · For more flexible savings, you can add an ANZ Plus Flex Saver account to dip into when you need it.² · Got accounts with other banks? View your eligible accounts with other banks all in the ANZ Plus app.³ · Help keep your data and money safe with ANZ Falcon® and Scam Safe, designed to protect you from fraud and scams. · Get expert help from a human by sending a secure in-app message to an ANZ Plus Coach. ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver's licence. If ANZ Plus isn’t right for you right now, check out other ANZ products at anz.com.au Things you need to know: ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver’s licence. Support for ANZ Plus is available in-app and includes appointments with our ANZ Plus Coaches. ANZ Plus accounts can only be found in the ANZ Plus app, so you won’t see them in the ANZ App or Internet Banking. When you download the ANZ Plus app and use it, a contract is made between you and ANZ on the terms set out in the ANZ Plus Digital T&Cs available at anz.com.au/plus (also available in-app). You should read them before you download and use the ANZ Plus app. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determinations, and ANZ Deposit Account T&Cs are available at anz.com.au/plus. You should read them before deciding to apply for or keep ANZ Plus products. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 Australian Credit License Number 234527 Read the ANZ Privacy Policy at anz.com.au/privacy/centre/policy 1 We use the effective daily balance of your ANZ Plus Growth Saver account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met the requirement to grow your balance. Visit anz.com.au/plus to see the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. See anz.com.au/plus/interest-fees for interest rates. Interest rates are variable and subject to change. If you're new to ANZ Plus, the ANZ Plus Growth Saver is only available if linked to an ANZ Plus Everyday account. 2 To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer. 3 Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature. See ANZ Plus Digital T&Cs for more information. You can use the ANZ Plus app to view other eligible ANZ accounts, but to manage these accounts you will need to use other ANZ channels. Screens are indicative only and subject to change. By downloading the ANZ Plus app you agree that we may arrange for a commission to be paid to a comparison website provider or other third party if they referred you to ANZ. ® Falcon is a trademark of Fair Isaac Corporation Apple and Apple Pay are trademarks of Apple Inc. registered in the U.S. and other countries Registered office address: 833 Collins Street VIC 3008

Experience beautiful banking, designed to give you clarity and control. Our award-winning digital banking experience¹ makes managing your money effortless. Save with no hoops, no catches with the Macquarie Savings Account. - Earn interest without the hassle of meeting monthly spend and save requirements. - To open a Macquarie Savings Account, you’ll first need to open a Macquarie Transaction Account. You can then open a savings account in seconds. Supported by Q, your AI agent. - Designed with you in mind, Q is here to make managing your money easier and more intuitive than ever. - Whether it’s answering a quick question or supporting you with a more detailed financial task, Q is ready to help you, 24/7. Secured with Macquarie Authenticator. - Download Macquarie Authenticator, our two-factor authentication app designed to help maximise your security. - Receive detailed alerts directly to your device so you have all the​ information you need to authorise activity on your account before it happens. Get instant access to your digital card with the Macquarie Transaction Account. - Add your debit card to your mobile wallet and pay on the go from the moment you open your account. A debit card that travels with you. - Travelling overseas? Keep your banking all in one place. Our debit card works around the world.² - Enjoy $0 international account fees on overseas purchases, both in-store and online.² Manage your home loan on the go. - See your loan repayment details, including your current interest rate and monthly repayments. - Open multiple offset accounts per eligible home loan account. Mobile banking for our Business Banking clients. - Add your Business Banking profile to seamlessly switch between personal and business accounts within the Macquarie Mobile Banking app. - View balances, make payments and approve tasks in bulk - on the go. Need help? Visit Macquarie Help Centre to learn more about how to use the Macquarie Mobile Banking app. Disclaimers This information is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 and doesn't take into account your objectives, financial situation or needs - consider if right for you. 1. Our digital banking experience is part of why we were awarded Money Magazine’s Bank of the Year 2023/2024/2025. 2. Wherever Mastercard is accepted. Others may charge overseas transaction fees.

This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/

Access up to $2,000 before payday with WageGo. Eligible customers can access earned wages in minutes, with funds available in as little as 60 seconds from contract acceptance. --- Why Choose WageGo? - Wage advance up to $2,000 - Get paid early before payday - Funds available in as little as 60 seconds from contract acceptance - No traditional credit check - One transparent fee structure --- How WageGo Works 1. Download the app and create your account. 2. Connect your bank account and verify eligibility. 3. Request your approved amount and receive funds directly. Most users get it within 60 seconds from contract acceptance. --- Frequently Asked Questions How much can I access? Eligible users may access up to $2,000, subject to income and eligibility requirements. How quickly can I receive funds? Most approved requests are funded within 60 seconds from contract acceptance; transfer timing depends on your bank's New Payments Platform (NPP) status and may vary on public holidays. What does WageGo cost? WageGo charges a one-off fee of 5% plus interest of up to 24% p.a. All applicable fees, charges and repayment information are shown before you confirm your advance. How is WageGo different from other wage advance apps? WageGo provides access to earned wages before payday with transparent pricing, no traditional credit check and early repayment available through the app. Is WageGo a payday loan? No. WageGo provides access to wages you’ve already earned. It is an earned wage access service, not a traditional payday loan. How do repayments work? Repayment is automatically scheduled on your next pay day, and the full repayment amount is disclosed before confirmation. Customers may also choose to repay their advance early through the app. Security and Transparency WageGo uses trusted Australian technology and payment providers to support identity verification, eligibility assessment and secure repayments. Services may include providers such as illion, Experian and PayTo. Customer personal information is handled in accordance with applicable privacy and regulatory requirements. See our Privacy Policy to learn how WageGo app collects, uses, and shares your data. --- Important Information WageGo Pty Ltd ABN 31 687 117 273 is available to approved eligible Australian residents aged 18 years or over. Terms, conditions, fees, charges and eligibility criteria apply. Approval outcomes vary based on individual assessment. Transfer timing depends on your bank's NPP status and may vary on public holidays. 1. For approved applicants of WageGo Pty Ltd. Customers are subject to eligibility criteria for each Pay Advance. Terms, conditions, fees and charges apply. 2. Typical application time, may vary depending on your device, information on hand and typing speed. 3. Transfer timing depends on your bank's NPP status and may vary on public holidays. Calculated from contract acceptance.

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Simplify Money, Amplify Life. Up is designed to make money easy for everyone. Open an account in minutes and join over 1,000,000 Australians experiencing the financial control of Up. * Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend. * Map out Savers for the things you want and need. Up has the tools to make filling them up a breeze. The only winner in this game is you. * Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up. * We've got your back no matter where you're at. Up is your best companion for overseas travel, equipped with tools that allow you to speak the language of money no matter where you are in the world. * Get fast support from real humans, 18 hours a day, 7 days a week. Message our locally-based crew in-app via the Talk to Us tab. Get set up in minutes and experience firsthand why life's better on The Upside. T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.

The official American Express® Mobile App for iPhone® gives you access with a touch or a look to Membership benefits. You can keep track of your spending and rewards, find offers, pay your bill and earn Points. Find many more features available in the App below. FEATURES Access • Use your existing Americanexpress.com.au login details or register for American Express Online Services via the Amex App • Get quick access to your Account with Touch ID® or Face ID® login • Enable multi-factor authentication to add an extra layer of security when logging into online services • Retrieve your User ID and reset your Password Your Card and Account: • Activate your Card and set-up your PIN • Pay your bill • View and activate your Amex PayID* • If you hold multiple Cards, you can add, remove and manage them all • Securely view, change, or unlock your PIN • Temporarily lock your Card if you’ve misplaced it • Enrol into Direct Debit • Replace your damaged, lost or stolen Card Rewards/Membership**: • View your Rewards balance and find ways to use Membership Rewards® points • Refer American Express to your friends Offers** • Explore Amex Offers for savings Service and Security** • Check your balance and pending transactions • Access up to 24 months of statements • Keep track of and put limits on the spending habits of Additional or Employee Card Members on your Account • Check your spending power to find out if your purchase(s) can be approved*** • Receive real time purchase alerts and reminders for offers and payment – just go into your settings and allow notifications on the Amex App • Set up your Card with Apple Pay to conveniently pay in store, in apps and online • Plan It™ Instalments offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.**** • Find transactions across the last 7 months with our Search feature. Search by merchant name, filter by date range and your results will include credits, debits and primary and Additional Card Member transactions. The Amex App offers Card Members a simple and intuitive way to update their information in real-time without having to go online or contact customer service. Don’t want to use the Amex Mobile App? You can continue to use our site at americanexpress.com.au from any device. Not registered for Online Services? Register for Online Services at americanexpress.com.au/register or select “Activate and Create Account?” at the bottom of the login screen of the Amex App. ELIGIBILITY This App is only available for Card Members who hold an American Express® Card issued by American Express Australia Limited. * Only available for Personal and Small Business Card Members ** Eligibility for features and benefits such as Amex Offers, Rewards, Pay with Points, Friends Referral and others vary by Card Membership and may not be available for all Card Members at all time. T&Cs apply. *** Only available for Personal and Small Business Charge Card Members. **** Only available for Personal and Small Business Credit Cards T&Cs apply. Touch ID, Face ID, iPhone and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. All access to and use of this App is subject to and governed by American Express’ End User License Agreement, Website Rules & Regulations Privacy Statement which can be found if you log into the App > Account > Legal & Privacy > End User License Agreement.

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

The Flare app allows you to access your workplace benefits and helps you save across major household expenses - from everyday spending to health cover and transportation. With the new annual benefits plan you will be able to engage with your workplace benefits in a bespoke and educational way helping you to maximise and boost your pay. With this new version of the app offered by your employer through Flare you will get access to: --- * Everyday discounts and cashback at major retailers * Premium benefits across various categories of your benefits plan * The latest events happening at your workplace * Additional rewards and savings as you earn points and upgrade your membership club status HOW TO SIGN-UP --- The Flare app is only available to users who are employed at one of our Flare partners. Your Employer will invite you to sign-up to the app for you to access your benefits. HOW TO SIGN-IN --- Simply sign-in with your registered mobile number and check out your benefits plan.

Open a Ubank account in minutes for Money Done Better. Ubank is a digital bank that makes money feel simple, easy to understand and more personal. From daily banking to managing your home loan, Ubank has smart features and tools to help you succeed. What you can do with Ubank: Spend • Digital bank accounts with no account or card fees¹ • Spend instantly by adding Ubank to your digital wallet • Create joint accounts in minutes to share money with your partner-in-finance • PayID and Osko for instant money transfers (if the other bank participates) Save • Open up to 10 no fee savings accounts with high bonus interest that’s simple to earn • Earn bonus interest on savings up to $1M per customer when bonus criteria are met² • Set up Savings Targets on each of your Save accounts to track your goals Travel • Use your Ubank card overseas instead of a travel card for no fees from Ubank¹ • Withdraw from any ATM with no fees charged by Ubank¹ • No currency conversion fees when you pay in a foreign currency • A competitive Visa exchange rate on all your international transactions Budget • Set Budgets to track your spending on 50 categories and merchants in real time • Track your Pay Cycle and sync the Ubank app to when your money comes in • Use a separate Bills account to plan and pay for expenses so you know what’s safe to spend • Schedule bills and get reminders from the Bill Planner Buy a home • Ubank offers home loans for owner-occupiers and investors on new and refinanced loans • Skip the upfront cost with no LMI on any Ubank home loans • Buy with as little as 10% deposit • Easy paperless application online • Chat to our local lending specialists 7 days a week And more • Ubank is part of NAB. You can trust that your money is safe with deposits guaranteed up to $250K³ • Ubank has encrypted passkey login to help keep your accounts secure • Link external bank accounts with Ubank using Connected Accounts • An Australian based call centre available 7 days for any of your queries Download the Ubank app and follow the prompts to get started in minutes. You’ll need valid ID and a unique mobile number. Signing up with a bonus code? See the terms and conditions below for more details. Important information Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. If you’re over 18 you will need at least one form of ID (Australian driver licence, Australian passport, or international passport) to sign up. If you’re under 18, you’ll need at least two forms of identification: an Australian driver licence, Australian passport, international passport, Medicare card or birth certificate. Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Office: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia. Credit criteria apply. Info is general. Consider if it’s right for you. TMDs and product terms at ubank.com.au. ¹Ubank won’t charge you any fees overseas, but some third party merchants and ATM operators may still charge a fee. ²Rates are variable and subject to change. Interest is payable on total savings up to $1,000,000 per customer where bonus criteria are met. To earn bonus interest, you must have a Spend account, and grow the combined balance of your Save accounts by at least $1. Interest doesn't count towards the $1, and special rules apply to offset accounts. For more info about bonus interest, see ubank.com.au/banking/savings-account ³The Australian Government guarantees deposits up to $250,000 per customer, per Authorised Deposit-taking Institution. As Ubank is part of NAB, the government guarantee applies to the combined value of your Ubank and NAB accounts. Signing up with a bonus code? Read our Welcome Bonus Offer terms at ubank.com.au/campaigns/welcome-offer.

ZIP PAY – UP TO $1,000 LIMIT Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments. ZIP PLUS – UP TO $20,000 LIMIT Extra spending power with $0 international transaction fees. Interest free if your month-end balance is under $1,000, or 13.70% p.a. on amounts above.³ ZIP MONEY – UP TO $5,000 LIMIT Cover bigger purchases: holidays, IVF or more. Enjoy interest free terms and flexible repayments.⁴ ZIP PERSONAL LOAN – UP TO $50,000 LIMIT Use it for debt consolidation, home renovations and more. Choose a loan term that suits you, with lengths from 3 to 7 years.⁵ ¹ Zip Pay: T&Cs and a $9.95 monthly account fee apply. Other charges may be payable. ² Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply. ³ Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. ⁴ Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. ⁵ Based on an unsecured personal loan of $30,000 over 5 years, a borrower with an excellent credit history can expect to pay a total of $40,893.60. This represents an estimated monthly repayments of $681.56, a variable interest rate of 11.99% p.a. and a comparison rate of 12.94% p.a. including all interest and fees included in your loan repayments over the life of the loan. The comparison rate for the Zip Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. The comparison rate assumes no Annual Rate Drops are applied. WARNING: This comparison rate applies only for the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. We determine the interest rate available to you based on your credit score and financial information provided during your application. The interest rate on the Zip Personal Loan ranges between 11.99%p.a. to 21.99%p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 and one-off establishment fee of $199 will apply. All products: Interest and other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Minimum monthly repayments are required and will vary depending on your credit limit. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).

FLEXIBLE WAYS TO PAY Choose to pay in 4 interest-free payments or the full amount.¹ SHOP ANYWHERE IN THE KLARNA APP Access Klarna's flexible payment options anywhere - shop at your favorite stores and choose the payment option that suits you. YOUR LOYALTY CARDS, ALL IN ONE PLACE Forget the plastic. There’s an easier way to access all of your loyalty cards—right in the Klarna app. Add yours now to never miss a point. HASSLE-FREE RETURNS Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime. TRACK ALL YOUR DELIVERIES Get real-time updates, arrival times, and pickup photos—right in the Klarna app. 24/7 CUSTOMER SERVICE Use our chat in the Klarna app for 24/7 support. ¹ Fees may apply. Learn more at klarna.com/au/legal/.

東日本旅客鉄道株式会社(JR東日本)が提供するSuicaをApple Payで利用するためのアプリです。Suicaの発行やチャージ、定期券の購入もアプリで完結します。スマホを「かざすだけ」で鉄道・バスの乗車やキャッシュレス決済をスムーズにご利用いただけます。「JRE POINT」に登録すれば、JR東日本の鉄道に乗るとポイントが貯まります。また、貯まったポイントをSuicaにチャージすることも可能です。 【Suicaアプリケーションでできること】 iPhone*とクレジットカードがあればSuicaアプリで簡単にキャッシュレス生活を始められます。お手元にSuicaカードがなくても、Suicaアプリにて新規発行することが可能です。Suicaカードをお持ちの場合は、iPhoneでApple Payに取り込んで利用できます。iPhoneとペアリングすることで、Apple Watch*でも利用可能です。 入会金、年会費、デポジット等はいただきません。 * iPhone 8以降のiPhone、Apple Watch Series 3以降のApple Watch、日本国内で発売されたiPhone 7及びApple Watch Series 2の機種が対象です。 決済手段は下記の2つが選べます。 ・ Suicaアプリケーションに登録のクレジットカード* ・ Apple Payに設定したクレジットカード 　* ビューカードを登録いただくと「オートチャージ」も設定できます ■ 日本全国で使えます ・全国の鉄道・バスなどの交通機関*でご利用いただけます。 *Suica、PASMO、SAPICA、Kitaca、ICAS nimoca、icsca、りゅーと、TOICA、manaca、ICOCA、PiTaPa、SUGOCA、nimoca、はやかけん、OKICAの各エリア ・ICマークのある日本全国のお店やネットショッピングでのお支払いにもご利用いただけます。 ■ Suicaへの入金（チャージ）、定期券、Suicaグリーン券、おトクなきっぷの購入もアプリで Suicaアプリでは各種サービスを利用できます。 ・ Suicaへの入金（チャージ）、オートチャージ設定 ・ 電子マネー残高、利用履歴の確認 ・ 定期券、Suicaグリーン券、おトクなきっぷの購入・払いもどし ・Suica定期券（カード）の取り込み ・ 領収書の印刷（会員向けウェブサイトにて） 【ご利用にあたって】 ・ 困ったときにサポートを受けられるよう、モバイルSuica会員登録をお済ませください。 ・ モバイルSuica会員は、紛失や端末故障時は会員向けウェブサイトから再発行登録（利用停止手続き）が可能です。 ・ [email protected]のメールを受信できるように設定してください。 ◆ 重要なお知らせ ◆ 【！】 端末を変更・交換する時は、以下の操作が必要です。 ・ iPhoneは、旧端末のWalletで全てのSuicaを「削除」し、新端末で同じApple IDにサインイン後、Walletで「Suicaを追加」してください。 ・ Apple Watchは、ペアリングを解除する前にiPhoneのWatch appまたはApple WatchのWalletで全てのSuicaを「削除」し、同じApple IDにサインインしているiPhoneと新端末をペアリング後、Watch appで「Suicaを追加」してください。 ・Apple社製端末以外からの変更は、予め旧端末での手続きが必要です。iPhone/Apple WatchではSuicaを未設定のApple IDでサインインしお受け取りください。 【！】 端末の電源が切れた状態ではSuicaをご利用いただけません 　※鉄道のご利用中(改札内)に電源が切れた場合、ご利用区間の運賃等を現金でお支払いいただきます。 【！】 Suicaのエクスプレスカード設定を忘れずに 生体認証なしで自動改札を通るには「エクスプレスカード設定」が必要です。交通利用以外では生体認証が必要な場合があります。 【様々なアプリやサービスとの連携で、もっと便利に】 ■ JRE POINT 「JRE POINT」にモバイルSuicaを登録することで、対象のJRE POINT加盟店やJR東日本の鉄道のご利用でポイントが貯まります。特に鉄道のご利用では、カードタイプのSuicaよりも多くポイントが貯まるのでおトクです。 ■ タッチでGo!新幹線 Suicaアプリケーションで「タッチでGo!新幹線」のご利用登録が可能（Suicaカードの取り込みでも設定が引き継がれます）。チャージ残高で新幹線の自由席にご乗車いただけます（事前の予約は不要）。 ■ 新幹線eチケットサービス 「えきねっと」に会員登録し、SuicaをICカード情報に登録すると、券売機やみどりの窓口できっぷを受け取ることなく、JR東日本の各新幹線をチケットレスでご利用いただけます。早めのお申込みでおトクな「えきねっとトクだ値」「お先にトクだ値」もご利用可能です。 ■ エクスプレス予約 別途ご登録いただくことでとJR東海「エクスプレス予約」もご利用いただけます（有料サービス）。

Trade with Australia's most-downloaded trading app, two years running*, and begin your investment journey with more than 31 million moomoo users worldwide. With moomoo you can trade more than 26,000 stocks, ETFs and options across the Australian, US and Hong Kong markets. Now with fractional shares, recurring investments, US options and self-managed super investing. Featuring pro-level tools, including real-time quotes, free Level 2 US market depth, 24-hour US stock trading and global market news. - From US$0.99 per trade^ for all US trades - Competitive FX spread, real-time currency exchange - No subscription, deposit, withdrawal, account-keeping or inactivity fees Master trading with advanced tools - 10 advanced order types, including conditional orders - Free US market depth data, 100+ charting tools - Stock screener with 100+ filters - High dividend rankings & visualised dividend analysis - Customisable recurring investment plans - 24-hour US stock trading, recognised by Finder as a leading trading platform for US stocks Simplified tools, profound analysis - AI-powered market tools to explore market data and company fundamentals - Exclusive features (institutional tracker, industry chain etc.) - Analyst ratings & ranking, fully visualised company financials - Smart earnings calendar & earnings hub - 24/7 global market news (Bloomberg, Dow Jones etc.) - Daily market insights from moomoo experts Chat with our live customer service team online 24 hours a day, 5 days a week, or call or email us anytime. *Australia's most downloaded trading app, two years running. Based on brokerage app download volumes in Australia from 1 January 2025 to 30 June 2026. Due to the change of App version, from 1 Jan 2025 to 7 November 2025, Moomoo App refers to Moomoo global app, from 7 November 2025 onwards, it refers to Moomoo Australia app. Ranking may change over time. ^Pass-through fees and FX conversion fees are not included. Extended Hours Trading is available for selected securities only and entails additional risks due to lack of liquidity and other factors. IMPORTANT DISCLOSURES: In Australia, financial services are offered by Moomoo Securities Australia Ltd, ABN 51 095 920 648, AFSL No. 224663. Please read our Financial Services Guide, Terms and Conditions, Privacy Policy and other disclosures at https://www.moomoo.com/au before using our services. Options trading involves substantial risks and may not be suitable for all investors; losses could exceed your initial investment. Review our US Options PDS, Target Market Determination and OCC's Characteristics and Risks of Standardized Options before trading options with us. This description is illustrative only and not a recommendation or endorsement of any financial product or strategy. Investment information is general and may not suit your circumstances, financial sophistication or risk tolerance. Past performance does not guarantee future returns; all investments carry risk, including loss of principal. CONTACT US: Email: [email protected] | Website: www.moomoo.com/au Address: Suite 5.01, Level 5, 570 George Street, Sydney NSW 2000 Moomoo store: Shop 66, 427-441 Victoria Ave, Chatswood, Sydney

Spend LESS time doing MORE. With the ING mobile app, you can bank anytime, anywhere. KEY FEATURES • Add your ING Visa debit and credit cards to Apple Pay • View your cards digitally and securely in the app • Make online transactions with peace of mind using a dynamic CVV • Round up your eligible transactions to help you save faster OTHER COOL STUFF • Make real-time payments with eligible accounts (NPP Payments) • Change your Pay Anyone limit • Benefits and rebates tracker • Choose to check the balances of favourite accounts without logging in • View and share your statements • Change your card PIN, place your card on/off hold, or report a lost/stolen card for your Orange Everyday account • Find the nearest Bank@Post location by suburb or postcode Terms of use and Security: Read about the terms of use governing your use of this mobile application plus ING security policy and information. * For the curious part of you Normal data charges apply. Please check with your mobile phone service provider for details. iPhone and iPod Touch are trademarks of Apple Inc., registered in the U.S. and other countries. Using your mobile to bank with ING ~is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823.

At Hostplus, we pride ourselves on being uncomplicated. We make sure everything we do is simple to understand and full of only useful things. Our app is no exception. Check your balance, track your contributions, view your insurance and more with the Hostplus app. Getting started - This app is for Hostplus super members. If you don’t have an account with us, you can join online at hostplus.com.au - To make sure you’re using the latest features, please make sure your automatic updates are switched on. Logging in - Login easily with a PIN, Touch ID, or Face ID for secure access to your information on the go.

Remitly provides cross-border financial services for people all over the world. Whether you're travelling, saving money, or investing in your future abroad, you can rely on Remitly for simple, secure, and fast global money transfers. Transfer internationally with peace of mind. Serving 175+ countries and 100+ currencies, supported by a global network of billions of bank accounts and mobile wallets, and thousands of cash pickup options around the world. – Send money abroad – • Wherever you are, wherever you're going, Remitly is built for global life. • Fast & reliable transfers - send money abroad with ease • Transparent pricing: Maximize every send with competitive rates and no hidden fees • Transfers guaranteed to arrive on time or we'll refund your fees – Total peace of mind – • Trusted by millions to send billions worldwide • 24/7 customer support in 18 languages • Multi-level security designed to keep you safe • Rated Excellent on Trustpilot • Track your transfer all the way and get notified when it arrives – Convenience & delivery options – • Choose the delivery option that works best for you - and your recipient. • Connected to a global network of over 5 billion bank accounts • Approximately 490,000 cash pickup options worldwide • Fast delivery to secure and convenient mobile wallets – Get started from anywhere – • Using Remitly is simple, and signing up is fast. Send money abroad using your mobile, tablet or computer. • Sign up for a free account, in the app or online • Choose where you want to send to, the amount you want to send, and your delivery method • Check your details and choose how you want to pay - PayTo, debit or credit card, or Apple Pay – Why use Remitly? – Millions of individuals trust Remitly to send money abroad. Including: • People supporting family members overseas with bills and emergencies • Those who are investing in their future or saving money abroad • People moving to a different country, who need a secure way to send to their own accounts • Business owners who work with contractors based in other countries • Those who are travelling and need to top up their funds Remitly has offices around the globe. Remitly Global, Inc. is located at 401 Union Street, Suite 1000, Seattle, WA 98101. Referrals must be new Remitly users and additional send requirements may be required for rewards to apply. Earn rewards for up to 20 successful referrals. Click here for program details (https://www.remitly.com/us/en/home/referral-program-tnc). Product availability might change based on sender's and receiver's location.

We get it. Life’s complicated enough. That’s why we’ve made the Rest App super simple. Help make the most of your super on the go. Access, update, find, combine, check, learn, contribute, and get in touch. There’s a range of tools to help you stay on top of your super, available all in one place. With the Rest App you can also: • Check your account balance • Find and combine your super • See your insurance and investment options • View and update your beneficiaries • Access statements and transactions • Make extra contributions • Take your Rest account with you to your new job • Get help by messaging us • Grab a reward or discount • And more! Issued by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund). Any advice is general only and does not take account of your objectives, financial situation or needs. Before acting on any advice or deciding whether to acquire or hold a product, consider its appropriateness and the relevant PDS and TMD at https://rest.com.au/tools-advice/resources/pds

Just enough bank, right in your pocket. Our app is a Good Design Award – Gold Winner, 2025. Open an account in minutes and get access to award-winning everyday banking that keeps things simple. The Bankwest App is built for how you bank, with tools to help you spend securely, manage your money, find things faster and get help when you need it. Built for how you bank. - View recent transactions across your accounts at a glance - Set savings goals and track your progress - See your balance in another currency - Add your card to your digital wallet and spend instantly. Spend securely. - Create single or multi-use virtual cards and keep your regular card details safe - Manage payment limits, PayTo agreements and payment history - Lock, replace or activate your card, and change your card PIN - Get notifications of unusual activity to help stay safe from scams and fraud. Manage your money. - Keep track of your subscriptions and upcoming payments within a single view - See your net balance, next repayment date and key account details for your home loan or credit card - Track how much interest you’ve saved with offsets - Search property values to help stay across the market. Customise your banking. - Nickname accounts so they’re easier to recognise - Reorder accounts on your app home screen - Search payments, features, transactions and support articles in seconds - Message us in the app anytime and get notified when we reply. Important things you should know: Monitoring of fraud and scams: Our systems can monitor for unusual activity. We may be in touch with you if we detect something unusual across your accounts, so make sure your contact details are up-to-date. We encourage customers to monitor their accounts. We protect you from losses due to unauthorised transactions on personal and business accounts when you have complied with our terms and conditions, and neither you nor any authorised user on your behalf have contributed to the loss. This means that if you do have a loss resulting from an unauthorised transaction in Bankwest Online Banking (including the Bankwest App), we may be able to reimburse you the full amount of any funds lost. ®Registered to BPAY Pty Ltd. ABN 69 079 137 518. Internet connection is required. Normal data charges apply. Standard call, SMS charges apply. Terms of Use apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the circles design are registered trademarks, and tap & go is a trademark, of Mastercard International Incorporated. Bankwest is a division of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL/Australian credit licence 234945. Any advice is general and does not take into account your objectives, financial situation or needs. Before acting on the advice you should consider the Product Disclosure Statement (PDS) and whether the advice, or product, is appropriate for you. A PDS is available from bankwest.com.au, or by calling 13 17 19. Fees and charges may apply. Target Market Determinations are available at bankwest.com.au/tmd.

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

Claim the settlement money you're owed. Billions in class action payouts go unclaimed every year. Brands like Apple, Meta, Google, Amazon, Visa, and more have paid massive settlements - and you might be eligible without knowing it. Collect finds open settlements, shows you what you could receive, and helps you file claims in minutes. No lawyers. No legal jargon. Just money that's already yours. WHAT'S INCLUDED WITH YOUR SUBSCRIPTION - See estimated payouts before you file - Know upfront if proof is required - Featured settlements highlight top opportunities - Track all your pending claims in one place - Get notified when new settlements drop HOW IT WORKS 1. Tell us which brands you've purchased from 2. We match you with settlements you qualify for 3. Review details and estimated payout 4. Submit your claim to the official administrator 5. If approved, get paid LEGAL INFORMATION Collect is not a law firm. All claims are reviewed by official court-appointed administrators who determine approval, payment amounts, and timing. Claims are submitted under penalty of perjury. You are responsible for accuracy. SUBSCRIPTION Collect requires an active subscription to access all features. - Monthly (billed monthly) - Annual (billed yearly) Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. https://settlementfinder.com/terms https://settlementfinder.com/privacy

Send Money Abroad – Fast, Safe & Affordable Send money to your family and friends quickly and affordably with Taptap Send. Whether you’re supporting loved ones, covering school fees, or helping out in times of need, TapTap Send makes it easy to transfer money straight from your smartphone — no agent visits, no long waits. With TapTap Send, you can transfer money across Africa, Asia, Latin America, and beyond in just a few taps. We offer low fees, excellent exchange rates, and multiple ways to receive money — including mobile wallets, bank transfers, and cash pickup. You can send money directly from your debit card or bank account (depending on your location) Why use TapTap Send to send money? - Fast money transfers – most transfers arrive in minutes - Low-cost transfers – no hidden fees when you send money - Great exchange rates – we negotiate daily to offer you more value when you transfer funds - Convenient transfers – send from your phone, anytime, anywhere - Multiple payout options – transfer money to mobile wallets, bank accounts, or for cash pickup You can send money to over 50 countries, including: Pakistan India Nigeria Ghana Brazil Mexico …and many more. Explore the full list at taptapsend.com. Send money from: United Kingdom United States European Union Canada United Arab Emirates Australia We work with leading banks and financial partners to ensure your money reaches where it’s needed. Transfer money to: Mobile wallets: Orange Money, MTN, JazzCash, Easypaisa, bKash Bank accounts: HBL, UBL, Access Bank, Fidelity Bank, and many more Cash pickup: Available at trusted partner bank branches in select countries TapTap Send puts safety first. Our platform is PCI-compliant, encrypted, and designed with multiple levels of security to protect your personal and financial information. We never store your card details, and we never sell your personal data. Our team comes from the communities we serve and speaks over 30 languages. We understand the challenges of sending money internationally and are here to make every money transfer easier, faster, and more affordable. If you ever need support, our friendly team is just an email away at [email protected]. Our Mission We believe that diaspora communities deserve fast, secure, and fair ways to send money home. For too long, sending money internationally has been expensive and difficult. We’re changing that — by lowering costs, reducing delays, and improving your experience every time you transfer money. Download TapTap Send and start sending money today. Transfer money home — fast, safe, and stress-free.

If you have received a text message from us, use the link to log in and claim your digital card instantly. Once you have downloaded The Card Network App you can add your new card to your mobile device’s wallet. You are then ready to use your new card, simple.

Latitude’s mobile app brings all your finances together in one place. We’re always listening to your feedback and building the app around what matters to you. Credit card features currently include: • Access accounts with Touch ID or Face ID • Add your card to your Apple wallet • Temporarily lock your card • Fast access to all balances • View your statements • Check payment due date • View all transaction information • View and change personal details • Activate your new card • Set or change card PIN • Set up direct debit (Australia only) • Pay by bank transfer (Australia only) • Request a refund (Australia only) • Request a letter • Request account closure • Create a balance transfer • Receive push notifications • Track your spending • Split your credit limit (eligible customers only) • Add an additional card holder • Click to pay Other app features: • View our latest promotions • In app messaging • Receive digital letters • Enhanced secure login • Enhanced homepage • Spend Tracker (Latitude 28 Degrees Global Platinum Mastercard - New customers only) • Rewards with offers, discounts and perks You can view all the products below from your Latitude App: Australia products: • Latitude Gem Visa • Latitude GO Mastercard & GO Platinum Mastercard • Apple Financial Services (AFS) CreditLine • Latitude 28 Degrees Global Platinum Mastercard • Latitude Low Rate Mastercard • Latitude Infinity Rewards Visa • David Jones Premiere, Prestige and Icon Mastercard • Latitude Eco Mastercard • Latitude Mastercard • Care Credit • CreditLine • Buyer's Edge Gem Finance New Zealand products: • Gem Visa • Gem Essentials • Gem CreditLine

Trade with CMC Invest, Australia’s favourite non-bank stockbroker. Access 15 international markets, ASX shares, ETFs, options and more. INVESTING INTERNATIONALLY IS EASIER THAN YOU THINK + Trade on 15 international markets + $0 brokerage on US, UK, Japanese and Canadian stocks and ETFs* + Access over 40,000 international stocks and ETFs, all from one app + Trade US stocks 4 hours before open and after close^ ACE THE ASX + Get $0 brokerage on your first buy of each Aussie stock or ETF under $1,000, each day~ + Live ASX data + Live ASX announcements plus Dow Jones company and market news + Use market, limit and conditional stop loss orders ~Excludes margin loan settled trades OUR ALL-IN-ONE APP +Create your own watchlists + Integrated Morningstar recommendations and reports + A single wallet for all international and domestic markets + Order tickets with advanced capabilities + Pro-grade interactive charts and advanced analytics – all available on-the-go +Access company financial data including income, balance sheets, cash flow statements HERE’S THE PROOF • CANSTAR Online Share Trading Broker of the Year Australia - 13 years in a row, 2011 - 2023 • CANSTAR Online Share Trading Outstanding Value Australia - 11 years in a row, 2011 - 2021 • Money Magazine Best of the Best, Best Feature-Packed Non-Bank Online Broker 2020, 2021 • CANSTAR’s Most Satisfied Customer Award for Online Share Trading, 2022 • FAVOURITE non-bank broker, based on market share of primary investment accounts. (Investment Trends, June 2023) *FX spreads apply to international orders ^There may be higher volatility and lower liquidity during extended trading hours. Extended trading hours may vary during daylight savings. Content is general in nature and for illustrative purposes only. No recommendation is taken to invest in the securities displayed. Please seek independent advice before making any investment decisions. Past performance is not a reliable indicator of future performance. The investment may go up and down and you may receive less than your original capital. There may be increased volatility and decreased liquidity during extended trading. Consider the relevant Terms & Conditions and Financial Services Guide at cmcmarkets.com.au. CMC Invest is the trading name of CMC Markets Stockbroking Limited (ABN 69 081 002 851 AFSL No. 246 381)

BE THE BOSS OF YOUR MONEY Manage your money with confidence, whenever and wherever you need. Join our 10 million App users – get the app and get started. Seeing your balance, paying a bill or checking your transactions are just the start. Here’s some of the great stuff we’ve got going on in the App. SPEND? SAVE? BORROW? INSURE? INVEST? APPLY IN THE APP TODAY - Not yet banking with us? Don’t worry – download the App, it’s the quickest and easiest way to apply for a bank account with us. - You can share documents with us in real-time using your built-in camera to complete your application quickly. TAKE CONTROL OF YOUR EVERYDAY SPENDING - Ever fallen into the subscription trap after that free trial? See, block and cancel subscriptions anytime. - Need to settle up or transfer money fast? With Faster Payments you can sort it in quick time. - Splitting the bill? Friend forgot their card? Request and receive money you’re owed from family and friends using ‘Request a Payment’. - Get support all day and night, every day. STAY IN THE KNOW WITH REAL TIME INSIGHTS - Know what’s going on with your money in real-time, with upcoming payments and instant notifications when money’s coming in and going out. - Wondering where your money goes? See where you’re spending and where you might be able to save, with Spending Insights. MAKE YOUR MONEY WORK HARDER FOR YOU - Enjoy a cheeky bargain or three with Everyday Offers. Earn cashback of up to 15% from a range of retailers with our current accounts and credit cards. - Turn your pennies to pounds – using ‘Save the Change’. We’ll round up your debit card spend to the nearest pound and move it into a chosen savings account with us. - Keep track of your credit score for free, with helpful tips and tools to improve it. KEEPING YOU AND YOUR MONEY SAFE - Use your fingerprint or face to login - it’s the fastest and most secure way to bank. - Whether your card is lost, stolen or turned into a chew toy, you can relax knowing you can freeze it, unfreeze it or order a new one in seconds. - With the latest security tech we keep your money safe and stop those pesky hackers in their tracks. - Your eligible deposits with Lloyds are protected up to £85,000 by the Financial Services Compensation Scheme. Find out more at lloydsbank.com/FSCS LEAVE US A REVIEW ABOUT OUR APP We’re always ready to listen and make things better for you. Lloyds and Lloyds Bank are trading names of Lloyds Bank Plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. The app is available to customers with a UK personal bank account and valid registered phone number. LEGAL INFORMATION This app is designed and intended for Lloyds UK customers to access and service UK personal products, and for customers of Lloyds Bank Corporate Markets plc, using the business names Lloyds Bank International and Lloyds Bank International Private Banking, to access and service personal products held in Jersey, Guernsey and the Isle of Man. It should only be downloaded for this purpose. While the app can be downloaded from App Stores outside the UK, this does not mean we are inviting, offering or recommending you engage in any transactions or establish a customer relationship with Lloyds or Lloyds Bank Corporate Markets plc. Any confirmation that our product or service complies with European Union law is made to Apple to meet this legal requirement. This does not imply any representation, warranty, or statement to you and should not be relied upon for entering into any contract.

Catch the next big crypto before everyone else – buy any token on Solana, Robinhood Chain, BNB Chain, Base, Ethereum or Monad! fomo is your ultimate cross-chain trading app, trade any asset across supported chains in one click without bridging, track and visualize your cross-chain portfolio and PnL in real time, and view your transaction and trade history. Why fomo? • Social Trading: See what friends & top traders are buying in real time • Trade Instantly: Buy trending tokens in seconds using Apple Pay • Research Smarter: Built-in trading alpha, detailed profit tracking, spot top gainers • Lightning Fast and Safe: Secure deposits & instant withdrawals – get started in seconds! You own all your crypto. • Trusted Support: Our 4.8 rating app, trusted by 1,000,000+ users is backed by a dedicated team who cares Join the thousands of traders who never miss out again. Download fomo today.

Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips. Your everyday banking, sorted • Check your balance at a glance without logging in. • View your transaction history and download statements anytime. • See merchant logos for clear and easy-to-understand transaction details. • Instantly get a Proof of Account PDF when you need it. • Create new EasySaver accounts and Term Deposits on the go. • Approve multi-signature payments on the go directly from your phone. Pay people & bills, fast • Send money to anyone instantly with PayID and Osko. • Set up recurring payments for regular bills. • Pay your bills easily, and manage them with BPAY View. Pay on the go with Apple Pay • Add your card to Apple Wallet straight from the app. • Start spending with Apple Pay even before your physical card arrives. • Make secure mobile payments on the go. Full card controls • Activate your new card and use it immediately. • Misplaced your card? Temporarily block it while you search. • Instantly report a card lost or stolen, and we'll arrange a new one fast. • Set spending blocks for categories like gambling or liquor transactions. • Toggle your card controls on or off at your convenience. Secure & verified activity • Log in securely with Face ID, Touch ID, or a four-digit PIN. • Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA). Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.

Looking for a simple way to apply for a loan online? The Fundo app lets eligible Australian residents apply for loans from $500 to $10,000. With the Fundo app, you can apply from your phone, track your application, review your loan details and manage your loan online. Why Choose Fundo? Simple Online Application - Apply online from your phone - Loans from $500 to $10,000 - Returning customers may be able to reapply through the app Clear Loan Details - Review your loan details before accepting - See your fees and repayment details upfront - Repayment frequency options may be available Manage Your Loan in the App - Track your application progress - View your repayment schedule - Check your loan history - Manage your loan details from your phone Customer Support - The Fundo team is available to assist with questions about your application or loan. Call us on 1800 161 391. Email us on [email protected] What You Can Do with the Fundo App - Apply for a Fundo loan online - Track your application progress - View your loan details - Manage your repayment schedule - Check your loan history - Reapply through the app Fundo Loans is designed to make applying for and managing your loan simple, clear and easy to do online. Products we offer: Small Amount Credit Contracts ($500 to $2,000) - Loan term: 4 weeks to 39 weeks - Fees: 20% establishment fee, 4% monthly fee and $35 dishonour fee per failed repayment Example: A $1,000 loan over 20 weeks has total fees of $400, made up of a $200 establishment fee and $200 in monthly fees. Total repayable is $1,400, with weekly repayments of $70. Medium Amount Credit Contracts ($2,001 to $5,000) - Loan term: 9 weeks to 39 weeks - Fees: $400 establishment fee, interest at 47.8% p.a. and $35 dishonour fee per failed repayment - Comparison rate: 66% p.a. based on $2,500 over 2 years with fortnightly repayments (1) Example: A $2,500 loan over 6 months incurs a $400 establishment fee and $389 in interest. Total repayable is $3,289, approximately $253.09 per fortnight. Loans from $5,000 to $10,000 - Loan term: 9 months to 24 months - Fees: $200 establishment fee plus interest at 36.8% p.a. and $35 dishonour fee per failed repayment - Comparison rate: 38.41% p.a. based on $10,000 over 3 years with monthly repayments (2) Example: A $6,000 loan over 12 months incurs a $200 establishment fee and $1,250.28 in interest. Total repayable is $7,450.28, approximately $286.55 per fortnight. Download now and apply in minutes.# If approved, funds may be available the same day. (^) Privacy Policy You can follow this link to learn how the Fundo app collects, uses, and shares your data: https://fundo.com.au/mobile-app-privacy-policy Disclaimers Credit provided by Fundo Loans Pty Ltd ABN 65 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. See fundo.com.au. #Typical application time, may vary depending on your device, information on hand and typing speed. ^Transfer timing depends on your bank's NPP status and may vary on public holidays. Calculated from contract acceptance. 1 APR 47.8% p.a. Comparison rate 66% p.a. based on $2,500 over 2 years, fortnightly repayments. 2 APR 36.8% p.a. Comparison rate 38.41% p.a. based on $10,000 over 3 years, monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

MONEY MADE SIMPLE 30 million people already use Toss to see, manage, and grow their money — all in one place. ALL YOUR MONEY, ONE APP Track your salary, spending, and savings in one place. Link your accounts in just a few taps and stay on top of your money. CONNECT FOR FREE Add as many bank accounts and cards as you like. It’s always 100% free. SEND MONEY IN SECONDS Use PayID to transfer with just a mobile number. No BSB or account numbers needed. Just fast, secure payments between accounts. TURN STEPS INTO POINTS Walk, earn, repeat. Stay healthy and get rewarded with scratchcards. DAILY FORTUNE, DAILY REWARDS Start your day by checking your fortune and get rewarded points every day. NEARBY PING, EARN INSTANTLY Spot Toss users around you, tap their avatars, and collect points you can turn into cash. ● Toss only asks for required permissions You can use the app without granting the optional permissions, though some features may not be available. Here's what each option permission is used for. ● Optional permissions - Contact: contact transfers, profile photo upload - Notifications: send notifications - Camera: read and upload QR codes, cards, and ID cards - Photos: store and upload photo - Location: detect current location and preventing fraudulent transactions - Motion & Fitness: track steps - Face ID: secure login without a PIN - Bluetooth: find and connect to nearby devices - Calendar: add important dates to your calendar - NFC: scan IDs and passports for identity verification - Tracking: measure ad performance and verify reward eligibility for features such as Play and earn ● Accessibility Features Supported The VoiceOver feature can be enabled for screen reading. Text size can be increased, and the screen can be zoomed in for easier viewing. High contrast and color-independent display options make the screen easier to view. The app is optimized for Dark Mode as well. ● Toss is open 24/7, 365 Email : [email protected]

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Prepaid Mobile Recharge, DTH - Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers - Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification

Welcome to YouTrip! Sign up for free and enjoy mates rates, no fees, all day. Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Trusted by millions of users across Asia Pacific, we’re all about helping you travel smarter wherever you go. Whenever, wherever, we got you • Enjoy mates rates in 150+ countries • Swap Australian Dollars to 10 popular currencies right in the app • 2% cashback on international purchases for your first 5 months (up to $40/month) Goodbye hidden fees • Get started in minutes with no sign-up or annual fees • Travel and shop freely with zero FX fees • Withdraw cash for free* from ATMs worldwide (*enjoy free withdrawals overseas for up to A$1,500 in foreign currency per calendar month! 2% fees apply thereafter. Third-party fees may still apply.) It can’t get any safer than this • Lock and secure your card instantly with just one tap • Get instant alerts for every payment you make • Industry-standard encryption built for seamless transactions • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & enjoy mates rates, no fees, all day. About Us: YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and more convenient way to pay in foreign currency. Since our launch in 2018, millions of travellers have trusted us on everyday trips and big adventures - fuelling our rise as a go-to multi-currency platform in the region. We’re stoked to bring YouTrip to Australia and are ready to be your travel mate on every adventure. YouTrip Australia is powered by Mastercard® and provided by You Technologies Group (Australia) Pty Ltd (ABN 20 676 703 496). We hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC). Read our T&Cs (go.you.co/au/tncs) to decide whether our products are right for you.

St.George: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest St.George, Bank of Melbourne, BankSA or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 33 30 (8am – 8pm Mon – Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^St.George Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. St.George Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at stgeorge.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Track, manage, and shop—all in one place with Refundid! Tired of waiting weeks for refunds? Say goodbye to the hassle! With Refundid, you can instantly access your refund at partnered stores—even before returning your order. But that’s just the beginning. Now, Refundid is your all-in-one returns tracker, letting you monitor every return (instant and standard) made through our portal at participating retailers. No more chasing updates—just full visibility at every step. What else can you do with Refundid? - Track all your returns in one place—instant or standard, no more guessing. - Get instant refunds at eligible retailers. - Shop with ease—browse and buy from top Refundid retailers. - Unlock exclusive deals when you shop through the app. Refundid takes the stress out of returns, so you can shop with confidence. Download now and take control of your returns today!

CommSec app – Australia’s home of investing^. Join over 2 million Australians actively investing with confidence on the CommSec app. Discover, research, and trade thousands of shares and ETFs on the ASX, plus access leading global markets, all from your mobile. Invest in Australian and global markets · Gain access to thousands of ASX-listed shares and ETFs, plus leading U.S markets, making it easy to invest in the companies you know and trust. · Browse, research, and trade with ease. · Expand your portfolio using exclusive in-app data and market insights. Stay ahead with real-time updates · Get live prices, instant market movers, and volume updates as they happen. · Stay informed with breaking ASX news, expert analysis, and exclusive stock research. · Get the latest market insights and trends from the dedicated CommSec Markets team, so you know what’s happening right now. Track your portfolio with Home · See your portfolio performance over time with interactive charts in your personalised Home. · Quickly view your holdings, monitor changes, and stay on top of your investment journey, all in one place. Build your knowledge with The Academy · Learn anytime, anywhere. Enjoy free, bite-sized learning topics in the palm of your hand. · Learn the basics of investing or brush up on your skills. There’s something for everyone. Smart tools for every investor · Set price and market alerts to receive instant push notifications for the stocks you follow. · Track your investments on the go with interactive portfolio charts and performance graphs. · Create and manage multiple personalised watchlists for faster decision-making. Secure & simple account management · Manage your CommSec and linked CommBank accounts securely and seamlessly. · Transfer funds, access annual statements, and view comprehensive tax and dividend histories all in one place. · Keep your account safe with advanced security features, including biometric login with Face ID and fingerprint recognition. Trade fast, trade safe · Place orders quickly and confidently with just a few taps. · Add an extra layer of security by setting up a trading password for your trades. · Enjoy seamless settlement management and instant fund transfers. Why choose CommSec? · Australia’s largest online broker · Valued by millions for award-winning research, education, and reliable, secure trading. · Get exclusive daily market commentary and analysis from the CommSec Markets team. · Designed for investing on the go - fast, intuitive, and always up to date. Download CommSec today and take control of your investing journey! ^ Money Magazine Winner 2025 (Best value feature-packed share broker-bank owned) ^ Investment Trends 2025 Important notes You must have a CommSec Trading Account or Margin Loan to access the app. Normal data charges apply; please check with your mobile phone service provider for details. The content illustrated in the screenshots does not reflect current or live information. By downloading and using this app, you agree to the CommSec Mobile Terms of Service found at https://www.commsec.com.au/features/mobile-terms-of-service.html For support, you can reach us on X @CommSec or email us at [email protected]

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm. Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly. Why Paytm? ● India's safest, most secure UPI money transfer app ● Powered by top Indian banks ● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes Innovations Only on Paytm UPI 1. Hide & Unhide Payments - Only you control your transaction visibility. 2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number. 3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing. 4. Spend Analytics - Categorised spend insights, month-on-month tracking. 5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users). 6. Receive Money Widget - Coin sound & notification every time you receive a payment. 7. Scan & Pay Widget - Scan QR right from your home screen. 8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly. 9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups. 10. Self Transfers - Move money between your own bank accounts instantly. Payment Methods – UPI Your Way ● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more. ● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements. ● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online. ● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more. Recharges, Utility Bill Payments & More ● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL ● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.) ● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more Pay at Online Stores ● 100+ apps supported - food delivery, grocery, shopping & OTT Set UPI PIN ● Secure every transaction. 4 or 6-digit UPI PIN setup required. Rent Payments Made Easy ● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap. Paytm Card Machines (Soundbox + Swipe) Merchants across India now accept Paytm card machines. You can: ● Scan QR and pay ● Swipe credit/debit cards securely All with real-time payment confirmation via iconic Paytm sound. Personal Loans on Paytm (only available to users in India) ● Loan: ₹50,000 to ₹25,00,000 ● Loan Tenure: 6–60 months ● Loan Interest Rate: 10.99%–35% p.a. ● Loan Processing Fee: 0–6% Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186 Lending Partners: Aditya Birla Capital, Axis Bank, Credit Saison, Fibe, Hero FinCorp, IDFC FIRST Bank, InstaMoney, KreditBee, Piramal Finance, Poonawalla Fincorp, SMFG India, Tata Capital, Kissht (Ring), InCred Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy ● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status ● Buses: Instant ticketing with major operators ● Flights: Compare fares, book and manage trips easily Contact Us One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

The family app for money, investing and online safety.
 Give your kids real tools to learn while you stay in control. Trusted by over 1.3 million members. Welcome to Spriggy. — POCKET MONEY AND JOBS - Set paid and unpaid chores your kids complete to earn their own pocket money - Schedule pocket money to pay automatically, so pocket money looks after itself - Kids see what they've earned and learn how real-world money works - Watch spending as it happens and lock the card from your phone any time SAVINGS AND GOALS - Kids can set a goal and save towards it - Real, visible progress turns saving into a habit that sticks INVESTING FOR THEIR FUTURE - Invest for your kids with the Spriggy Growth Portfolio - A diversified portfolio of Australian and global shares, built for long-term growth - Start with a one-off investment, or set up recurring contributions weekly, fortnightly or monthly A KID-SAFE PHONE PLAN WITH ADVANCED PARENTAL CONTROLS - A prepaid kids phone plan managed in the Spriggy app - Block inappropriate content automatically and set parental controls on which apps your kids can use - Prepaid, so there are no bill surprises FAMILY REWARDS - Save across 4,000+ family experiences, from zoos and theme parks to aquariums and days out FOR TEENS 13+ - Account details, ATM access and friend-to-friend transfers - Parents maintain visibility, while their kids take on more independence CONTROL FOR YOU, INDEPENDENCE FOR THEM - You stay in control, while your kids get more independence - See money, investments and mobile usage across your family, all in the Spriggy app - At every stage, kids make real decisions while the stakes stay small — Rivva Pty Ltd (ABN 86 603 542 918, AFSL 513762) (Spriggy) is the distributor of the Visa Prepaid Card and Parent Wallet. See Spriggy’s FSG. Indue Ltd (ABN 97 087 822 464, AFSL 320204) is the issuer of the Visa Prepaid Card and Parent Wallet. Consider the PDS, Product T&Cs and TMD at https://spriggy.com.au/legal-and-regulatory/ to ensure the product is right for you. Visa and the Visa brand mark are registered trademarks of Visa Worldwide Pte Limited. Spriggy Invest is distributed by Spriggy Invest Pty Ltd (ABN 21 639 671 926), AR 001319268. An authorised representative of Betashares Capital Ltd (ABN 78 139 566 868, AFSL 341181), issuer and the responsible entity of the Betashares Invest Fund (ARSN 667 811 627), an IDPS-like scheme registered with ASIC. Spriggy Invest is part of the Betashares Invest Fund. Investing involves risk. Refer to the PDS at https://spriggy.com.au/legal-and-regulatory/ for information on interest, fees and other costs that may apply. © Rivva Mobile Pty Ltd ABN 35 674 423 333. The Spriggy Mobile services and plans are offered and provided by Fastter Pty Ltd trading as Spriggy Mobile ABN 39 667 581 740, powered by Optus. © 2026 Rivva Pty Ltd (ABN 86 603 542 918). 80 Clarence St, Sydney, NSW 2000.

Awaken your super with the new ART super app It's easier than ever to manage your superannuation, investment options, insurance, and member details, plus so much more! WHO ARE WE? Australian Retirement Trust is one of Australia’s largest super funds, and we're proud to help our 2+ million members take control of their finances and awaken their super. We currently take care of over $300 billion in retirement savings—that's a monster of a job! This app is for Super Savings accounts. If you're a QSuper account holder, download the QSuper app. FEATURES AND BENEFITS * New home screen and dashboard means you can check your superannuation balance in minutes * Access Rewards for exclusive discounts and offers * Set up additional layers of security like 4-digit passcode, Face ID, Fingerprint ID, and multi-factor authentication * Update your personal details * Easily view all your linked accounts, if you have multiple * View and/or tell us who you'd like to get your super if you die (beneficiaries) * Review your insurance and check or update your cover * Be notified when your superannuation has been paid and view recent transactions * View and download your account statements * Check and change your investment options at any time * Help and support section to answer all your burning super questions. You'll need to be registered for Member Online before you can access the ART super app. Not registered? Simply go to https://art.com.au/account/register or call us. * Consider the PDS and TMD at https://art.com.au/pds before joining.

In a nutshell, we’re where the world charts, chats and trades markets. Over 100 million people use our social network and supercharged supercharts to make better, brighter decisions when they trade. Download our app to access free charts, alerts, advanced watchlists, plus discuss latest trends with other traders and much, much more. Here’s a fuller feature set: World-leading charts A trader’s rite of passage, charts power insight. Millions use ours – for free – to make better decisions in the markets. Our charts work on any device and outperform many desktop trading platforms. You’ll be able to search for stocks, currencies, cryptos, futures, CFDs and more. A wide range of drawing tools (like Gann Fans and Elliott Waves) and technical indicators will also help you analyze price action. Simple Pine Script for complex tools From coding to chart analysis, faster than ever before — we crafted our programming language to give you the power to create custom tools. Pine Script is elegantly minimalist, pre-integrated with data, and breaking your analysis limits. Bar Replay to hit rewind on past insights Watch how pricing data unfolded historically. Rewind markets and review at speed and resolution you desire. Unmissable alerts Trading alerts were never this powerful, flexible, and easy to use. Cloud-based, they are available on any device – get notified by email, app, desktop, or webhook when your alerts trigger. Made to trade Trade directly on our charts – trade through top brokers integrated to our platform, or use Paper Trading to practice buying and selling securities without any of the risk. One app to track them all Get a comprehensive view of the financial markets with our app: live quotes, news, trends, financial statements, and fundamentals, all in one place at your fingertips – the fastest way to find all the data you need. Total economics and corporate reports Access the latest and upcoming economic events, world companies' earnings, and dividends, in one Calendar. Watchlist what matters Keep track of all your beloved stocks and currency pairs with our highly-customizable watchlists. Use them to see real-time price updates and be the first to know what’s moving in the markets – wherever you happen to be. Data. Data. Data. Gain access to real-time market data from exchanges in the US, Europe and Asia. Hundreds of thousands of financial symbols from 100+ exchanges are at your fingertips. Unless you have incredibly niche interests, you’ll find what you’re looking for. Never trade alone again Unleash your creativity onto the world markets by being part of the largest social network for traders and investors. With thousands of ideas and minds published daily and ability to customize and share your analysis, start building your following today. Always at your fingertips Our secure and reliable cloud-based infrastructure means you’ll always have access to the world of finance, 24/7. No unexpected downtime at a critical trading moment ever again. Terms of use: https://www.tradingview.com/policies/ Privacy policy: https://www.tradingview.com/privacy-policy/

Grow your wealth with Raiz. Join over 330,000 Aussies saving, investing and reaching their life goals with Raiz. Featured in Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7. MULTIPLY YOUR SAVINGS Get started in minutes. From $5, invest automatically through round-ups or regular contributions and grow your wealth over time. MICRO-INVESTING, FULL FLEXIBILITY Raiz makes it easy to start investing, whether you have $5 or $5 million. • Round-Ups: With every purchase, we round up the spare change and invest it automatically, enabling you to build wealth in the background. • One-off or Recurring Investments: Choose daily, weekly, fortnightly or monthly automatic deposits. • Invest, withdraw, or switch portfolios whenever you like. INVEST SIMPLY, GROW STEADILY • Diversify and thrive: Keep it simple and pick from 8 ready-made portfolios, or go hands-on with Raiz Plus, building a custom portfolio with a mix of ETFs, ASX stocks, property, and crypto. With automatic rebalancing, Raiz helps keep your portfolio aligned to its set target asset allocation. When market movements, deposits or withdrawals cause your portfolio to drift from its targets, Raiz automatically adjusts it back in line. • Set targets with Jars: Save and invest for what matters, from travel dreams to a home deposit. • See the bigger picture with My Finance: Get a real-time picture of your finances. Track your spending, monitor your income, and understand where your money goes, so you can make smarter decisions. REWARDS AND CASHBACK Earn while you save and invest. Shop with hundreds of brands like Expedia, THE ICONIC, and Woolworths through Raiz Rewards, and get cashback invested directly into your Raiz account. Turn your everyday shopping and travel bookings into cashback that's automatically invested, helping you grow your portfolio. Complete in-app surveys and offers to earn even more. YOUR FUTURE, AT THE PALM OF YOUR HAND • Raiz Kids: Create investment accounts for children under 18 with permissions you control. Build good habits early and invest for their future. • Decide where your Super is invested. Use Raiz Invest Super and select a portfolio from the Raiz investment options you know. A TRACK RECORD YOU CAN TRUST Raiz is a publicly listed Australian company (ASX: RZI), trusted by 1.7 million Aussies who signed up to the Raiz app. “[Raiz has] a wealth-building process made effortless, one tap at a time.” - Sydney Morning Herald, October 2025. TRANSPARENT FEES • Unlimited transactions with zero brokerage fees. • Monthly and/or percentage-based fees depending on your plan. • No fees when your total balance is below $1. QUESTIONS? Contact us at [email protected] or on 1300 754 748 and we’ll get right back to you. This app is issued in Australia by Instreet Investment Limited (ACN 128 813 106 AFSL 434776) (Instreet) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022). Raiz Invest Australia Limited (Raiz) (ABN 26 604 402 815) (Corporate Authorised Representative of Instreet) is the Promoter and Administrator of the Raiz Invest Australia Fund (ARSN 607 533 022). The information has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Read the PDS and any associated reference documents before making an investment decision. In accordance with the DDOs, we maintain TMDs for our Funds. All documents can be found on www.raizinvest.com.au, or calling Customer Support on 1300 754 748. "RAIZ" is a registered trademark of Raiz Invest Australia Limited. Address: 9/2 Bulletin Pl, Sydney NSW 2000.

Stake is a Sydney-based investing platform that breaks barriers between ambition and financial progress. Join 750K+ customers and get seamless access to ASX & Wall St stocks, an income fund, SMSF admin and more. EFFORTLESS U.S. INVESTING + Access 9,500+ Wall St stocks and ETFs + Invest from as little as US$10 with fractional shares + Extended Hours brings you pre-market and after hours trading ASX WITH CONFIDENCE + Invest in 2,500+ Aussie stocks, ETFs, exchange-traded bonds and more + Enjoy the security of CHESS sponsorship – your HIN, your shares + A$3 brokerage on all trades up to A$30K SIMPLE TRADING EXPERIENCE + $3 brokerage on all trades up to $30K (figures in USD for Stake Wall St) + Jump between markets with a single tap + Fund instantly with convenient methods including Apple Pay and Google Pay + Performance chart to track your overall returns + Paperless onboarding and uncomplicated tax reporting STAKE ACCUMULATE + An income fund with a target return 1.5-2% p.a. above the RBA cash rate + Ability to reinvest earnings with the aim of compounding over time + Move your money in and out with no exit fees + Features that aim to make up for shortfalls if the target return isn’t met + Read the Product Disclosure Statement for details STAKE SUPER + Take control of your super investments with Australia’s most hassle-free SMSF admin + SMSF setup, administration, accounting, audits and more from only $990/year + Seamless integration with Stake’s award-winning investing platform + Invest your own super in shares, property, and more + Refer a friend and split a $400 reward when they successfully join Stake Super SECURITY FOCUS + Stake and its partners are regulated in Australia, New Zealand and the U.S. + Multi-factor authentication to help protect your account + Direct ownership of your ASX stocks via CHESS + Your U.S. shares are protected for up to US$500K under SIPC + Adherence to a strict privacy policy and commitment to data security STAKE REWARDS + Free U.S. stock when you open and fund your account + Refer friends to receive brokerage discounts and free stock + Bring A$1,000+ of ASX shares and get a year of $0 brokerage on Stake AUS + Transfer US$500 worth of U.S. stock to Stake Wall St and get a full $DBX share ADVANCED FEATURES WITH STAKE BLACK + View Analyst Ratings and Price Targets with Stake Black Wall St + Access Full Financials on U.S. stocks + Trade Wall St on unsettled funds with Instant Buying Power + See Market Depth and Course of Sales with Stake Black AUS + Memberships starting at A$12/month ***What the experts say: “Stake is a game changer.” — Motley Fool “Stake changed the investment scene.” — Canstar ***Over 12,000 5-star reviews: “The best place to invest in ASX and U.S. shares” — Mitchell R “Super simple, easiest set up, HIN and US tax forms all taken care of.” — Joe W “Stake’s platform is uncomplicated, so easy to navigate across markets and listings.” — Bruce S LEGAL At Stake, we’re focused on giving you a better investing experience, but we don’t take into account your personal objectives, circumstances or financial needs. When you invest, your capital is at risk. The value of investments can go down as well as up and you may receive back less than your original investment. All references and images are for demonstrative purposes only and is not a recommendation to invest in the securities listed. We recommend that you do your own research before making any investment decision. It may be appropriate to speak with a licensed financial adviser or seek appropriate taxation and legal advice. No representation or warranty is made as to the timeliness, reliability, accuracy or completeness of the material and Stake does not accept any responsibility arising from errors in, or omissions from, the data. Our full terms and conditions, privacy policy and disclaimers can be accessed on our website: https://hellostake.com/legal/terms-conditions

Manage your insurance on the go The NRMA Insurance app helps put you in control, where you can easily manage your policies and start and track claims. Plus, if eligible you can join Help Hub – NRMA Insurance’s rewards program – to get access to available benefits and offers. What you can do with our app: • Get an insurance quote • Make payments • View policy documents • Make and track insurance claims • Join the NRMA Insurance rewards program, Help Hub* (if eligible). Join Help Hub and you can: • Get access to available offers and discounts • Participate in Safety Challenges which we have from time to time • Subscribe to Weather Alerts to get notified of large hail events in your chosen location • Enable Safer Journeys to track your driving trips and identify key events to help you understand and improve your driving habits Eligibility to join Help Hub is subject to the NRMA Insurance Online Terms of Use at https://www.nrma.com.au/terms

Providing exceptional shareholder service on-the-go. Now it's easy to access and keep track of your investments anytime, anywhere. Built on secure technology, you can: * Access and view your portfolio * Download statements * Track your shareholdings * Manage your holding details * Virtual assistance

Get Cash Instantly with Our Payday Advance App: We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support. Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time. So download Wagetap today and let us help with those unexpected expenses! How do I create an account? 1. Sign Up 2. Connect your bank account 3. Cash out instantly What do I need to do to make a withdrawal? When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly. How does split my bill feature work? Add your bill details within your eligibility limit We cover your bill for you You repay in smaller repayments on your next few paydays. Can I get my pay instantly? Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 - 2 business days. How much does Wagetap cost? Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46. When is my repayment due? Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period). Is Wagetap a loan app? Wagetap gives you access to funds before your next payday, but it isn’t a traditional cash loan provider. Our wage advances are shorter-term than personal loan apps such as Moneyme, Moneyspot, Nimble, and Cash Converters, and they’re typically more affordable than payday loan options like small-amount account credit contracts. Is Wagetap a buy now, pay later app like Afterpay, Zip or Klarna? Although we share some similarities with buy now, pay later services in Australia, Wagetap operates differently. Unlike buy-now-pay-later platforms such as Afterpay, Zip, or Klarna, we don’t offer a shop-now-pay-later model and we don’t restrict where you can spend your funds. Your cash advance can be used however you choose. Is Wagetap similar to other wage advance apps like Wagetap, Beforepay, or MyPayNow? While we provide wage advance services in Australia comparable to Wagetap, Beforepay, and MyPayNow, there are key differences. Wagetap offers payday advances of up to $3,000 and includes a rewards program designed to give back to our valued customers. Have a question for us or need help with your account? You can email us at [email protected] or talk to us through the Help and Support section in your app. Business Name: Digital Services Australia V Pty Ltd Address: Level 4, 478 George St, Sydney, NSW 2000

Our best exchange rate and $0 transfer fee* for your first transfer from our money transfer app. Transfer money to billions of bank accounts and mobile wallets from Australia with Western Union. Whether you are sending money to the Philippines, India, Fiji, Bangladesh or up to +200 countries and territories we reach, you can check and lock in your online money transfer exchange rate anytime. ----- PAYOUT OPTIONS ------ We transact in nearly 130 currencies. Send to international bank accounts, mobile wallets (Third party charges may apply) or for cash pickup from any of our agent locations. Just make sure to check the online agent locator for country and agent location availability. ---- PAYMENT OPTIONS. ---- You can pay via Apply Pay with your credit card (Third party charges may apply), debit card, or bank transfer through PayID or PayTo. If you need extra funds quick for a transfer, apply with Beforepay. --- PEACE OF MIND --- With a few taps track your money transfer status and get in touch with our customer service team for any questions or concerns. --- TRACK YOUR MONEY TRANSFER --- Use your money transfer app to follow your dollars from Australia to your loved one’s wallet. You can easily track your transfer at any time using your unique tracking number (MTCN). Get notified via email when your friend or relative collated their money. --- SIMPLE CARD SCANNING --- Quickly set-up your card payment and make sure your details are correct with card scanning. Simply scan your credit** card or debit card using the camera on your device to make a money transfer on your mobile phone --- SEND AGAIN QUICKLY --- Planning to send money overseas through our app regularly? Store your loved one’s details for easy repeat transfers by adding them to you resend list. Save precious time by effortlessly importing contacts from your device. ++++++++++++++++++++++++++ FEES AND IMPORTANT DISCLOSURES Western Union makes money from both transfer fees and currency exchange. When choosing a money transmitter, carefully compare the transfer fees and exchange rates. Fees, foreign exchange rates, and takes may vary by brand, channels, and location based on many factors. Fees and rates are subject to change without notice. Please use care when providing commissary or bank account information. Funds will be paid into the account corresponding to the account number you provide. Western Union has offices worldwide and I headquartered in Denver, 7001E. Belleview, Denver, CO 80237. Do you have questions about our services? Contact one of our nearby Western Union agent locations. Use our agent location finder to find one nearby. *Register your profile and receive a fee-free transfer on your next Money in Minutes, Next Day, Direct to Bank, or Mobile Money Transfer transaction sent on westernunion.com or from the Western Union app worldwide to any destination. New customers only. Excludes all other services. Limit (1) transfer per consumer. ** If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods. Additional third-party charges may apply

When traveling in Japan, Suica is highly recommended. With Suica, you can enjoy seamless travel on all major transportation networks throughout Japan and make quick payments while shopping. Download the app on your iPhone and issue your Suica so you can travel without waiting in line for tickets! ■What’s New：March 2026 Now upgrade your journey with Suica Green Car Tickets purchased directly through Welcome Suica Mobile—offering extra comfort and a smoother ride to destinations like Narita Airport, Odawara, and Atami. Green Cars on local trains are a paid service offering spacious seats and a relaxing atmosphere. With Welcome Suica Mobile, you can purchase the required tickets for riding Green Cars on local trains. ■What's Great About It - The “Welcome Suica Mobile” app lets you instantly issue a Suica on your iPhone by setting a simple “secret keyword.” No membership registration is required. - Unlike a regular Suica, this app also provides transfer and tourist information. - Suica is a prepaid e-money card for trains, buses, and shopping anywhere in Japan. Once you’ve issued your Suica via the app, you’ll rarely need cash. - For transportation, simply tap your iPhone or Apple Watch at the ticket gate—no ticket purchase is necessary. The same goes for shopping; just tap to pay. - If your balance gets low, you can easily top it up via the app. - Top-ups are done through the credit card registered to Apple Pay. You don’t need to register your credit card information within the app. - Make reservations via JR-EAST Train Reservation directly within the app, allowing ticketless travel on JR East Shinkansen and limited express services to major destinations such as Narita Airport, Tokyo, Shinjuku, Yokohama, and Mt. Fuji. - You can ride non-reserved seats on the Tohoku, Hokkaido, Akita, Yamagata, Joetsu, or Hokuriku Shinkansen without buying a paper ticket.* *For details on where “Touch de Go! Shinkansen” is available, please check the JR East website. ■How It Works - You can use Suica on trains, buses, and other transportation systems nationwide. In addition to Suica, areas that accept PASMO, SAPICA, Kitaca, ICAS nimoca, icsca, RYUTO, TOICA, manaca, ICOCA, PiTaPa, SUGOCA, nimoca, HAYAKAKEN, OKICA, SAPICA and more are also supported. - You can use it for payments at stores displaying the IC mark nationwide. - Please set your secret keyword to get support if any issues occur. - The support center provides assistance via email in English only. - Compatibility: iPhone with iOS 17.2 or later, and Apple Watch Series 3 or later. - Payment method: Apple Pay only. - Fees: No deposit or issuance fee is required. ■Things to know - The balance of Welcome Suica Mobile expires 180 days after issuance. Once it expires, you can issue a new Suica within the same app. Refunds are not available, so please use up any remaining balance at airports, stations, and other stores. - You cannot use Suica when your device is powered off. *If your device turns off while you’re inside the ticket gate, you will need to pay the fare in cash for the section you traveled. - Please enable Express Mode for Suica. *Enabling Express Mode for Suica lets you pass through automatic ticket gates without biometric authentication. Biometric authentication may still be required for shopping.

Betashares Direct is the investing platform designed to help you build wealth, your way. Built by Betashares, one of Australia's leading ETF managers. Invest in ETFs and 400+ shares traded on the ASX with zero brokerage. Set recurring orders into up to 5 Betashares ETFs with Auto-invest, access professionally constructed pre-built portfolios or build your own custom portfolio. - Zero brokerage on ETFs and 400+ shares traded on the ASX - Break free from brokerage and invest in ASX-traded ETF - whether Betashares or other manager - and 400+ ASX shares with zero brokerage. Minimising costs helps to maximise your investment returns. Invest brokerage-free in ETFs and 400+ shares traded on the ASX. *Refer to the PDS for information on interest retained by Betashares on cash balances. - Auto-invest - Auto-invest allows you to set up recurring investment in up to five Betashares ETFs, brokerage free, making it simple to automate your dollar cost averaging (DCA) investing strategy. - Managed Portfolios - Access low-cost diversified portfolios. Constructed from ASX-traded ETFs. ETF selection, portfolio weightings and rebalancing managed by our investing experts. Set up automatic investments via direct debit or make a one off investment. Zero brokerage and low monthly portfolio fees. *Refer to the PDS for information on interest retained by Betashares on cash balances. - Custom Portfolios - Build your own custom portfolio in a few simple steps. Choose from ETFs and 400+ shares traded on the ASX and determine how they are weighted in the portfolio. Set up automatic investments or make a one off investment. Zero brokerage and low monthly portfolio fees. *Refer to the PDS for information on interest retained by Betashares on cash balances. - Transfer your portfolio - Moving your holdings to Betashares Direct from another account or online broker is simple. No transfer fees charged by Betashares to transfer your holding to Betashares Direct. No CGT implications*. We handle the transfer for you. *Assuming there is no change in beneficial ownership. You should consult your tax adviser before making any investment decision. - Choose your account type- As well as individual accounts, Betashares Direct also offers self-managed super funds (SMSFs) accounts, trusts accounts and joint accounts. Easily switch between accounts on a single login. Kids and company accounts coming soon. - Tools and reporting- Betashares Direct includes personalised tax and performance reporting alongside a range of powerful yet intuitive tools that help you be a better investor. Real time performance reporting and pre-filled EOFY tax statements. - Fractional investing and automatically reinvested distributions - Invest the exact amount you want (for market orders only). Similarly, distributions are reinvested in full, with no cash component left sitting uninvested. Choose to have distributions on ETFs reinvested or taken in cash (for holdings outside Managed Portfolios). - Local support - Access support your way: whether it be live chat, email, or phone, our expert Australian-based support team is here to help. - Account protection - We use the latest open banking technology to protect your account, as well as Biometrics (Face ID or Touch ID) and multi-factor authentication (MFA) via email and SMS. - Built by Betashares - Betashares Direct is built by Betashares, one of Australia's leading ETF managers. We've been helping Australians to financially progress for over a decade, currently serving over 1 million investors and managing over $50 billion in assets. Betashares Capital Limited (ABN 78 139 566 868, AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the Product Disclosure Statement and the Target Market Determination, available at www.betashares.com.au, to consider whether the product is right for you. Investing involves risk.

Your family's smart money sidekick. Kit is a pocket money app and prepaid card for kids that turns everyday moments into money lessons. Help your child build money confidence by setting up jobs to earn pocket money, setting savings goals, and giving them a safe way to practise earning, saving, and spending in real life. What kids can do with Kit • Tick off jobs and earn pocket money with a routine • Track pocket money and spending • Split PayDay between spending and saving • Set savings goals and watch their progress • Learn money skills through fun Money Quests • Get helpful nudges that help turn everyday moments into money lessons • Use their Kit card for everyday spending and ATM withdrawals, where available How parents stay involved • Transfer money to their child's Kit card in real time via PayTo • Set spend limits and merchant blocks for peace of mind • Stay across activity with real-time notifications and spend history • Add a Co-Boss so another grown-up can help guide their journey • Link a CommBank YouthSaver account* Getting started Download Kit, set up your family account and card, and help your child start learning with pocket money, jobs, goals, and Money Quests. Built by CommBank. If you need assistance, please reach out to our friendly Kit Team by completing the Contact Us form on our website, under the Help menu. We are available Monday to Friday, from 9:00 am to 5:00 pm AEST. — Kit is built by x15ventures, which is wholly owned by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (CommBank). Kit financial products including the Kit Account and the Kit Card are issued by our partner Hay Limited (AFSL 515459). Consider the PDS, FSG, TMD, Terms and Conditions and other important information at heykit.com.au. Any advice given is general in nature. Fees and charges may apply. Business Name: CBA NEW DIGITAL BUSINESSES PTY LTD (Trading as Hey Kit) Address: Commonwealth Bank Place South, Level 1, 11 Harbour Street, Sydney NSW 2000 (Head Office) *CBA New Digital Businesses Pty Ltd (ABN 38 633 072 830), trading as Hey Kit, has been appointed as authorised representative (001296799) of Commonwealth Bank of Australia (ABN 48 123 123 124 AFSL 234945) who is the issuer of the CommBank YouthSaver account. Any advice provided is general only and does not take into account your objectives, financial situation or needs. Please consider the Terms and Conditions, available here, and whether a YouthSaver account is appropriate for you. The target market for CommBank YouthSaver will be found within the product's Target Market Determination, available here. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Subject to eligibility criteria. Rates subject to change.

Need to tap into your wages before payday? With simple terms, flexible repayments and transparent costs, Beforepay offers a safe and affordable way to borrow in as quick as 5 minutes. No credit checks, no lengthy applications – just fast funds when you need it. Download Beforepay today and take care of those unplanned expenses, stress-free! Why Beforepay? - Transparent pricing - always know what you owe upfront. - Lightning speed - go from sign-up to cash in your account in as little as 5 minutes. - Safe borrowing limits - borrow only what you can afford. - Budgeting support - tools to support your financial health. - Chosen by over 1.7M Aussies! How it works Finances are complicated enough. That’s why we’ve made Beforepay as simple as we can, so you can focus on the things that actually matter. Here’s how you can access extra funds, quickly, with Beforepay once you download our app! 1. Create an account 2. Connect your bank to verify your eligibility 3. Verify your ID and cash out in minutes (subject to eligibility). How do I make repayments? Repayments are automated and we do our best to align them to your pay cycle. With the Pay Advance, you can choose to repay your loan early (from 2 days after you cash out), delay your repayments or repay in up to 4 instalments. Full repayment for the Pay Advance is required within 62 days (the maximum repayment period). With the Personal Loan, eligible customers can borrow up to $5000 up to a maximum repayment period of 12 months. After you cash out, if you need to change your repayment, you can contact our team for support. How quickly can I get access to my pay? Borrowing with Beforepay is quick and easy, with most customers going from sign-up to cash in their account in as little as 5 minutes! How much does Beforepay cost? For the Pay Advance, Beforepay charges a 5% fixed one-off fee and a maximum of 24% per annum interest for some users. For the Personal Loan, Beforepay charges a 5% fixed one-off fee and a maximum of 24% per annum interest (29.50% p.a. comparison rate^). At Beforepay we’re transparent and straightforward with our loans, providing a full breakdown of your loan and applicable charges before you cash out, so you’ll always know what you owe upfront. What else does Beforepay offer? 1. Spend smarter We could all spend smarter. We’ll help you understand your income, your spending habits and make sure you can see what bills are coming up with our spending insights dashboard. 3. A bespoke budget We look at your spending and help you budget better and plan smarter by creating a bespoke budget for you. No judgement here - just an extra free service from us to you. You can always update and customise your budget in the app! Is Beforepay like Afterpay? Beforepay provides access to cash in your account that you can use anywhere you need. Unlike buy now, pay later (BNPL) services like Afterpay, Beforepay is not attached to a merchant, and only allows you to take out one-loan-at-a-time, making it a safe and ethical way to borrow. At Beforepay, ‘fair’ is our favourite four-letter word, and we’re here to make sure you can relax until payday. Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies. 77 Castlereagh Street, Sydney NSW 2000 ^ Comparison rate calculated on a $2,500 loan over a 2-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Easy and convenient card management. View your balance, store cards securely, and add to your digital wallet for easy spending. Pay in-store Using a prepaid card in-store is easy and convenient when you add the card to your Apple Wallet. Just tap to pay by contactless payment in any retailer where your card is accepted. Set your chosen card as the primary card in Apple Wallet if you have more than one card.  Pay online Paying online is easy when you add a prepaid card to your Apple Wallet. No more typing out long card numbers - just select Apple Pay at checkout, at participating online retailers. Or use the My Card Wallet app to get your full card details if the retailer doesn't offer Apple Pay.  Check your card balance When you add your card to the My Card Wallet app, your current balance will display in the app - so you always know how much you have to spend.  Easy access to card details Access your card details quickly and securely using the My Card Wallet app.

A digital wallet that does more than store. With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download. ---------------- One wallet. Many possibilities. Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards. Pay people. Not accounts. We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed. Split the bill. Not friendships. Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app. Get cashback. When you spend. Unlock more value with online and in-store offers via Beem Rewards. Shop in-person with your linked cards or online via the app and watch your savings grow. BPAY® on Beem. Easy as. Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land. Maximise loyalty. Store in one place. Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place. Less risk. More reward. Do you know what present everyone really loves? Choice. Buy and send a personalised gift card from your wallet to theirs. ---------------- The fine print Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required. T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs.

When life throws you a curveball, don’t wait for payday to catch up—turn your future earnings into today’s cash with **NextPayday**. Access up to $2,000 instantly, on your terms. --- **Getting started is a breeze** 1. **Quick setup:** Download NextPayday, verify your identity, and securely connect your bank account to confirm your upcoming wage. 2. **Choose your advance:** Slide to select how much you need—up to a quarter of your next paycheck. 3. **Get paid now:** Tap “Advance” and see the money in your account—usually within a minute via the New Payments Platform (NPP). 4. **Automatic pay‑back:** We schedule repayment on your next pay date. No surprises, no extra effort. Use NextPayday as often as you like, up to your approved limit each pay cycle. --- **Cost breakdown** There is a 5% transaction fee and a maximum annual percentage rate (APR) of 24%. Representative example: If you receive a $100 advance for 62 days, you will incur a $5 transaction fee and $4.28 in interest, resulting in a total repayment of $109.28. --- **Why NextPayday stands out** * **Instant access:** Funds in most cases under 60 seconds via NPP. * **Clear pricing:** Straightforward fee + interest. No hidden charges. * **Totally private:** We deal directly with you, not your employer. * **Clear repayment:** Repayment dates match your pay cycle. * **Stress free budgeting:** Pay your bills on time without juggling due dates. This advance requires full repayment within 62 days (The maximum required full repayment period). --- **Australian only service** NextPayday is designed for Aussie workers and fully complies with local credit regulations. Available exclusively to residents of Australia. Take control of your cash flow—download **NextPayday** today and bridge the gap to your next payday, whenever you need it.

Download the Wagepay cash advance app now, Your Wage, Your Way. It only takes a couple of taps on your screen and a few minutes of your time to apply. Have a portion of your earned wage, up to $3,000, advanced to your bank account and ready to use. It’s time to take back the power over your pay. Why choose Wagepay as your go-to wage advance app in Australia? - Our pay-on-demand service is fast, simple, fair and affordable. - We complete our assessment in minutes using your bank account transaction history. - With instant transfers, your wage can be in your bank account and ready to use within 60 seconds (1). - We do not look at your credit file or credit score as a part of our sign-up process. No credit check means your credit score will not be impacted. - We offer reduced pricing for selected customers, saving you even more. - We don't charge default fees, missed payment fees, or hidden fees. - Pay us back automatically via direct debit. We also offer real-time direct debits, also known as Payto, so there is no waiting for days for payments to clear. Wagepay pay advance Australia offers an alternative to help you avoid: - Expensive payday loan companies that offer small amount credit contracts. - Ongoing credit card debt and cash advance fees. - Unplanned overdraft fees charged by your bank. Wagepay rewards loyal customers with unlockable features for selected customers, such as: - Free bank score tracking to help you improve your creditworthiness. - Free access to Equifax credit score tracking. - Rewards program and cash giveaways. With over 400,000 users across Australia and thousands of positive reviews from people who love our service, it's easy to see why Wagepay is your go-to cash app for a pay advance when you need your wage before pay day. How do I get my pay now? Step 1: Download and open pay app, then create an account. Step 2: Connect your bank account and we’ll review your finances to determine your wage advance limit estimate. Step 3: Draw down on your account. For most customers, the funds are in their bank account and ready to use within seconds. Discover why Wagepay is the ultimate new way to access your pay on demand by downloading our pay advance app and making your payday today! Frequently Asked Questions Is Wagepay a loan app? While Wagepay does provide you with credit, we are not a traditional cash loan. Our wage advances are shorter than personal loans app like Moneyme, Lattitude, Money spot, Nimble and much cheaper than payday loans like small-amount account credit contracts. Is Wagepay a buy now pay later app like Afterpay, Zip or Klarna? While we do have similarities to buy now pay later Australia services, we are not the same. Unlike buy-now-pay-later apps, Wagepay does not offer the model of shop now pay later, we do not limit you to spending your money at specific retailers. You can use your cash advance funds for whatever you like. Is Wagepay similar to other wage advances apps like Wagetap, Beforepay, or MyPayNow? Although we offer comparable wage advance services in Australia, we differ from these other pay advance apps. Wagepay provides payday advances up to $3,000 and features a rewards program to give back to our valued customers. Disclaimers This app is only available in Australia. Terms and conditions apply. Eligibility criteria, fees and charges also apply to Wage Advance products. Customers are subject to eligibility criteria before each Wage Advance, which can vary the amount you can drawdown. (1) Most customers complete the account creation form within 3 minutes. (2) Most customers with an NPP-enabled bank account will receive funds within 60 seconds. For other customers, money will generally be available overnight or, if paid on a weekend, overnight on the next business day.

Smart, low-cost investing and superannuation built for Australians. Join millions of Aussies investing with Vanguard. Whether you’re just getting started with ETFs, or want to manage your super, we make investing simple, low-cost and accessible. Here's what you'll get with Vanguard • Access to our wide range of ETFs • Manage your super and investments, all in one place • Easily track your investment performance • Low-fees, transparent products, no unnecessary complexity Why Vanguard? We’re not here for the hype. We’re here for your long-term goals. With a focus on value, expertise, and simplicity, we’re here supporting your future. Start investing in future you, today. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read the relevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product is right for you before making an investment decision.

Get an extra layer of security for ANZ Internet Banking with the ANZ Shield app. ANZ Shield is an authentication app that helps you by generating one-time passcodes, known as a Shield Code. It helps us confirm that the requests being made for your accounts are genuine. If you’re using ANZ Internet Banking, you’ll need the ANZ Shield app to authenticate certain payments and activities. For ANZ Internet Banking for Business users, you’ll be asked to provide a Shield Code to authenticate all third-party payments. Why do you need ANZ Shield? Faster and secure access to high-value payments • For Business customers, ANZ Shield is quick and easy to register so that you can get on with the things that matter. No more waiting for a security device to be. • For personal banking customers, registering for ANZ Shield gives you quick access to higher payment limits. No need to visit a branch to take care of that payment. That’s handy. Convenience without compromising your security • In the past you may have used an SMS one-time passcode, challenge questions or an ANZ security device to authenticate. Now you can easily complete ANZ Internet Banking activities with your phone and a Shield Code. • Access the ANZ Shield app wherever you are – even if you’re travelling overseas. It works offline, when you might not have mobile network coverage or internet connectivity. It’s free – no fees involved • ANZ Shield is a free app. Once the app has been installed and registered on the device, data usage is not required to generate a Shield Code. Need help? Please send us an email to [email protected] and we’ll get you sorted. Important Information You’ll be asked to agree to the ANZ Shield Terms and Conditions and Licence Agreement (available at https://www.anz.com.au/content/dam/anzcomau/documents/pdf/anz-shield-tcs.pdf) during the registration process for ANZ Shield in ANZ Internet Banking. You acknowledge that ANZ will not send you a paper copy. ANZ Shield is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. ANZ’s colour blue is a trade mark of ANZ. iPhone and iPad are trademarks of Apple Inc.

Here is a sample of what the new CoinSpot App can do for you: Easy & Fast Cryptocurrency Trading Buying and Selling any cryptocurrency available on CoinSpot is now made even easier by the clean and simple CoinSpot App user interface. Select from the full list of coins, select your quantity in AUD or cryptocurrency and receive your funds instantly in your CoinSpot wallet ready to use how you choose. On CoinSpot you also have the ability to instantly swap between one crypto to another. Follow Over 500+ Cryptocurrencies Stay ahead of the market by easily following the all listed coins on CoinSpot with an interactive list of coins. Swipe easily between all coins & tokens, the biggest gainers and the biggest losers over the last 24 hours. Select any coin or token to quickly access key indicators and charts with daily, weekly, monthly and yearly timescales. Explore the trends Keep up with the most recent CoinSpot listings, Popular coins and Top movers in the all new Trending section. Check out what’s popular today or toggle to the last hour. CoinSpot Wallets - Track, Manage, Send & Receive By using your CoinSpot wallets within the app you can easily track your holdings and wallet values in one simple view. Directly access your Bitcoin wallet (or any other available currency) to; view your recent order history, easily send & receive directly from the app, and view your recent send and receive transactions. Access your CoinSpot Account Facilities Trade and Transact, Safely & Securely Your CoinSpot account is always secured by the most stringent best practice security protocols including multi-stage verification, and customisable account settings accessible under the Security section of your account. As the first Australian based exchange to hold both an ISO27001 Certification for Information Security Management and a Blockchain Australia Certification you can be confident you are in safe hands. Not a rocket scientist? If you are new to cryptocurrency or just getting started, there is no need to fear. CoinSpot is designed to suit everyone from beginners to advanced traders alike. We are super excited to have you on board and we have the best and brightest support team to help with anything you need. In need of some help? If you ever have any questions our local support team is available 24/7 on live chat via our Help Centre or you can always shoot your questions through to [email protected]. Gain streamlined access to your CoinSpot account facilities such as deposit & withdrawal AUD, making it quicker than ever to access and use your funds, your way. Easily access our knowledge base and support team for any questions you have along the way.

YONO SBI is the official mobile banking app from State Bank of India (SBI) for secure money transfers, UPI payments, online banking, bill payment, savings accounts, credit cards, loans, and investments. YONO SBI is the only companion you need to navigate the modern financial landscape. Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01. What’s New in YONO? · A minimalist, high-speed UI/UX for effortless navigation and one-tap access to your most-used features. · Complete e-KYC or update the personal details feature for instant support without visiting a branch. · Monitor your financial health and use our new simulator to see how your actions impact your credit score. · Receive offers, investment tips, and spend analysis tailored specifically to your lifestyle and financial goals. Instant Banking and Onboarding · Open a Savings Account Instantly: Use Video KYC for paperless account opening with immediate activation. · Instant Account Funding: Fund your new account the moment it’s active and start transacting right away. · YONO Cash: Experience cardless ATM withdrawals at over 20,000+ SBI ATMs across India. Seamless Payments and Transfer · Enhanced UPI Experience: Lightning-fast UPI payments. Scan any QR, pay via phone number, or manage your UPI Lite for small-value transactions without a PIN. · UPI for Everyone: Make fast, secure money transfers with SBI UPI. No SBI account required. · Smart Bill Payments: Effortlessly pay electricity, water, gas, and broadband bills. Set up Autopay & reminders to avoid late fees. · Global remittances: Securely send money across borders at competitive forex rates with real-time tracking. Investments and Loans · Mutual Fund Hub: Manage your portfolio, start a new SIP, or explore top-rated funds directly from the app. · Instant Loans: Apply for pre-approved Personal Loans, Car Loans, or the new Insta Home Top-Up Loan with zero paperwork. · Smart Deposits: Open Fixed Deposits (FD) or Recurring Deposits (RD) with a single tap and view your accrued interest in real-time. · NPS & PPF Management: Secure your retirement by managing your National Pension System (NPS) and Public Provident Fund (PPF) accounts seamlessly. Shopping, Travel, and Lifestyle · YONO Marketplace: Exclusive deals from India’s top brands in electronics, fashion, & home decor. · Travel Companion: Book flights, hotels, with integrated rewards. · Loyalty Points: Earn & redeem SBI Rewardz points across a massive catalogue of products and gift vouchers. Security and Control · Digital Lock/Unlock: Instantly lock or unlock your debit card, manage international usage, and set transaction limits for safety. · Advanced Biometrics: Log in securely using FaceID or TouchID. · 24/7 Support: Access YONO customer care directly from the app or raise complaints and track them in real-time. More Ways to Bank • Passbook & Statements: Access your account passbook & download transaction statements whenever you need them. • Quick Pay: Transfer funds up to prescribed limits to beneficiaries without adding them first, making urgent payments faster and simpler. • Service on the Go: Request cheque books, update personal details, track service requests, and access important banking services directly from the app. • Personalised Insights: Gain a clearer understanding of your spending habits with smart analytics and recommendations designed to help you manage money better. YONO SBI isn't just an app - it's financial freedom. From first accounts to mutual funds and deposits, one personalised journey for every Indian. Key Technical Details · Optimised for iOS 17.0 and above · Available in English, Hindi & 11 more languages. · Your financial data is protected by industry-leading end-to-end encryption. Download the all-new YONO SBI today and discover why "You Only Need One."

UK's #1 app for active trading & long-term investing now in Australia.* Access global financial markets commission-free and hassle-free. Start with a free, lifetime practice account with virtual money. With Trading 212 Invest you get: - Unlimited commission-free trades; - 13,000+ Real Stocks and ETFs from the UK, the US, Germany, France, Spain, the Netherlands and other; - High interest on your uninvested cash: 5,2% on AUD, paid daily. Terms apply. - Multi-currency account: deposit and invest in 13 currencies; - Fractional shares, Pies and AutoInvest: create a diversified portfolio and invest automatically, reinvest dividends, or copy popular portfolios; - Extended hours trading with fractional shares; - Portfolio transfers: transfer shares from and to other brokers. Free of charge; - Trading 212 community: see how others invest; - Smooth and easy to use charts for technical analysis, powered by TradingView; - Uncompromising, direct trade execution - we don’t sell your order flow. Trading 212 CFD: - 9,000+ CFDs on Stocks, Forex, Gold, Oil, Indices and more; - Competitive spreads even at news time; - Smooth and easy to use charts for technical analysis, powered by TradingView. ...and always an outstanding live customer service, responding within seconds. Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. CFDs are complex, high risk products. Consider the PDS and TMD at trading212.com. * Based on statistics by App Annie as of January 2025. Zero commission refers to no broker fee being charged for buying or selling shares. FX fee of 0.15% applies when buying or selling securities denominated in a currency different from that of your Trading 212 account. Trading 212 is a trading name of the following companies: Trading 212 AU PTY Ltd. is authorised and regulated by the Australian Securities and Investments Commission (License number 541122). Trading 212 UK Ltd. authorised and regulated by the Financial Conduct Authority (Register number 609146). Trading 212 EU GmbH is authorised and regulated by German Federal Financial Supervisory Authority (BaFin) (BaFin ID number 10109603). Trading 212 Markets Ltd. authorised and regulated by the CySEC, Cyprus (Register number 398/21). Trading 212 Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237). Seller: Trading 212 Address: Suite 102, 151 Clarence Street Sydney NSW 2000

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. Introducing Credit Health from ClearScore. All new, all powerful. Go beyond your credit score and report and see how you look to lenders – giving you the most accurate picture of your financial journey. See your disposable income, how much debt you have, and much more. Frightened by fraud? Get peace of mind. ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t quite right. If you want to take it a step further, you can choose Protect Plus – a paid for service. You’ll access daily updates, enhanced monitoring, and more. Confused by credit? We simplify it. Let the experts at ClearScore coach you to better Credit Health. Discover Improve and enjoy short, sharp, snappy videos designed to help you navigate the confusing world of credit, with confidence. Want to save money? Explore your personalised offers based on you and your goals. See what you could save and access the money you’re looking for. ▶ Features • Get your credit score and report – for free, forever • Discover the fuller picture with an overview of your accounts, payment history, debt, and more • Keep your important information safer and get alerts when something’s not quite right • Improve your credit score over time, with simple explanations and step-by-step guides from our experts • See what you could save with offers, tailored to you ▶ Signing up is quick and easy. All you need to do is: 1. Enter some details about yourself so we can match you to your credit file 2. Go through our security checks to make sure only you have access to your information 3. Explore your credit score and report Your credit score is just the beginning. ClearScore is a credit broker, not a lender. Protect, our dark web monitoring service, is free, forever. Want the ultimate protection? Subscribe to Protect Plus for just £4.99 per month. You can search additional emails, uncover more stolen personal data, like your bank account details and address, and access dedicated live support. Subscriptions renew each month automatically and will be charged to your iTunes account within 24-hours of the end of the current period. You can turn off auto-renewal at any time by going to your settings in the iTunes Store after purchase - but refunds will not be provided for any unused portion of the term. These prices are for United Kingdom customers. Pricing in other countries may vary and actual charges may be converted to your local currency depending on the country of residence. Privacy Policy: https://www.clearscore.com/privacy-policy Terms of Use: https://www.clearscore.com/terms

Pepperstone Crypto is Australia’s crypto trading platform with no hidden fees. Whether you’re buying Bitcoin, trading Ethereum, or using a crypto exchange with AUD – what you see is what you pay. Flat 0.1% fee, every time. Crypto trading made simple, secure, and built for everyone – from first-time buyers to experienced traders. Key Features: - Secure trading: Buy, sell and manage your crypto assets with industry-standard security and data protection. - Wide range of assets: Trade Bitcoin (BTC), Ethereum (ETH), USDT, and a growing range of top cryptocurrencies and tokens. - Real-time market data: Live price charts, order books, and market trends – make informed crypto trading decisions with confidence. - Intuitive interface: Clean, powerful design so you can trade crypto, manage assets, and monitor your crypto wallet with ease. - Portfolio management: Track holdings, monitor performance, and manage your crypto assets anytime, anywhere. - Fast & reliable transactions: Quick order execution and smooth performance across all devices. - Advanced tools: Price alerts, detailed analytics, and customisable settings to match your trading style. Why Pepperstone Crypto? - No hidden fees. Flat 0.1% commission + spread shown before you confirm – nothing added after. - Buy Bitcoin and buy Ethereum directly using AUD – fast, simple, and secure. - A crypto exchange and trading platform backed by 16 years of Pepperstone’s trusted global infrastructure. - Regular feature updates driven by user feedback and continuous improvement. - Pepperstone Crypto is part of Pepperstone Group. Your gateway to the crypto market Explore the world of digital finance with confidence. Pepperstone Crypto empowers you to trade crypto, manage Bitcoin, Ethereum, and more – securely, with a seamless app experience that works whenever and wherever you need it. Download now and take your first step into the future of crypto trading.

The smarter way to manage your salary packaging and novated leasing. Smart Salary Packaging makes it easy to stay on top of your employee benefits and tax savings. Whether you’re packaging everyday expenses or managing a novated lease, everything you need is in one simple app. With Smart Salary Packaging you can: - View your salary packaging and benefit balances in real time - Manage your novated lease, including budgets and running costs - Submit claims quickly with simple digital uploads - Track deductions, remaining limits, and key dates - Access your benefits anytime, anywhere Trusted by employers across Australia, Smart helps you get more from your pay with ATO‑compliant solutions designed to make managing benefits easier. Download Smart Salary Packaging and take control today.

Built for everyday Australians who want an intuitive, secure and straightforward banking experience. Powered by innovative technology, advanced security, and all kinds of good features . New here? Get started within minutes. Simple day-to-day banking - Customise your dashboard with your favourite accounts - Open a new transaction or savings account in minutes* - Add your card to your Digital Wallet for banking on the go Pay, your way - Transfer money, pay bills, schedule payments and view balances in real-time - Pay with BPAYay®, account details, or PayID Security features - Industry-standard encryption and 24/7 account monitoring More control - Securely reset your password - Lock and unlock your cards instantly 24/7 support - Message our friendly team anytime in the app * New to bank customers applying for a transaction or savings account with us online must be 16 years of age or over and an Australian citizen. Terms, conditions, fees and charges apply. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. The terms of use governing your use of our App are available at https://peoplefirstbank.com.au/about-us/corporate-disclosure-and-regulatory-documents/disclosure-documents People First Bank, a trading name of Heritage and People's Choice Ltd ABN 11 087 651 125, AFSL 244310 and Australian Credit Licence 244310.

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

Say goodbye to tedious paper vehicle logs with the most accurate automatic mileage tracker. Track km effortlessly and create ATO-compliant logbooks for tax deductions or reimbursements. ◉ IF YOU DRIVE FOR WORK DRIVERSNOTE IS FOR YOU Driversnote is built for employees, self-employed professionals, and businesses who need accurate mileage tracking. Whether you're a healthcare worker, salesperson, real estate agent, construction professional, plumber, carpenter, delivery driver, small business owner, or part of a fleet, Driversnote helps you log every kilometre and maximise your reimbursement or tax deductions. ◉ STAY TAX-COMPLIANT & AUDIT-READY Effortlessly generate ATO-compliant vehicle logs for your tax return or reimbursement claims. Your records are securely stored and accessible anytime, so you're always prepared in case of an audit. ◉ CLAIM YOUR TIME BACK Our kilometre tracker saves you hours of manual logging. The app records all the information you need in real time, whether you're driving between clients, job sites, patients, or properties. All in just 3 simple steps: Track, Categorise, and Report. ► TRACK ※ Track trips completely automatically - the simple km tracker starts tracking once you reach a certain speed. ※ Want to record an individual trip? Just tap START and STOP, and let our automatic GPS km tracker handle the rest. ※ Easily log odometer readings for a complete vehicle logbook ※ Track trips for multiple vehicles and workplaces, clients and jobs ► CATEGORISE ※ Categorise each trip as Business or Personal for a complete vehicle logbook ※ Set working hours for automatic classification of business and personal trips ※ Add notes and tags to your recorded journeys for better documentation ► REPORT ※ Generate ATO-compliant mileage reports for reimbursement or tax deductions ※ Use the percentage split to report work vs personal driving with the logbook method ※ Create separate mileage logs for multiple vehicles and workplaces ※ Export your vehicle logbooks as PDF or Excel, or send them directly from the app ► FEATURES THAT MAKE KEEPING A LOG A BREEZE ※ Customise your reimbursement rate if it differs from the ATO rate ※ Set reporting reminders so you never forget to log or report mileage ※ Save frequently visited addresses for faster trip creation ※ Holiday mode: Pause the auto-tracker feature anytime ► DRIVERSNOTE FOR WEB: Faster Trip Management ※ Advanced filtering for location, time period, and vehicle ※ Split trips, change details and add notes to multiple drives in seconds ※ Redraw routes directly on the map ► DRIVERSNOTE FOR TEAMS: Perfect for Business Reimbursement Programs ※ Invite and remove users as you need ※ Employees track km automatically ※ Employees create and share consistent car logbooks with managers ※ Managers review and approve reimbursement claims in one simple overview ※ Privacy-first design — managers only see reported trips ► IBEACON: Further Improve Automatic Kilometre Tracking Place an iBeacon in your car, and Driversnote will track only your preferred vehicle's mileage every time you enter or leave your car. Get a free iBeacon when you sign up for the annual Pro subscription on our website. ► PRIVACY BY DESIGN ※ We never sell your data ※ Your information is never shared with third parties for marketing ► SUPPORT ※ Looking for a quick answer to your question? Visit our comprehensive Help Center straight from the app. ※ Our support team is ready to assist you at any time at [email protected]

At MONEYME, we're all about saving you time and money. A better experience starts here – with bank-beating rates, same-day approvals, and standout customer service. And as a proud B Corp, we're building a business that's better for our customers, our community and the planet. With the MONEYME app, you can: Check your credit score for free Get a quote for a loan in 90 seconds Get approved in as little as 60 minutes Manage your account with ease FREE CREDIT SCORE CHECK Lenders know your score, do you? Check your credit score for free, track your score over time, and get helpful tips on how to boost your score. PERSONAL LOAN Low-rate, award-winning personal loans up to $70,000. Get a quote in 90 seconds without impacting your credit score. DEBT CONSOLIDATION Roll your credit cards, loans and other debt into one easy-to-manage loan. Debt consolidation can help you reduce your interest rate and lower your monthly repayments. CASHBACK REWARDS CREDIT CARD Our new Cashback Rewards Credit Card turns everyday spending into effortless rewards with automatic cashback and perks you can actually use. Earn 1% cashback on everyday purchases, credited monthly. Plus you can get up to 44 days interest free on purchases, a low annual fee and enjoy benefits like mobile phone insurance, ticket cover and more. MONEYME CAR LOAN Secured car loans up to $100,000. Get a quote in 90 seconds without impacting your credit score. AUTOPAY CAR LOAN Available via dealerships and brokers only. Once approved, manage your Autopay car loan in the app. PARTNER CREDIT CARD Access partner credit cards including the Société Luxury Escapes Credit Card, all in one place. LUXURY ESCAPES SOCIÉTÉ CREDIT CARD Take your rewards further with the Société Luxury Escapes Credit Card. Earn 2 Société points per $1 spent on every purchase and redeem them for world-class travel experiences, exclusive hotel stays, and premium lifestyle rewards. Loan terms range from 3 to 7 years. Annual Percentage Rates (APR) from 5.99% p.a. (comparison rate from 6.70%). The maximum APR is 26.10% p.a. (27.49% p.a. comparison rate). Representative example: a loan of $30,000 over 5 years with an interest rate of 9.44% p.a. (10.82% p.a. comparison rate) would require monthly repayments of $649.56, with total repayments of $38,973.48, including a $495 establishment fee and a $10 monthly fee. Copyright 2026 | MONEYME Financial Group Pty Ltd | ABN 40 163 691 236 | Australian Credit Licence Number 442218 | Credit criteria, fees, charges, terms and conditions apply.

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

Start feeling good about money with tools to help you get on top of your finances, save for a goal and pay off debt. Frollo is a free money management app that can help you get ahead. It's an easy, secure and private way to see the big picture of your finances, get real-time insights and help you tilt the balance towards smart savings. Join over 145,000 other Australians who are using one app to effectively manage all things money. No ads. No subscriptions. No catch. Enjoy a seamless free experience with no interruptions. Frollo is built for you, not for advertisers and is 100% focused on your financial mastery. Secure by design Frollo uses bank-grade security and encryption and never sees or stores your banking passwords. Read-only access means your money can never be moved or changed in any way. Real success, real impact • Within the first three months, Frollo users increased their savings by an average of $1,042.* • Within the first six months, Frollo users reduced their credit card debt by an average of $212. Link your accounts with Open banking (CDR)** Frollo uses the Consumer Data Right (Open Banking) to link your accounts. This is a fast, safe and secure way to share financial data, without giving out your account credentials. You are in control and you decide what data to share and for how long. It is also easy to delete your data. All your accounts in one place, in real time Link all your financial accounts (transaction, savings, credit card, loans, super, investments and more) and see them all in one place in real time. Dive deeper into each account and view its historical balance to gauge how you’re progressing over time. See where your money is going View detailed breakdowns of your transactions, automatically categorised into convenient groups such as 'Salary', 'Groceries' and 'Gym & Fitness', and see how they have changed over time. You can also create your own custom categories and edit existing ones to better suit how you view your money. View your net worth In addition to linking accounts, you can also add assets and liabilities (property, vehicles, loans and more) to your portfolio to calculate your net worth. Stay on top of recurring bills Keep track of your regular payments and when they're due. Whether it's your rent, Netflix or energy bill, you won't get caught out. Set up budgets and goals Create and track budgets for your spending, or set goals to save for a holiday, a house deposit or an emergency fund. Securely share your data with your mortgage broker Give your mortgage broker a full view of your finances so they can help you complete your loan application faster. Get insider tips and insights Get alerts and tips when you have insufficient funds for upcoming bills, can save on subscriptions, or have spent more than usual on groceries. Download a detailed PDF snapshot of your finances A comprehensive report outlining your complete financial position that you can take to brokers and lenders to streamline your lending applications. * Frollo users with under $100k in savings. ** Open Banking is currently available for the majority of Australian banks and financial institutions. We'll continue to add new providers as they become available. If a provider isn't yet available on Open Banking, we will provide access via screen scraping.

The award winning* Aware Super mobile App is the easiest way for you to check in with your super and Pension - anytime, anywhere. Use the app to: • Set up Touch ID or Face ID for quick secure login • Check your latest super balance • See recent contributions and transactions • Check your insurance cover • Make extra contributions • Check and Switch investment options • Update your contact details • View your latest activities and correspondence • Update your communications preferences • View and action your Advice documents • View and approve adviser initiated transactions • Create a personalised retirement plan If you’re a Retirement Income or Retirement Transition member, you can also: • See your last payment date and next scheduled payment date • View your income details If you’re a former StatePlus member you can also: • View, track and update your Investment Fund accounts • Review your investment allocations • Make deposits and setup payments • Access your joint accounts To use this app, you must be an Aware Super member and be registered for online access. To register visit aware.com.au/register For any queries or feedback about the app, please call our Member Support Team on 1300 650 873 (8.00 am – 7.00pm Monday to Friday AEST/AEDT) or email us at [email protected] To view our privacy policy, visit aware.com.au/privacy *The Aware Super app was awarded Bronze Stevie Award at the 2022 International Business Awards. For information on our awards and ratings, visit aware.com.au/awards

The mobile Investor Centre is a global, digitally enabled native App that connects individuals with their assets securely and responsibly. It simplifies managing investments by allowing users to view and transact on listed/unlisted holdings or Employee Share Plans, update personal details, prepare for tax disclosures, and much more—all through a single login. Key features include seamless portfolio management, access to statements and transaction history, and the ability to connect third parties with view-only access. Strong security controls, such as Multi-Factor Authentication, provide peace of mind, while intuitive tools like how-to videos, FAQs, and dedicated product support ensure a smooth user experience. Whether you're at home or on the go, the Investor Centre makes managing your assets easy, secure, and efficient, offering the convenience of updating once and reflecting changes across holdings.

Coinbase is the world’s most trusted cryptocurrency platform to securely buy, sell, trade, stake, and earn on millions of assets. We’re the first publicly traded crypto exchange in the U.S. and the only crypto company listed on the S&P 500. SUPPORTED ASSETS Bitcoin (BTC), Ethereum (ETH), XRP (XRP), USD Coin (USDC)¹, Cardano (ADA), Polygon (MATIC), Polkadot (DOT), Solana (SOL), Tether (USDT), Dai (DAI), VeThor Token (VTHO), Pepe (PEPE), SHIBA INU (SHIB), Dogecoin (DOGE), and millions of other cryptocurrencies. Here’s a taste of what Coinbase offers: POWERFUL TOOLS FOR ADVANCED TRADERS - Buy, sell and trade crypto using advanced trading tools and earn staking rewards¹ - Access charting powered by TradingView, advanced real-time order books, and more order types across 500+ spot markets BUY, SELL & MANAGE CRYPTO SECURELY - Coinbase is the most trusted platform to build, manage, and track your crypto portfolio. - Explore and trade millions of crypto assets⁴ - Stake crypto and earn yield on cryptocurrencies like Ethereum and Cardano¹ - Earn rewards on stablecoins like USDC.² - Easily set up automatic or recurring buys. - Pay with crypto: Securely send, receive and transfer crypto internationally. SECURE & REGULATED CRYPTO EXCHANGE - Coinbase is the first publicly traded, US-headquartered crypto exchange (NASDAQ: COIN). - All customer assets are held 1:1, and we never trade against our customers or leverage their funds without consent. - Our financials are public and audited quarterly by a Big 4 accounting firm. - State-of-the-art encryption and security are at the core of our platform, and our security team is constantly working to make sure you and your assets are protected from emerging threats. - From auto-enrolled 2 factor-authentication (with security key support), password protection, to multi-approval withdrawals in Coinbase Vault, we provide powerful security features to all our users. COINBASE ONE - Get more out of crypto with Coinbase One. - Zero trading fees, boosted staking rewards, priority support, and more.³ - Exclusive access to sweepstakes. NEED MORE HELP? Visit help.coinbase.com for information and to contact Coinbase Support. PRIVACY View Coinbase’s legal privacy policy at https://www.coinbase.com/legal/privacy — Coinbase Australia Pty Ltd ACN 654 922 442 is licensed and regulated by the Australian Securities and Investments Commission ("ASIC"), AFSL No. 569752. Coinbase is also registered and enrolled with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") as a virtual asset service provider and a remittance service provider. c/o TMF Corporate Services (AUST) Pty Limited, Suite 1 Level 11, 66 Goulburn Street, Sydney NSW 2000, Australia — ¹ Available in select territories. ² Upon purchase of USDC, you will be automatically opted in to rewards. You can opt out at any time. The rewards rate is subject to change. Customers will be able to see the latest applicable rates directly within their accounts. ³ A Coinbase One subscription renews automatically and requires recurring payments. Benefits vary by region. Zero trading fees: Coinbase Advanced excluded; a spread applies. ⁴ Millions of assets available via DEX trading. Users must create a self-custody wallet prior to trading; subject to applicable terms of service. DEX trading feature not available in all locations. Fees may apply. You earn rewards from the protocol, not Coinbase. Coinbase acts only as a service provider connecting you, the validators, and the protocol. We pass along any rewards earned from staking, minus a transparent Coinbase fee.

With Qantas Pay, you can earn Qantas Points on your own money at home and overseas. Lock in rates on 16 foreign currencies or load Australian dollars to spend worldwide - anywhere Mastercard® is accepted. Qantas Pay opens up a whole new world of points earning potential. Earn Qantas Points for simply loading your money and spending at home and overseas. • Earn 1 point per AU$1 equivalent loaded in foreign currency. • Earn 1 point per AU$1 spent overseas. • Earn 1 point per AU$4 when using your card at home - plus earn bonus points when spending on Qantas Flights, Marketplace and Wine. Plus, with Qantas Pay you can enjoy no foreign transaction fees and no account fees. Start planning your next adventure and discover how points make it possible with Qantas Pay. Manage your money with the Qantas Pay app • View your balances, transactions, statements and more. • Load funds by bank transfer, BPAY and debit card, or by using Apple Pay. • Hold up to 17 currencies. • Instantly add your Qantas Pay card to your Apple Wallet to shop in-store or online. • Instantly transfer funds between currencies and to other Qantas Pay cards. • Get help locking your card when you need it. • Change your card PIN. • View offers available to you when you use your Qantas Pay card. We take security seriously We take the safety of your data seriously, with advanced processes and systems in place to protect your information. And while logging in is as easy as using Face ID or your fingerprint, there’s extra authentication when you need a little extra peace of mind. Don’t have Qantas Pay? It only takes a few minutes to start enjoying all the great benefits Qantas Pay offers. Download the app and follow the prompts to sign up for free now. Any questions? Visit qantasmoney.com/qantas-pay T&CS apply. See full terms and conditions at www.qantasmoney.com/qantas-pay. Issuer: EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider PDS, FSG and TMD.

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.

Binance is a trusted crypto exchange and trading app that lets you buy, sell, and trade cryptocurrencies anytime, anywhere, and spend crypto in everyday life with the Binance Card. TRADE CRYPTO, BITCOIN, INVEST AND DO MORE WITH CRYPTO Buy and sell from a wide selection of cryptocurrencies, including Bitcoin, Ethereum, BNB, Solana, USDT. Spend crypto in everyday life with the Binance Card. Pay with your crypto balance for everyday purchases. With Binance’s Super App, you can: Trade hundreds of cryptocurrencies, including Bitcoin, Ethereum, BNB, Solana, and USDT. Set recurring buys and price alerts Fund your account via card, P2P or third-party providers, depending on your region EARN REWARDS ON YOUR CRYPTO ASSETS Put your crypto to work with On-Chain Yields, a simplified way to access and earn on-chain rewards.* Support emerging blockchain and cryptocurrency projects on Binance Alpha. FUNDS ARE SAFU Your assets are protected by Binance’s security-first approach, with user assets held 1:1, the Secure Asset Fund for Users (SAFU), real-time risk monitoring, strict KYC protocols, and advanced data encryption helping safeguard users, the platform, and your information. FAST AND SECURE KYC PROCESS Create and verify your Binance account quickly with a secure KYC process. Binance partners with leading KYC vendors to help users complete verification and start buying Bitcoin, trading crypto, and accessing eligible products in minutes. SPEND AND SEND CRYPTO WORLDWIDE Send crypto to friends and family worldwide. Transfer supported digital assets quickly and securely. Use your crypto balance for eligible payments and services. EXPLORE WEB3, CRYPTO NEWS & BLOCKCHAIN APPS Get tailored Web3 content and news delivered straight to your homepage Learn with 400+ educational articles from Binance Academy Bridge funds across different blockchain networks ACCESS 24/7 CUSTOMER SUPPORT Binance offers 24/7 live chat customer support in 18 languages: English, Arabic, German, French, Filipino, Indonesian, Italian, Japanese, Chinese, Russian, Spanish, Polish, Portuguese, Romanian, Turkish, Korean, Ukrainian, and Vietnamese. DOWNLOAD BINANCE TODAY Join over 300 million users worldwide who choose Binance to buy Bitcoin, trade crypto, explore Web3, access crypto news and manage digital assets. Disclaimer and Risk Warning: Cryptocurrency trading is subject to high market risk. Please make your trades cautiously. You are solely responsible for your investment decisions and Binance is not responsible for any trading losses you may incur. For more information, see our Terms Of Use and Risk Warning. *Region Limitation Disclaimer: This is a general announcement. Products and services referred to here may not be available in your region. Not investment advice. All trading carries risk. Only use risk capital you can afford to lose. **Binance App is available only to non-U.S. citizens and residents. For U.S. citizens and residents, please install the Binance.US App. Investment involves risk. Binance Investments Co., LTD United Arab Emirates ResCo-Work21, First Floor Pixel Plaza - Tower 6 The Makers District Al Reem Island, Abu Dhabi

Keeping on top of your super has never been easier. When you're on the go, you can easily: • check your super balance • view and change your investment options • check your member statements • read letters we’ve sent you • update your details • view your insurance cover • provide your tax file number • nominate your beneficiaries • and more! To use this app you must be a CareSuper member registered for Member Online. To set up online access simply click the 'Set up online access' button in the app and follow the prompts. Not a member yet? Simply click the 'Join now' button in the app. Please consider the PDS and TMD at caresuper.com.au before joining. If you need help, call us on 1800 005 166. CareSuper Pty Ltd (Trustee) ABN 14 008 650 628 AFSL 238718 CareSuper (Fund) ABN 74 559 365 913

Play games for free on Ember. Top the leaderboard. Win big. - Ember is intended for adult audiences, age 18+, and does not offer real money gambling. - No purchase is necessary to participate. - Apple does not sponsor and is not involved in any Ember promotion or games. Note: This app offers subscriptions that adhere to https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Join over 17 million users worldwide who trust tricount to split bills, track expenses, and settle up—free and unlimited. tricount is the easiest way to split costs, manage group expenses, and settle balances with friends, roomies, or your partner. Whether you're organizing a trip, splitting rent, or going out to dinner, tricount helps you stay on top of every bill—fairly and stress-free. Why Choose tricount? • Free & unlimited – No subscription, no hidden fees, no limit on tricounts or expenses • Fair splits – Even for uneven amounts • Great for roomies, couples, friends, or any shared situation • Ideal for cost split on rent, trips, groceries, shared budgets, and more • Real-time bill tracking with clear payback and balance overviews • Send and receive payment requests instantly through the app • Built-in calculator for easy amounts per person • Share expense photos and track everything—even offline • Supports multiple currencies for international trips • Better than spreadsheets—and easier than Splitwise Whether you're planning a getaway, splitting a check, or managing household costs, tricount is the smart, simple way to share expenses and stay organized. Download tricount today – the best way to split, track, and settle group expenses. 100% free, unlimited, and trusted by millions.

KLS: Events Markets is a reading room, not a feed. It takes the public event-market data everybody skims and lays it out as something you can actually sit with: the whole slate of outcomes for a question, the depth stacked behind each side, what has crossed today, and the rule that will decide it. Then it asks the harder part — what do you think? Open a dossier, write your own number down, and let the reckoning judge you months later. WHAT YOU GET • Lobby — the questions worth walking into today, laid out as a hall rather than an endless scroll • Programmes — every series and event, with every candidate outcome ranked side by side instead of one headline number • Depth ladder — the standing interest on both sides of a question, rung by rung, so you can see where the weight actually sits • Tape — what has crossed today, filterable by side, so a move has context instead of being a coloured arrow • Vault — the questions that have already settled, filed by how they resolved, so you can read the history of a category • Dossiers — your private file on a question: your reading from 0 to 100, how strongly you hold it, the horizon you are judging it over, your thesis, the counterpoint you owe yourself, citations, tags and photographed clippings • Weighting — mark a dossier minor, standard or major, so your scoring reflects what you actually cared about • Reckoning — once a question settles, your record: calls right, average error, the standing by conviction and how your error moved month over month The point of the counterpoint field is that you have to write the case against yourself before the question resolves. It is much harder afterwards. Market data comes from a public event-market data source and is shown for information. Nothing is transacted here: there is no account, no wallet, no order entry and no link out to one. Your dossiers never leave the device.

Invest in Global Markets with IBKR Mobile IBKR Mobile brings the investing capabilities of Interactive Brokers to your phone. Invest in stocks, ETFs, options, futures, currencies, bonds, mutual funds and more across 170+ markets worldwide from one integrated platform. Whether you're building long-term wealth, generating income, actively trading the markets or managing a diversified portfolio, IBKR Mobile combines global market access, institutional-grade trading technology and comprehensive research in one mobile app. Access Global Opportunities Invest across North America, Europe, Asia-Pacific and other global markets from one integrated platform. Trade: • Stocks • ETFs • Options • Futures • Currencies • Bonds • Mutual Funds • Prediction Markets (where available) • Overnight Trading (where available) Fund, hold and trade in multiple currencies while managing your investments from a unified platform. Research with Professional Insights Evaluate investment opportunities using comprehensive research and market intelligence. Access: • Company fundamentals • Market news • Analyst research • Economic calendars • Earnings announcements • Market movers • Option analytics • Performance metrics • Portfolio reporting • AI-powered investing tools (where available) Trade with Institutional-Grade Technology Whether you're an active trader or long-term investor, IBKR Mobile provides the tools to analyze markets, execute trades and manage risk. Features include: • Real-time market data • Advanced charting • Technical indicators • Custom watchlists • Price alerts • Market scanners • Advanced order types • Multi-leg options trading* • Portfolio analytics • Risk management tools • Paper Trading account *Options involve risk. Multiple leg strategies, including spreads, will incur multiple commission charges. For more info see ibkr.com/occ Manage Your Portfolio Anywhere Monitor your investments and stay connected wherever you are. • Account balances • Positions • Portfolio performance • Cash management • Asset allocation • Trade history • Watchlists • Tax documents • Secure authentication Why Investors Choose Interactive Brokers • Invest in 170+ markets worldwide • Trade stocks, ETFs, options, futures, currencies and bonds from one integrated platform • Institutional-grade trading technology and comprehensive research • Competitive margin rates* and commissions • Powerful portfolio and risk management tools • Fractional share investing • Advanced order management • Multi-currency investing • Secure mobile investing experience *Margin borrowing is only for experienced investors with high risk tolerance. You may lose more than your initial investment. Security Protect your account with biometric login, two-factor authentication, advanced encryption and multiple layers of account security designed to help safeguard your investments and personal information. DISCLOSURES INVESTING IN FINANCIAL PRODUCTS INVOLVES RISK TO YOUR CAPITAL. YOUR INVESTMENTS MAY INCREASE OR DECREASE IN VALUE, AND LOSSES IN DERIVATIVES OR WHEN TRADING ON MARGIN MAY EXCEED THE VALUE OF YOUR ORIGINAL INVESTMENT. IBKR's services are offered through the following companies, depending on your location: ∙ Interactive Brokers LLC ∙ Interactive Brokers Canada Inc. ∙ Interactive Brokers Ireland Limited ∙ Interactive Brokers Central Europe Zrt. ∙ Interactive Brokers Australia Pty. Ltd. ∙ Interactive Brokers Hong Kong Limited ∙ Interactive Brokers India Pvt. Ltd. ∙ Interactive Brokers Securities Japan Inc. ∙ Interactive Brokers Singapore Pte. Ltd. ∙ Interactive Brokers (U.K.) Ltd. Each of these IBKR companies is regulated as an investment broker in its local jurisdiction. Each company's regulatory status is discussed on its website. Interactive Brokers LLC is a SIPC member. *Lowest Cost Broker according to StockBrokers.com Online Broker Survey 2022.

Say hello to a new way of banking with BOQ. Simple, intuitive everyday banking… anytime, anywhere. Download the myBOQ app and open a bundled BOQ Future Saver and Everyday Account, BOQ Smart Saver and Everyday Account, or Simple Saver account and start using your account in minutes. For access to other BOQ accounts (Day2Day, Fast Track Starter, Fast Track Saver, Term Deposit, Credit Card or Home Loan accounts) please continue to use the BOQ Mobile app. Quick, easy, at your fingertips • New to BOQ? You can open an account in minutes, right from the app. • No monthly fees – we’ve made account fees a thing of the past. • Add your card to your digital wallet and start using it straight away. • View your spending and savings accounts all in the app. • Speedy and secure access – use face or fingerprint recognition to log into the myBOQ app with a swipe or a smile. You’re in control • Pay or be paid instantly with PayID & Osko. Or prefer BPAY? We have that as well. • Open up to 9 saver accounts so you can manage your savings across multiple goals. • Add goals to your accounts and keep focused on what you’re saving for. • Open joint accounts to save with a partner or a friend – sharing is caring. • We’re here to help at the click of a button, with in-app Live Chat. More from your money • Supercharge your savings - Enjoy bonus interest* on your BOQ Future Saver™ or BOQ Smart Saver™ each month that you meet the criteria. • Round Ups~ – Let you add to your savings without even thinking about it. • Track your bills – We’ll give you a heads up on your upcoming bills, so you can make sure you’ve got the funds available when they are due. • Better at budgeting - Set spending budgets on specific categories (like groceries) and we’ll help you manage your money, with personalised insights and real-time alerts. © 2022 Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or go to https://www.boq.com.au/important-information/terms-and-conditions. ~Round Ups require an Everyday Account and a linked saver account or BOQ Simple Saver Account™. *Interest Rate is a variable rate made up of a base rate and a Bonus Interest rate. If monthly bonus criteria conditions are not met, the variable base rate only will apply.

The Suncorp Insurance App is now available. The Suncorp Insurance App makes it easy to check and manage supported insurance policies, quickly and easily. · Update your personal details, such as address and payment details. · Make renewal payments. · Check policy documents. · Track home and motor claims, and receive status updates as they progress. · Receive important policy notifications thing like upcoming renewal and missed payments. · Get notified for weather alert including hail in your area so you are better prepared. Download the app today and discover how much simpler managing your insurance can be.

It’s convenient to transfer money using the MoneyGram® money transfer app! Transfer funds directly into bank accounts, mobile wallets or for cash pickup in 200+ countries and territories, saving your family and friends a trip to the store.   The MoneyGram® app provides the speed, flexibility and freedom to move money on your terms. Sending money is as easy as 1-2-3:   1.     Register or login  2.     Select a receiver  3.     Choose a payment method  Here’s what our users love about the MoneyGram® money transfer app:  SEND MONEY INTERNATIONALLY & DOMESTICALLY You know and love our international money transfers that make it fast, easy and reliable to send money to over 200 countries and territories around the globe. But did you know you can also transfer money to your friends and family within your country? Simply select your country as the receive destination to estimate fees and start online money transfers to your loved ones here at home.  With the MoneyGram® money transfer app, you can also:  
 • Estimate fees before you begin a new online wire transfer  • Receive notifications and track the status of money transfers you’ve sent or are expecting to receive  • Find your nearest MoneyGram agent location to send wire transfers in-store  • Receive 20% off your 2nd money transfer and 40% off every 6th transfer after joining MoneyGram Plus Rewards™, our no-cost loyalty program  • Access your profile quickly and easily with biometric login  • Enjoy enhanced security with 24/7 monitoring of online activity  When you download and use MoneyGram, you agree to the MoneyGram Terms of Use: https://www.moneygram.com/mgo/au/en/m/terms-and-conditions/ LEGAL  The MoneyGram® money transfers app will display available services based on your location. Not all services will be available in all countries. The app supports the same send and receive countries shown on our website, www.moneygram.com 
 MoneyGram, the Globe and MoneyGram Plus Rewards are marks of MoneyGram. 
 © 2025 MoneyGram. MoneyGram Payment Systems, Inc., 1550 Utica Avenue S., Suite 100, Minneapolis, MN 55416. MoneyGram and the Globe are marks of MoneyGram.

Join the more than 200,000 users Australia-wide paying their bills with the Sniip app. There’s a reason we’ve become the go-to for bill payments. With Sniip, you take back control of your bills and choose the way YOU want to pay! Easily keep track of your bill payments and receipts, schedule a payment, set-up an instalment plan or create recurring payments. You can even have your emailed bills delivered automatically to the Sniip app and receive a push notification when it’s ready for payment. Never miss a bill again! So, whether it’s your tax bill, school fees, rent, rego, membership renewal, phone bill, health insurance, car insurance, general insurance, body corporate, rates, water, utilities (or whatever bill you’ve got to pay) - if it’s one of the more than 60,000 Australian bills with a BPAY Biller Code on it, you can pay it with Sniip! Plus, we’ve partnered with Apple Pay! You’ll see your Apple Pay wallet in the Sniip app and you can pay your bills with the click of a button. Simple! Whether it’s your tax bills, superannuation, school fees, rates, insurance or any other bill that offers a BPAY Biller Code and Reference Number, paying with Sniip earns you FULL POINTS! Connect your Virgin Australia Business Flyer account to Sniip and earn Velocity Points for your business on your bill payments with Sniip at no extra cost. HOW IT WORKS Does it really take less than 20 seconds to pay a bill with Sniip? Yep, sure does! • Use Sniip app to scan the BPAY Biller Code • Enter the amount you want to pay • Select the debit or credit card you want to pay with • Pay securely with Touch ID, Face ID, or a four-digit pin. Done! PROCESSING FEES Paying from a bank account has a processing fee FREE in the Sniip app. Debit cards incur a 0.65% processing fee, and prepaid cards incur a 0.85% processing fee. We offer both personal and business processing fees for American Express. Personal Amex payments (not including ATO/superannuation/business billers) receive a 1.29% processing fee - the best rate in the market! Our business rates are tiered based on the payment amount from 1.75% +GST. Diners, Citibank and other credit cards (Visa and Mastercard) incur a 1.5% processing fee (international cards are 3%). NOTE: There are no subscription fees, fixed-fees per transaction or any other hiddens fees in the Sniip app. The processing fee is the only fee you pay for our service and this fee is paid once only on your card, through the Sniip app. There are no additional fees for your transaction.

Whatever life brings, from the awesome to the unexpected, humm® is the new flexible way to finance it, with up to a big $50K limit, and a range of participating merchants. You can apply in-app or in-store in under 10 minutes if you have all the required information available. Whether it’s sealing a roof or sealing your love with a diamond, fixing the kids’ teeth or fixing the car, humm® comes through with flexible finance that’s made for living. - Get a life-sized limit of up to $50K - Enjoy up to 120 months to repay - Pay in easy instalments - No penalty for early repayment – pay it your way - Watch one purchase pay down, then plan your next To be approved for humm you need to: Be 18 years or older Be a permanent Australian resident Hold a valid Australian ID Have a regular source of income Meet our credit assessment criteria Please note: The humm app is free to use but an internet connection is required and normal data charges apply. Downloading and using the app is subject to humm terms of use For more information visit the humm loan website: https://www.hummloan.com humm provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence No. 386194. humm is provided subject to the Terms & Conditions. Once Credit Pty Limited is a member of humm group. Copyright © 2026 humm

Everyday banking that rewards you AMP Bank GO is a digital banking app designed for everyday Australians and small businesses. Open an AMP Bank GO Everyday Account and manage your money from one secure app. Pay no monthly account fees*, earn Qantas Points on your average monthly balance, and spend internationally with no AMP Bank GO currency conversion fees.* Everyday bank account with no monthly fees Open a personal, joint or business everyday account with: • $0 monthly account fees* • Fast digital account opening • Easy money management in-app Doing nothing has its rewards. With an AMP Bank GO Everyday Account linked to your Qantas Frequent Flyer account, spend nothing and earn rewards on your balance. • Get 2 Qantas Points for every $10 on your average monthly balance, up to $500K. • Available for AMP Bank GO Everyday Account customers. • Terms and conditions apply^ Spend globally with no FX fees • No AMP Bank GO currency conversion fees on international debit card purchases • Use your card overseas or shop online in foreign currencies with confidence • Get the Mastercard exchange rate with nothing added on top from us Simple payments, your way Pay and get paid easily with: • PayID • PayTo • BPAY • Direct debit • Apple Pay • Google Pay Save smarter With AMP Bank GO Save and Business Save accounts: • Competitive interest rates • No hidden conditions or hoops • Watch your savings grow daily Secure mobile banking to help keep your money and data safe Your security is our priority: • Biometric login • Real-time transaction monitoring • Fraud protection and instant card controls 24/7 support • Chat with real people, anytime, directly in the app. Term deposits with certainty • 6 and 12-month terms • Deposits from $5,000 to $10,000,000 • Know exactly what your money will earn How to open an account Download AMP Bank GO to apply for an Everyday Account and get started in minutes. Once you’re set up, you can spend, save and manage your money in one place, create Savings Spaces for your goals plus smart tools to help you manage your money with ease and link your Qantas Frequent Flyer account to earn Qantas Points on your average monthly balance. T&Cs apply. Eligibility • Available to Australian residents Important Information AMP Bank GO is issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517. Rates are subject to change without notice. *Fees apply for approved business overdrafts. ^The applicable AMP Bank GO Terms and Conditions can be viewed at https://www.amp.com.au/appterms Information and data collected is processed in Australia and subject to Australian Privacy laws. Membership with the Qantas Frequent Flyer Program are subject to the QFF. Terms and Conditions as applicable. This information is general in nature and does not take into account your objectives, financial situation or needs. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517

Connect to hundreds of brokers and trade in financial markets using MetaTrader 5 for iPhone and iPad. The mobile trading platform allows you to receive quotes of financial instruments, analyze markets using charts and technical indicators, perform demo trades, connect to brokers for live trading and view the history of trading operations. Risk Warning: Our programs may involve real trading with a high risk of losing money rapidly. Most retail investor accounts lose money when trading financial products. You should consider whether you understand how various financial products work and whether you can afford to take the high risk of losing money. TRADING • Real-time quotes of financial instruments • Full set of trade orders, including pending orders • Depth of Market (Level 2) • All types of trade execution • Complete trading history ADVANCED FUNCTIONALITY • High-performance charts • Customizable chart color scheme • Configuring properties of graphical objects and indicators • Display of four charts in one window available on the MetaTrader 5 for iPad • Trade levels visualizing the prices of pending order, as well as SL and TP values on the chart • Information window that displays orders, trading history, emails, news, and logs in MetaTrader 5 iPad • Sound notifications • Financial news — dozens of materials daily • Secure and fast chats with other traders, creation of group chats and channels • Support for push-notifications from the desktop platform and MQL5.community services TECHNICAL ANALYSIS • Interactive real-time price charts with zoom and scroll options • 30 most popular technical indicators • 24 analytical objects: lines, channels, geometric shapes, as well as Gann, Fibonacci and Elliott tools • 9 timeframes: M1, M5, M15, M30, H1, H4, D1, W1 and MN • 3 types of charts: bars, Japanese candlesticks and broken line Download MetaTrader 5, connect to a broker and trade in financial markets! To trade using real money, you need to open a real trading account by entering into a separate agreement with a financial company (broker), which has installed the server component of the MetaTrader 5 trading platform and has the appropriate permissions to provide financial trading service in their respective country. MetaQuotes is a software company and does not provide financial services, nor it has access to MetaTrader 5 platform servers and databases managed by financial companies.

With pay.com.au, you can pay more suppliers, earn your full credit card rewards, and unlock PayRewards Points with every business transaction. Turn your points into unforgettable experiences and redeem PayRewards with 16+ popular airline and hotel partners, for gift cards, or make a custom redemption request tailored just for you. The possibilities are endless. - Access your pay.com.au account on mobile to submit payments, authorise transactions and monitor your PayRewards balance. - Designed for business owners and finance teams, the app makes it simple to manage payments and approvals in one secure place. Manage payments on the go - Submit supplier and payroll payments wherever you are. Stay in control of outgoing cash flow without being tied to your desk. Approve transactions instantly - Review and authorise individual or multiple payments in seconds. Keep your business moving with fast, streamlined approvals. Earn and track PayRewards - View your PayRewards balance at a glance and see the points earned on eligible payments, all from your mobile device. Secure access - Log in securely using your PIN or biometric authentication. Built for business - Clear visibility of payment activity - Simple, intuitive design - Access to your existing payment methods Quickly connect to your existing account and start managing payments from your phone. The pay.com.au app gives you flexibility, control and visibility over your business payments, wherever work takes you.

WorldRemit makes sending money abroad simple, fast and secure. Transfer funds to family and friends worldwide with trusted digital money transfer and wire service tools designed for convenience and flexibility. With low fees, competitive exchange rates, and multiple payout options, WorldRemit gives you a reliable way to move money internationally - anytime, anywhere. Send money across borders using methods that fit your receiver’s needs. Choose between bank transfers, mobile wallet, cash pickup, and airtime topup. Whether you’re supporting loved ones, paying bills abroad, or sending emergency funds, WorldRemit delivers your international remittance quickly and safely. Reliable global money transfer services WorldRemit provides a seamless way to send money to countries around the world using secure banking and digital payment technology. Your transfer is protected with advanced fraud monitoring, encrypted transactions, and verification tools that keep your financial information safe. FAST AND SECURE BANK TRANSFERS Send money directly to bank accounts across thousands of global financial institutions. Perfect for everyday banking needs, bill payments and direct deposits. FLEXIBLE MOBILE MONEY MANAGEMENT Transfer funds straight to mobile wallets, giving recipients immediate access to money for payments, savings or cash withdrawals. CASH PICKUP Send money for pick up at trusted partner locations. Your recipient can collect cash instantly with a valid ID for quick, convenient access to funds. AIRTIME TOPUP Recharge mobile phones abroad in seconds. Keep family connected by sending airtime credit instantly. FAST, AFFORDABLE AND TRANSPARENT WorldRemit offers competitive exchange rates and low transfer fees, giving you more value with every transaction. Review fees and rates upfront so you always know exactly how much your receiver will receive. No hidden charges. No surprises. BUILT FOR CONVENIENCE • Quick setup and easy repeat transfers • Save receivers for faster future payments • Real-time transfer tracking and status alerts • 24/7 ability to send money internationally • Accessible customer support when you need help Transfer and wire money worldwide Kenya: Send cash for pick up at Co-op Bank, Diamond Trust Bank, Equity Bank, Upesi and others. Transfer to mobile money with Airtel, Equity Bank, and M-Pesa, or send bank transfers to Co-op Bank, Diamond Trust Bank, and National Bank of Kenya. Philippines: Cash pickup at BDO Unibank, Cebuana, PS Bank, and M Lhuillier. Mobile money transfers to CoinsPH, GCash, and PayMaya. Bank transfers to LandBank, BDO Unibank, BPI, Metrobank, and Philippine National Bank. Nigeria: Cash pickup from Fidelity Bank, Union Bank, and Virtual Correspondent. Bank transfers to Access Bank, Fidelity Bank, FirstBank, GTBank, and UBA. Ghana: Cash pickup at Unity Link, Zenith, and FBN Bank. Mobile money transfers to MTN, Airtel Tigo, and Vodafone. Bank transfers to EcoBank and Fidelity Bank. You can also send money to Uganda, South Africa, Colombia, Rwanda, Bangladesh and more. Download WorldRemit to experience fast, flexible and secure international money transfers today. *Payment options for your WorldRemit transfer vary by country and may include debit, credit, or prepaid cards, Poli, Interac, iDEAL, Klarna (Sofort), Apple Pay, Trustly, or mobile money. Contact Us Address: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, UK

Transform the way you borrow and manage your loan with MoneySpot, the innovative solution for short-term loans. MoneySpot is committed to providing you with a hassle-free solution to your personal borrowing needs. Say goodbye to complicated loan processes and hello to a simple, smarter way of borrowing at your fingertips. Whether you're looking to manage unexpected expenses, invest in a new project, or just need a little financial help until your next pay check, MoneySpot can provide the support you need. Experience the power of smart borrowing with MoneySpot, your quick and reliable financial partner.

Explore and use the card benefits exclusive to your Qantas Money Everyday, Platinum or Titanium card • Access your account with Touch ID® or Face ID® • View your card details, account balance, transactions and repayments anytime, anywhere • Make one-off payments or schedule recurring payments • See your Qantas Points and Status Credits on the home screen and discover more ways to boost your Qantas Frequent Flyer benefits • Add your card to your Apple Wallet or access your card details to make an online purchase • Place a temporary lock on a misplaced card or block a lost or stolen card National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901. Apple Pay, Face ID® and Touch ID® are trademarks of Apple Inc., registered in the U.S. and other countries.